Debt consolidation Plan

[bozoka86]

Nope its 4.7 per year. How abt u? Are u with DCP? How long is your tenture

havent apply..thinking hsbc or maybank? so yours is 4.7% x10 years =47% ?

 

[hwaa]

I have a feeling or maybe an idea that maybe the 3 of them are money lenders that wanna try get business here lol.

he like not tired or maybe really bored till the extent of needing to create 3 accounts.

perhaps he shld create 10 accounts and pcw in this thread so he wont have the 'imaginary' time to go turf club, gambling cruise or whatsoever.

on dmp first thing cfm is need to ban from going casino and yet he still can keep going casino.

 

[Jojodespo]

Totally agree lol.

he like not tired or maybe really bored till the extent of needing to create 3 accounts.

perhaps he shld create 10 accounts and pcw in this thread so he wont have the 'imaginary' time to go turf club, gambling cruise or whatsoever.

on dmp first thing cfm is need to ban from going casino and yet he still can keep going casino.

 

[Manythanks]

Would like to check if there’s a record if we have a dcp? Like if we want to change jobs and they look at records?

 

[Jojodespo]

No there won’t be a record as banks are private entity. Unless you default payment and Lawyers come knocking you door; then it involves the law.

A DCP is like just a very big loan with the bank. Except that during the time you’re on a dcp, can’t take any other loans or credit cards.

Would like to check if there’s a record if we have a dcp? Like if we want to change jobs and they look at records?

 

[Manythanks]

Thanks for your help! I've been worried that there will be a record left behind =/

No there won’t be a record as banks are private entity. Unless you default payment and Lawyers come knocking you door; then it involves the law.

A DCP is like just a very big loan with the bank. Except that during the time you’re on a dcp, can’t take any other loans or credit cards.

 

[DyingLiao]

any bro have good CSO to intro with regard to DCP?

 

[Jojodespo]

Maybe you wanna PM me your details e.g credit rating and total outstanding, I have a few CSO’s from different banks to recommend based on your current credit rating and posture.

Cheers!

any bro have good CSO to intro with regard to DCP?

 

[SadSorrow]

I'm on dcp with BOC. I applied for balance transfer on my family card but it is not approved

eh boc i thought need to wait very long?? i apply cc with them still no reply damn long

 

[SadSorrow]

U got only bal 400 how can u lose 1800..

he is troll la.... he malaysian.. last time exposed

 

[SibehHL]

he is troll la.... he malaysian.. last time exposed

IF he is indeed a troll; imagine his mental state to want to troll people who are in a temporarily financial transition phase.

 

[MoFour77]

Hi Jojodespo

Can please share the CSO contact for Maybank.I'm unable to PM as Im still new to the forum.thank you.

Hi bro,


which CSO contact, for Maybank, HSBC, UOB or SCB?

 

[Manythanks]

Eenda

Consultant | Debt Consolidation Team

Tel: 6298 - 0254| Fax: 6298 - 1558

CSO contact for Maybank

 

[Manythanks]

Just a quick one.. I enquired from dbs and Maybank yesterday.. dbs has better rates at 4.58% per annum but with processing fee of $99. Maybank doesn't have processing fee but the rate is 5% +.. i did ask if they give preferential rate to customers, they said case by case.. on the other hand dbs give flat rate for tenures 5-8 years and currently has a promo of $800 rebate if exceed 75k loan (based on memory, check their website if need be)

 

[Manythanks]

I would like to understand when you can start asking the banks for waivers.. after the closure of accounts? Thanks much!

 

[MoFour77]

Txs for this but after reading others posting I might not be able to pass Maybank. Going to try my luck with UOB & BOC.

Eenda

Consultant | Debt Consolidation Team

Tel: 6298 - 0254| Fax: 6298 - 1558

CSO contact for Maybank

 

[MoFour77]

Hi Jojodespo

I'm unable to PM you. Do you mind to pm me instead. I really need your help to get to the right CSO for my DCP application. In dire states already.

Txs!

Maybe you wanna PM me your details e.g credit rating and total outstanding, I have a few CSO’s from different banks to recommend based on your current credit rating and posture.

Cheers!

 

[regrettothemax]

Anyone can provide more details on DMP? i heard it is 3% interest but some told me that it can be 5% or higher too.

 

[B@@mmy]

I just join recently and need bro/sis advice on DCP...I apply thru UOB on 02 Jan 18 and application was rejected on 08 Jan 18, My CBS rating is FF with score 1776 based on Dec report and have following factors credit exposure, moderately increase risk, delinquency presence and greatly increase risk...

So can I submit DCP thru another bank or wait till Mar to improve the credit rating then apply?

 

[seeklightsoon]

Anyone can provide more details on DMP? i heard it is 3% interest but some told me that it can be 5% or higher too.

It is dependent on the Banks. For mine which was approved in mid of last year, a few banks offered 3% per annum while majority offered 4% per annum. I think it should not be higher than 4% per annum based on the past experiences shared in this forum.