Etiqa’s ELASTIQ and SAVE3?

[lowveld]

Guys, ask yall hor
Do we need to get access from Etiqa to "see" the interest earned so far?
Cos that time I opened this I opened wif Policypal, and that was it. Thx

Yes u should be able to open an account with TIQ and see details on their app.

 

[DOINK1]

Missed out on ELASTIQ, they stopped taking in new sign up.

 

[addict951]

Missed out on ELASTIQ, they stopped taking in new sign up.

You download TIQ app (on phone) now
then you create a/c
still can sign up $10K @ 1.8%. quick
I just signed in then it asked me to opt in
Seems like same terms as the Dash one

 

[addict951]

Via pay now so it’s immediate.

请问一下
Withdrawal is as simple as singlife one hor?
No withdrawal fee or any withdrawal limit (like singlife's daily max 20K)?

 

[DOINK1]

You download TIQ app (on phone) now
then you create a/c
still can sign up $10K @ 1.8%. quick
I just signed in then it asked me to opt in
Seems like same terms as the Dash one

I tried to sign in via the app as I got the Gigantiq account already,but its still showed not taking any new sign up. Guess I park some money at Singlife 1% or gigantiq 1% first.

 

[yiron]

You download TIQ app (on phone) now
then you create a/c
still can sign up $10K @ 1.8%. quick
I just signed in then it asked me to opt in
Seems like same terms as the Dash one

Gigantiq? Or some new product?

 

[addict951]

Gigantiq? Or some new product?

You have too?
Asked me to opt in

 

[Sambuca78]

ALL top-ups beyond the first premium amount paid in at the time of buying the policy, in the past or in the future will earn 1.8% until January 31, and then 1.5% after that.

If first premium I paid 50k, withdrew $500 and then deposited 20k.

After 1 Feb will be...

1.8% for $49,500
1.5% for $20,000

Did I got this correct?

Thanks.

 

[demoforce1]

If first premium I paid 50k, withdrew $500 and then deposited 20k.

After 1 Feb will be...

1.8% for $49,500
1.5% for $20,000

Did I got this correct?

Thanks.

depends now when you deposit 20k

 

[maumu]

If first premium I paid 50k, withdrew $500 and then deposited 20k.

After 1 Feb will be...

1.8% for $49,500
1.5% for $20,000

Did I got this correct?

Thanks.

depends now when you deposit 20k

this is the reason I chose not to do withdrawal and just treat it like a 3-yr fixed deposit.

nobody knows whether the withdrawal will be deducted from the initial deposit, or the subsequent top-up. there's no clear mention in the FAQ. nobody wants to risk losing the interest from the initial deposit (which has a higher interate rate).

 

[yiron]

You have too?
Asked me to opt in

This one around for a while le. Was 2% when it started.

 

[maumu]

E-mail received earlier today. FAQs on website linked in the e-mail text below.

Dear Valued Customer,

Thank you for insuring with Etiqa.

We wish to inform you that the crediting rate for ELASTIQ Top-up(s) will be revised. The prevailing crediting rate for all the Top-up(s) will be revised with effect from the effective date below. Please refer to the Frequently Asked Question for more information. You may log in to our Online Portal to view your policy.

Policy Number: <>
Revised crediting rate: 1.50% p.a.
Effective date: 01/02/2021

actually did anyone else receive the same email? i'm wondering how come I didn't get the email. drop in rate also not mentioned on their website...

 

[oceanicmanta]

actually did anyone else receive the same email? i'm wondering how come I didn't get the email. drop in rate also not mentioned on their website...

i did not get this email either

i do get my annual policy stmt from them via email though

 

[Guojing88]

Elastiq also follow the cut.

 

[saintgtril]

How come nobody's mentioned the decline in the interest payable on the top-up in Elastiq from 1.8% to 1.5% effective February 1.

Hi vegavega25 and all, please help me as i am confused. What is the difference between Elastiq, SAVE and GIGANTIQ? Are they 3 different products or the same product? Thanks so much!

 

[demoforce1]

Hi vegavega25 and all, please help me as i am confused. What is the difference between Elastiq, SAVE and GIGANTIQ? Are they 3 different products or the same product? Thanks so much!

they are 3 different products from Etiqa

 

[saintgtril]

Hi addict951, the site states that "ELASTIQ is fully subscribed. Check out GIGANTIQ, our all-in-one insurance savings tool before it’s gone too!". My question is how to sign up for elastiq? Thanks!

https://www.tiq.com.sg/product/universal-life-insurance-elastiq/

You download TIQ app (on phone) now
then you create a/c
still can sign up $10K @ 1.8%. quick
I just signed in then it asked me to opt in
Seems like same terms as the Dash one

Missed out on ELASTIQ, they stopped taking in new sign up.

 

[luvpraline]

i did not get this email either

i do get my annual policy stmt from them via email though

i didnt get any email about elastiq's drop in prevailing rate either! n also, i didnt receive the annual statement.. when did u get yours?

 

[oceanicmanta]

i didnt get any email about elastiq's drop in prevailing rate either! n also, i didnt receive the annual statement.. when did u get yours?

the annual stmt was for my eEasy SaveV back in Jun 2020, when it's not even 1 year for something dated Mar 2020 ..

think their policy docs is inconsistent, some have some dont have

 

[zumaba]

Why do they got such names like Tiq, Elastiq, and GIGANTIQ, etc? Sounds weired.