Etiqa’s ELASTIQ and SAVE3?

[lowveld]

i think so as it does say can only top up to a maximum contribution of 200k....
So i can only assume the account is max at 200k per person. I am nowhere near that range so cannot find out .. unless someone out here can confirm?

https://www.tiq.com.sg/product/universal-life-insurance-elastiq/

"Customers can top up to a maximum contribution of S$200,000."

200k max inclusive of principal.

 

[Utonian]

Any idea if the 200k limit is at any point in time?

Say have reach 200k then perform a partial redemption, are we able to top up again back to 200k?

 

[TsukiSG]

Say have reach 200k then perform a partial redemption, are we able to top up again back to 200k?

Yes. 10char

 

[oceanicmanta]

just top up Elastiq ... it was immediate

will top up again tomorrow

 

[GreenTeaa]

should i sign up from policypal or directly with etiqa?

etiqa gives $50 to the referrer... policypal like no referral/sign up rewards.

HAHAHA I would choose to sign up through policypal cause you can get the best from both worlds.

In policypal, you just need to invite your friends to be a user and you can easily get redeem their vouchers!

Plus after you sign up and purchase eEasy Save V, you can still refer others and receive the $50 referral. So, we won't lose out in any way.

So you can consider buying it through policypal and then benefit and earn from both their referrals!

 

[maumu]

HAHAHA I would choose to sign up through policypal cause you can get the best from both worlds.

In policypal, you just need to invite your friends to be a user and you can easily get redeem their vouchers!

Plus after you sign up and purchase eEasy Save V, you can still refer others and receive the $50 referral. So, we won't lose out in any way.

So you can consider buying it through policypal and then benefit and earn from both their referrals!

thanks for your suggestions... but problem is i don't have friends to refer to. so, in the end I just signed up directly with Etiqa.

policypal the rewards till date I haven't had a chance to exchange for ntuc vouchers because always fully redeemed -.-

 

[vegavega25]

How come nobody's mentioned the decline in the interest payable on the top-up in Elastiq from 1.8% to 1.5% effective February 1.

 

[yiron]

How come nobody's mentioned the decline in the interest payable on the top-up in Elastiq from 1.8% to 1.5% effective February 1.

Source ?

 

[vegavega25]

How come nobody's mentioned the decline in the interest payable on the top-up in Elastiq from 1.8% to 1.5% effective February 1.

Source ?

E-mail received earlier today. FAQs on website linked in the e-mail text below.

Dear Valued Customer,

Thank you for insuring with Etiqa.

We wish to inform you that the crediting rate for ELASTIQ Top-up(s) will be revised. The prevailing crediting rate for all the Top-up(s) will be revised with effect from the effective date below. Please refer to the Frequently Asked Question for more information. You may log in to our Online Portal to view your policy.

Policy Number: <>
Revised crediting rate: 1.50% p.a.
Effective date: 01/02/2021

 

[maumu]

E-mail received earlier today. FAQs on website linked in the e-mail text below.

Dear Valued Customer,

Thank you for insuring with Etiqa.

We wish to inform you that the crediting rate for ELASTIQ Top-up(s) will be revised. The prevailing crediting rate for all the Top-up(s) will be revised with effect from the effective date below. Please refer to the Frequently Asked Question for more information. You may log in to our Online Portal to view your policy.

Policy Number: <>
Revised crediting rate: 1.50% p.a.
Effective date: 01/02/2021

does the new rate apply to top-ups before 1 Feb?

 

[vegavega25]

does the new rate apply to top-ups before 1 Feb?

ALL top-ups beyond the first premium amount paid in at the time of buying the policy, in the past or in the future will earn 1.8% until January 31, and then 1.5% after that.

 

[maumu]

ALL top-ups beyond the first premium amount paid in at the time of buying the policy, in the past or in the future will earn 1.8% until January 31, and then 1.5% after that.

oh.. thanks.. that's sad.

 

[yiron]

E-mail received earlier today. FAQs on website linked in the e-mail text below.

Dear Valued Customer,

Thank you for insuring with Etiqa.

We wish to inform you that the crediting rate for ELASTIQ Top-up(s) will be revised. The prevailing crediting rate for all the Top-up(s) will be revised with effect from the effective date below. Please refer to the Frequently Asked Question for more information. You may log in to our Online Portal to view your policy.

Policy Number: <>
Revised crediting rate: 1.50% p.a.
Effective date: 01/02/2021

Thanks. Not sure why Etiqa didn’t email me notwithstanding I topped up my Elastiq previously. Oh well, 1.8% was not sustainable in this environment. 1.5% is still quite decent for a product with no market risk.

 

[demoforce1]

Thanks. Not sure why Etiqa didn’t email me notwithstanding I topped up my Elastiq previously. Oh well, 1.8% was not sustainable in this environment. 1.5% is still quite decent for a product with no market risk.

has anyone ever do a partial withdrawal from Etiqa? How long you get $ hit your account?

 

[brfish]

has anyone ever do a partial withdrawal from Etiqa? How long you get $ hit your account?

I got it the next business day

 

[demoforce1]

I got it the next business day

no fee? just to check here

 

[James Lee WY]

wah toh, tiagong Singlife drop interest again. Really nowhere else with good interest rates that can have flexibile withdrawal. Really going for Tiq saving plans liao. had some money in GIGANTIQ, gonna put more I guess.

now got some promo can go for 1.8%, NO ASKING FOR DM FOR REFERRAL CODE

 

[lowveld]

Thanks. Not sure why Etiqa didn’t email me notwithstanding I topped up my Elastiq previously. Oh well, 1.8% was not sustainable in this environment. 1.5% is still quite decent for a product with no market risk.

I didn’t get any notification either. But yeah 1.5% is still decent in such an environment.

 

[lowveld]

has anyone ever do a partial withdrawal from Etiqa? How long you get $ hit your account?

Via pay now so it’s immediate.

 

[addict951]

Guys, ask yall hor
Do we need to get access from Etiqa to "see" the interest earned so far?
Cos that time I opened this I opened wif Policypal, and that was it. Thx