Etiqa’s ELASTIQ and SAVE3?

[Governor]

30 bucks 26k-50k purchase

 

[JialatThisOne]

Sorry, what can i do with ps dollars? And when I clicked on your url it says "Register now with referral code HUAT88 to receive $10 credits", and not $30?

Use SIGNUP to get $30 credits:
https://www.policypal.com/referral/r?c=SIGNUP

Let me share more with you via pm

This is separate from $26k-$50k deposit, that you get $30 CASH from Policypal + $100 from Etiqa

 

[Kayeesha]

Hello, Is Etiqa's eSAVE advance the same as Tiq's ELASTIQ for amounts larger than $50k? Thanks.

 

[Utonian]

Hello, Is Etiqa's eSAVE advance the same as Tiq's ELASTIQ for amounts larger than $50k? Thanks.

it looks like they are essentially the same except for the difference in quantum but eSave advance is sold by Maybank right?
not sure if there are any freebies associated with getting that. can share if you know more ?

 

[yiron]

When do you get the $30 from PolicyPal and $100 from Etiqa? I registered Elastiq on 19 Jun and didn't receive it yet.

 

[oceanicmanta]

When do you get the $30 from PolicyPal and $100 from Etiqa? I registered Elastiq on 19 Jun and didn't receive it yet.

I think after 2weeks u can ask PP for the $30... Tiq$ think will b longer

 

[Kayeesha]

it looks like they are essentially the same except for the difference in quantum but eSave advance is sold by Maybank right?
not sure if there are any freebies associated with getting that. can share if you know more ?

Thanks Utonian for your reply.

Information on it can be found on Etiqa's website:
https://www.etiqa.com.sg/personal/life-insurance/savings-retirement/esave-advance/

I will check with them and let you know if there are any freebies.

 

[yiron]

I think after 2weeks u can ask PP for the $30... Tiq$ think will b longer

Thanks bro, will check in with them.

 

[taotato]

Hi, if I'm already a Policypal user then is there any benefit for the referral code ? Thanks!

 

[JialatThisOne]

Hi, if I'm already a Policypal user then is there any benefit for the referral code ? Thanks!

Let me pm you for maximum gains

 

[oceanicmanta]

Hi, if I'm already a Policypal user then is there any benefit for the referral code ? Thanks!

I believe u still get the P$ (up to $30 non-encashable though) and Referrer still get the $10 cash award bcos it is referring a different product

of course u still get the Smart Save cash 30 + 100 etc depending on amount placed

 

[oceanicmanta]

PolicyPal Referral and Etiqa Smart Save Promo

For easy reference, here are all the relevant promos & referral awards for PolicyPal and Etiqa

1) PolicyPal Referral

https://www.policypal.com/referral

2) PolicyPal Elastiq cash rebate for Elastiq

https://www.policypal.com/endowment-insurance/flow/tiq/elastiq

note: there are other offers for other Etiqa products

3) Etiqa Smart Save promo for Elastiq & other products

https://www.tiq.com.sg/promotion/save-smart-promotion/

note: Etiqa may from time to time offer additional perks

4) Elastiq Referral Program

https://www.tiq.com.sg/promotion/for-elastiq-referral-program/

 

[yiron]

it looks like they are essentially the same except for the difference in quantum but eSave advance is sold by Maybank right?
not sure if there are any freebies associated with getting that. can share if you know more ?

Interesting. Might be a good alternative for people who have > $50k and up to $500k to park somewhere. 1.8% for no frills savings account is very competitive now given that all the banks are dropping rates like nobody's business. Just have to tide through the first 90 days of lock up. I wonder if one can buy two different eSave advance to stagger the lock up though...

 

[oceanicmanta]

Interesting. Might be a good alternative for people who have > $50k and up to $500k to park somewhere. 1.8% for no frills savings account is very competitive now given that all the banks are dropping rates like nobody's business. Just have to tide through the first 90 days of lock up. I wonder if one can buy two different eSave advance to stagger the lock up though...

personally would not go too high above SDIC PPF coverage

shld be able to have more than 1 I think

 

[yiron]

personally would not go too high above SDIC PPF coverage

shld be able to have more than 1 I think

Yea I'm concerned too but bo bian now also have a fair bit of money in HSBC above SDIC which only gives 1.3%. Haiz, struggles of low yield environment.

 

[flyboy]

Hi, so is it now its better to buy thru Policy Pal than to buy directly from Etiqa?

 

[oceanicmanta]

Hi, so is it now its better to buy thru Policy Pal than to buy directly from Etiqa?

Using Referral code, Etiqa offers 0.5% premium rebate that can be used to offset future General Insurance purchase (eg travel, motor, maid) ... so if u have use for this, then Etiqa may make sense ... the 0.5% rebate is not encashable (vs PolicyPal gives $30 cash to Referee)

For Referrer, it is better if Referee buys direct from Etiqa bcos it is $50 cash (vs $10 cash from PP for Referrer)

if u have no use for non-cash Tiq$, then PP is better.

 

[taotato]

It seems to me that EasyEarn, ELASTIQ and eSAVE Afvance are all the same from Etiqa. Are we putting too much weight on 1 company if we use all of them. Does SDIC cover all of the aggregated amount ?

 

[Squaredot]

personally would not go too high above SDIC PPF coverage

shld be able to have more than 1 I think

bro how much is max PPF coverage? It's important to protect coffin money at my age

 

[beautyseek]

Interesting. Might be a good alternative for people who have > $50k and up to $500k to park somewhere. 1.8% for no frills savings account is very competitive now given that all the banks are dropping rates like nobody's business. Just have to tide through the first 90 days of lock up. I wonder if one can buy two different eSave advance to stagger the lock up though...

Can. I bought 2 eSaver V policies to split the amt in case need to liquidate for watever reason.

I am not sure abt Elastiq as i only have 1. The limit is max 200k for Elastiq policy.