Fixed Deposit has been gradually dropping...

[Lasogette]

ok ok...

6 mths tbills in sg.

 

[Lchlch]

6 mths tbills in sg.

what the interest rate?
can withdraw the intereste?

 

[BMWguy]

sgx blue chip reits offering 5 to more than 6% yield

 

[Lasogette]

what the interest rate?
can withdraw the intereste?

Last mth 2.24%

https://www.mas.gov.sg/bonds-and-bi...ill?issue_code=BS25108N&issue_date=2025-04-29

 

[Lchlch]

if FD interest rate keep on dropping, it really a concern.
need the interest to survive.

 

[Visor9999]

this afternoon, i passed by there.

1 month 2%
3 months 2%
6 months 1.98%
12 months 1.98%

Min sgd$20k

i think that is one of the best FD I can find.

Last week Ocbc fix d 18 months still got 2.3%, now suddenly drop to 1.7%

 

[Visor9999]

if FD interest rate keep on dropping, it really a concern.
need the interest to survive.

Most likely by end of year will become 1% due to 2 fed rate cuts

 

[Lchlch]

Last week Ocbc fix d 18 months still got 2.3%, now suddenly drop to 1.7%

Last week Ocbc fix d 18 months still got 2.3%, now suddenly drop to 1.7%

this one wow drastic drop!

 

[Lchlch]

Most likely by end of year will become 1% due to 2 fed rate cuts

pray pray hope not bro.

 

[kuti-kuti]

I deposited in march this year to time deposit, 2.10% for 1 year

 

[Visor9999]

this one wow drastic drop!

Yes those people who manage to put the 18 months fix d at 2.3% before this week are the luckiest batch of interest gains

 

[moonlighter_sg]

Last mth 2.24%

https://www.mas.gov.sg/bonds-and-bi...ill?issue_code=BS25108N&issue_date=2025-04-29

2% now..... OMG!

 

[Lchlch]

I deposited in march this year to time deposit, 2.10% for 1 year

time deposit is same as fixed deposit?

 

[kuti-kuti]

Yes those people who manage to put the 18 months fix d at 2.3% before this week are the luckiest batch of interest gains

Ocbc in march 2025 only offered 2.10% for max 1 year. I deposited

 

[kuti-kuti]

time deposit is same as fixed deposit?

I think same

 

[Lchlch]

Ocbc in march 2025 only offered 2.10% for max 1 year. I deposited

i think one of the highest rate.

 

[Visor9999]

Ocbc in march 2025 only offered 2.10% for max 1 year. I deposited

Did u check under board rates? That time 18 month is 2.3%? Have to put under 20k each but can put multiple sets

 

[kuti-kuti]

Did u check under board rates? That time 18 month is 2.3%? Have to put under 20k each but can put multiple sets

I didnt check. I just dumped 110k into 1 year

 

[Lchlch]

I didnt check. I just dumped 110k into 1 year

probably going to check ocbc fd rate tomorrow.

 

[Visor9999]

probably going to check ocbc fd rate tomorrow.

Posb 1 year still about 2.4%