General S-REITs Discussion Thread

[FlyGuardX]

Yeah this was what I had been doing. Still underwater but will see how it goes when rates are actually cut

can't wait

 

[NeedHeIp]

somemore CLR from inception already fell 20+%.
from ATH fell almost close to 40% already, not to say it won't fall lower, but we already have so much margin of safety now.

just don't stop buying every mth and woon woon collect dividends, thank me 10 years later after doing this.

 

[DevilPlate]

somemore CLR from inception already fell 20+%.
from ATH fell almost close to 40% already, not to say it won't fall lower, but we already have so much margin of safety now.

just don't stop buying every mth and woon woon collect dividends, thank me 10 years later after doing this.

Sreits only good for retirees with one lump sum idle cash.

Even with capital erosion, hopefully still can get 4% nett yield over 20-30years of retirement.

It is imo a bad bad wealth accumulation asset class.
Better off DCA VWRA during wealth accumulation phase or sell HDB buy 2 condos (for high earner) and then cash out half for eg. upon retirement and whack fixed income like bonds/Tbills/Sreits etc.

*Thank me 30years later

 

[Euqorab]

Sreits only good for retirees with one lump sum idle cash.

Even with capital erosion, hopefully still can get 4% nett yield over 20-30years of retirement.

It is imo a bad bad wealth accumulation asset class.
Better off DCA VWRA during wealth accumulation phase or sell HDB buy 2 condos (for high earner) and then cash out half for eg. upon retirement and whack fixed income like bonds/Tbills/Sreits etc.

*Thank me 30years later

Buy 2 condos need huge downplayed which means I need to cash out my milk cows

how?

 

[NeedHeIp]

Sreits only good for retirees with one lump sum idle cash.

Even with capital erosion, hopefully still can get 4% nett yield over 20-30years of retirement.

It is imo a bad bad wealth accumulation asset class.
Better off DCA VWRA during wealth accumulation phase or sell HDB buy 2 condos (for high earner) and then cash out half for eg. upon retirement and whack fixed income like bonds/Tbills/Sreits etc.

*Thank me 30years later

of course if you are young and willing to take risks definitely US markets are the way to go, but I guess not everyone has the appetite to stomach US market volatility and 2 mortgage stress?

 

[DevilPlate]

of course if you are young and willing to take risks definitely US markets are the way to go, but I guess not everyone has the appetite to stomach US market volatility and 2 mortgage stress?

VWRA is the most diversified and brainless global etf for dummies liao.

Simi volatility? Sreits higher concentrated risk (and it is equity afterall)

 

[DevilPlate]

Buy 2 condos need huge downplayed which means I need to cash out my milk cows

how?

Not comfortable then stay status quo lor.

Over here mostly detest taking loans from my observations.

Over at homeseeker subforum, all max out loans and still think it is safer than stock market

 

[Euqorab]

Not comfortable then stay status quo lor.

Over here mostly detest taking loans from my observations.

Over at homeseeker subforum, all max out loans and still think it is safer than stock market

I guess I take ur advise to buy VRWA!

I should stop my posb $500 monthly into cfa
Fml

 

[yslvlys]

I guess I take ur advise to buy VRWA!

I should stop my posb $500 monthly into cfa
Fml

Yeah I think everyone needs to allocate some part of portfolio to global index ETFs / funds.

 

[TehSi99]

Sreits only good for retirees with one lump sum idle cash.

Even with capital erosion, hopefully still can get 4% nett yield over 20-30years of retirement.

It is imo a bad bad wealth accumulation asset class.
Better off DCA VWRA during wealth accumulation phase or sell HDB buy 2 condos (for high earner) and then cash out half for eg. upon retirement and whack fixed income like bonds/Tbills/Sreits etc.

*Thank me 30years later

Sreits used to be good when interest rates are low and stable.

Retirees want something stable and can get dividends. Sreits fit the bill. But Sreits is now being whacked due to high interest rates.

 

[highsulphur]

I guess I take ur advise to buy VRWA!

I should stop my posb $500 monthly into cfa
Fml

If you are below 40, just focus on global equities

 

[DevilPlate]

Sreits used to be good when interest rates are low and stable.

Retirees want something stable and can get dividends. Sreits fit the bill. But Sreits is now being whacked due to high interest rates.

Imo it is still OK for retirees now rather than buy a commercial or overseas condo for rental income.

SG vy limited safe fixed income options.
SSB, MBH, SGS

 

[thretiredDad]

REMINDER
FOMC Meeting TODAY!

All eyes on the Fed
Will they hike, hold, or cut rates?

 

[TehSi99]

REMINDER
FOMC Meeting TODAY!

All eyes on the Fed
Will they hike, hold, or cut rates?

With siao lang Trump at the helm, better to hold rates.

 

[ask_yip]

my CFA RSP still sitting at -14%

don't know when can see green light

 

[thretiredDad]

my CFA RSP still sitting at -14%

don't know when can see green light

Include the dividend received?

 

[ask_yip]

Include the dividend received?

exclude

include dividend maybe breakeven or small gain

 

[thretiredDad]

"Too Late" Jerome Powell, of the Fed, will be in Congress today in order to explain, among other things, why he is refusing to lower the Rate. Europe has had 10 cuts, we have had ZERO. No inflation, great economy - We should be at least two to three points lower. Would save the USA 800 Billion Dollars Per Year, plus. What a difference this would make. If things later change to the negative, increase the Rate. I hope Congress really works this very dumb, hardheaded person, over. We will be paying for his incompetence for many years to come. THE BOARD SHOULD ACTIVATE. MAKE AMERICA GREAT AGAIN!

 

[d5dude]

"Too Late" Jerome Powell, of the Fed, will be in Congress today in order to explain, among other things, why he is refusing to lower the Rate. Europe has had 10 cuts, we have had ZERO. No inflation, great economy - We should be at least two to three points lower. Would save the USA 800 Billion Dollars Per Year, plus. What a difference this would make. If things later change to the negative, increase the Rate. I hope Congress really works this very dumb, hardheaded person, over. We will be paying for his incompetence for many years to come. THE BOARD SHOULD ACTIVATE. MAKE AMERICA GREAT AGAIN!

Rate cuts are not going to meaningfully impact Sreits performance because the cost of financing in SGD has already tanked i.e SORA, IG bonds yields, SGS.

Like I said many times before, Sreits are not fixed income instruments, they behave more like stocks, not bonds.

 

[thretiredDad]

Rate cuts are not going to meaningfully impact Sreits performance because the cost of financing in SGD has already tanked i.e SORA, IG bonds yields, SGS.

Like I said many times before, Sreits are not fixed income instruments, they behave more like stocks, not bonds.

Agreed
behave more like stocks
so if rate cut
REITs will go up
not because of lower cost of financing