sansanjikikut
Master Member
- Joined
- Sep 26, 2015
- Messages
- 2,907
- Reaction score
- 120
We are in for the long haul so why can't you wait for 1 month?
convenience + I don't need to bring the physical card out. -0.2% is negligible for me since I don't spend more than 1k per month. of course everyone is entitled to their own ways