Historical Rolling Returns - DCA into STI

[wahkao3]

Your chart doesn 't make sense

i dont claim credit for these charts. Its MikeDirnt78's data.

i think it makes a lot of sense.

Your returns is not fixed. it really depends when you invested. Your returns will follow a distribution curve.

 

[Asphodeli]

It is -0.3x % without commission charge for 5 years, comes with 2-3 % of dividend yield. The current figure if including all the commission charge should be around mid 2.x % only. Definitely not as high as 4 %

Idunno...with a basic buy and hold strategy, I have 7.95% unrealized gains on the STI ETF as of last Fri's prices...if you include the dividend I've collected so far, it's 8.88%...I think it's pretty good!

 

[Asphodeli]

DCA simulation results by mikedink78

yup looks normal, it's a gaussian curve. but why u exclude dividend?

 

[wahkao3]

yup looks normal, it's a gaussian curve. but why u exclude dividend?

you know how to include pls teach me

 

[OngHuatHuat]

I can get super return if I manage to buy at low and sell at high every year.

Idunno...with a basic buy and hold strategy, I have 7.95% unrealized gains on the STI ETF as of last Fri's prices...if you include the dividend I've collected so far, it's 8.88%...I think it's pretty good!

 

[OngHuatHuat]

Annualized return makes more sense for discussion.

i dont claim credit for these charts. Its MikeDirnt78's data.

i think it makes a lot of sense.

Your returns is not fixed. it really depends when you invested. Your returns will follow a distribution curve.

 

[OngHuatHuat]

Seems like everyone thinks sti etf is low risk high return, what is your view?

Now we know the returns, i am really curious about risks as well.

I measure risk not as standard deviation, but as maximum equity drawdown.
I am hoping someone can also do such studies

 

[wahkao3]

Asphodeli wrote:
Idunno...with a basic buy and hold strategy, I have 7.95% unrealized gains on the STI ETF as of last Fri's prices...if you include the dividend I've collected so far, it's 8.88%...I think it's pretty good!

lucky you
you fell on the right side of the distribution curve

not everyone so lucky

 

[wahkao3]

Annualized return makes more sense for discussion.

yes, I believe the data posted is CAGR annualized

 

[wahkao3]

Seems like everyone thinks sti etf is low risk high return, what is your view?

returns are in 5% region, that's low-mid returns
risk, i dunno..... you can come up with some study to measure the risk?


for me, already fail the high return criteria.

 

[OngHuatHuat]

Seems like every easy to make money using sti etf.
Is it considered as low risk high return?

lucky you
you fell on the right side of the distribution curve

not everyone so lucky

 

[Mecisteus]

Good job wahkao. Yes those returns are annualized.

yyhwin, if you don't understand anything, stop flooding this thread. Last reminder.

 

[OngHuatHuat]

Ern, you are just trying to discredit me here.

So your 5 years cagr is positive now? !

I thought your return is rolling return? So perhaps you can explain Wakao charts to me now?

Good job wahkao. Yes those returns are annualized.

yyhwin, if you don't understand anything, stop flooding this thread. Last reminder.

 

[OngHuatHuat]

If your table is indeed the rolling return, your 5 years annualized return is still a negative without taking into consideration of transaction cost.

If taken dividend into consideration, the 5 years annualized return can be a positive number, but that is a positive number of 3.x % at most.

 

[OngHuatHuat]

Wakao, can you try enlighten me on your charts since the return is rolling return but not simple annual return?

 

[Mecisteus]

Ern, you are just trying to discredit me here.

So your 5 years cagr is positive now? !

I thought your return is rolling return? So perhaps you can explain Wakao charts to me now?

For someone who studies Mathematics, the charts are self explanatory.

If you are a newbie, I don't mind explaining.

Due to your egoistic attitude, I will refrain from explaining to you any further.

So please stop your flood. Can you give way to others who are interested to learn about DCA into STI?

 

[OngHuatHuat]

Since you do not want to explain, then I won't ask further. I think rolling return is quite straight forward.

5 years rolling return based on your table is a negative number and you have no idea how to make sense of Wakao graph as well, that's why you refuse to answer me.

I am not flooding the thread. I purely sharing what I believe to be the true return of sti etf in recent 5 years. I didn't make up the negative number, I got it from your table, the first row. Rolling return for 5 years dca.

Feel free to have a debate with me and clear my doubts if you think other wise. Thanks!

For someone who studies Mathematics, the charts are self explanatory.

If you are a newbie, I don't mind explaining.

Due to your egoistic attitude, I will refrain from explaining to you any further.

So please stop your flood. Can you give way to others who are interested to learn about DCA into STI?

 

[Mecisteus]

Since you do not want to explain, then I won't ask further. I think rolling return is quite straight forward.

5 years rolling return based on your table is a negative number and you have no idea how to make sense of Wakao graph as well, that's why you refuse to answer me.

I am not flooding the thread. I purely sharing what I believe to be the true return of sti etf in recent 5 years.

Feel free to have a debate with me and clear my doubts if you think other wise. Thanks!

Go on with your delusion and mis-understanding.

Wahkao, I understand your graphs. Good job again.

 

[OngHuatHuat]

If you understand, can you tell me how to make sense of it since your calculated return in your table is based on rolling return but not normal annual return?

Go on with your delusion and mis-understanding.

Wahkao, I understand your graphs. Good job again.

 

[wahkao3]

i explain! IN LAYMAN TErM!!!

to determine if DCA works, the best way to do is to sample a group of people who did DCA in the past. You want to sample As many as possible.

Now these people may buy at different time. And have different time periods of purchase.

Some may have done DCA for 5 yrs. Some 20 years.
some may have started in June. Some started in Aug
So many combinations! How to determine? The way to determine is to grab all their results and see the pattern.

For me, I think a distribution curve is the best way to visualize.