InstaReM's AMAZE MasterCard

[SG-NATO]

the cashback is stored in a amaze Wallet . So you can spend the cashback in the wallet by tagging the amaze debit card to the wallet

 

[silverbomb]

Seems like only grab wallet transactions are excluded from cash back. I paid some government charges and they also got 1% cashback.

Has already been clearly indicated in the tnc of amaze card from day 1 prepaids are excluded specifically grab spelled out.

 

[someusername]

Seems like only grab wallet transactions are excluded from cash back. I paid some government charges and they also got 1% cashback.

This was less a question and more of a data point. I paid a government services bill using Amaze and UOB PRVI MC, but it got no uni$ (I get 4mpd using UOB VS). When I audited the cashback I noticed that these txns had received Amaze's 1% cashback. Grab txns were the only ones excluded - I used these to cycle cash to meet a Grab spend promotion and didn't expect 1% cashback as I had read the T&Cs.

 

[hwmook]

I got $100 cashback.

 

[xiaosinsinful]

the cashback is stored in a amaze Wallet . So you can spend the cashback in the wallet by tagging the amaze debit card to the wallet

Meaning to say we could only use the wallet if the transaction is equal or below the cost of wallet value?

or will it automatically charge the difference to the cards? (I’m guessing not)

 

[fone]

Meaning to say we could only use the wallet if the transaction is equal or below the cost of wallet value?

or will it automatically charge the difference to the cards? (I’m guessing not)

Just tried amount above wallet amount, got declined.

 

[hwmook]

Meaning to say we could only use the wallet if the transaction is equal or below the cost of wallet value?

or will it automatically charge the difference to the cards? (I’m guessing not)

Top up to grab, settled mine.

 

[oceanicmanta]

tested Amaze with Everyday card on Sheng Siong purchase, still got 5% rebate on it

mostly using Frank at the moment, so not able to fully utilise this

dont do FX either, InstaPoints seem like not much use to me

i wld probably reserve this for large transaction paired with Manhattan

 

[Trazora]

tested Amaze with Everyday card on Sheng Siong purchase, still got 5% rebate on it

mostly using Frank at the moment, so not able to fully utilise this

dont do FX either, InstaPoints seem like not much use to me

i wld probably reserve this for large transaction paired with Manhattan

For Amaze, should look at Amaze rebate of 1%, instapoints not relevant.

 

[plustwo]

Top up to grab, settled mine.

top up to revolut then send to bank. top up to grab still need to lose out on the rewards for the balance you need to buy something

 

[someusername]

Top up to grab, settled mine.

Yep. Works for me. Real cash back, not just a credit balance to offset against purchases and much safer than risking the wrath of Revolut.

BTW. Instarem transfers can now be funded by debit/credit card. But the fees are absolutely terrible - worse than Transferwise. I was going to test it by funding via Amaze but there is no point.

 

[RedsYWNA]

the cashback is stored in a amaze Wallet . So you can spend the cashback in the wallet by tagging the amaze debit card to the wallet

Thanks a lot, top up to Shopee Pay, since I use Shopee Pay quite often these days to enjoy the incredible discounts!

 

[Trazora]

top up to revolut then send to bank. top up to grab still need to lose out on the rewards for the balance you need to buy something

can transfer out from Grab also

 

[plustwo]

can transfer out from Grab also

can't transfer out cc top ups

 

[Trazora]

can't transfer out cc top ups

Amaze is not credit card

 

[plustwo]

Amaze is not credit card

 

[hwmook]

Amaze is debit card. Can transfer out from grab.

 

[silverbomb]

amaze is a debit card la. the underlying payments for anything u swipe via amaze are deducted thru the credit card u added and selected in the app.

 

[hwmook]

amaze is a debit card la. the underlying payments for anything u swipe via amaze are deducted thru the credit card u added and selected in the app.

I have encounter some issues using Amaze because it's a debit card. Some websites don't accept debit cards for subscription, Amazon is one example.

 

[hwmook]

Yep. Works for me. Real cash back, not just a credit balance to offset against purchases and much safer than risking the wrath of Revolut.

BTW. Instarem transfers can now be funded by debit/credit card. But the fees are absolutely terrible - worse than Transferwise. I was going to test it by funding via Amaze but there is no point.

I compared between these 2.

1000SGD get me 718.68USD at Transferwise and 723.9USD at Instarem. Both using credit cards to fund. Instarem is better.