InstaReM's AMAZE MasterCard

[Insatiable_creat]

Just redeemed my points for SGD$20. Not much experience with paying via the wallet. Can we buy something at $30, pay $20 via the wallet and remaining balance deduct from CC? Or it can only be $20 or lower?

 

[ekardo]

Just redeemed my points for SGD$20. Not much experience with paying via the wallet. Can we buy something at $30, pay $20 via the wallet and remaining balance deduct from CC? Or it can only be $20 or lower?

If u have grab, can transfer over and then transfer to bank

 

[BRYSG7]

Just redeemed my points for SGD$20. Not much experience with paying via the wallet. Can we buy something at $30, pay $20 via the wallet and remaining balance deduct from CC? Or it can only be $20 or lower?

can't. you can either use Grab or just purchase fair price vouchers with it

 

[minamikaze]

Am using YouTrip at the moment for my business travel expenses.. (usually at least 4k per month).
I know that Instarem has been nerfed quite a few times. Is it still better than YouTrip at the moment, or should I stick to YouTrip?

 

[BRYSG7]

Am using YouTrip at the moment for my business travel expenses.. (usually at least 4k per month).
I know that Instarem has been nerfed quite a few times. Is it still better than YouTrip at the moment, or should I stick to YouTrip?

what has been nerfed on Instarem? if you have a MasterCard that you can link to Instarem that gains you some cashback or miles, it would likely offset the 1.5-2% fx spread

 

[minamikaze]

what has been nerfed on Instarem? if you have a MasterCard that you can link to Instarem that gains you some cashback or miles, it would likely offset the 1.5-2% fx spread

Would it still be a net gain, if I'm going for cashback? Not many cards with 3% cashback for local spend...?

 

[BRYSG7]

Would it still be a net gain, if I'm going for cashback? Not many cards with 3% cashback for local spend...?

again depends on the card you hold

 

[silverbomb]

earlier yesterday before night time i had 4 cards linked, then i added 1 new card to make it 5.
i want to replace 1 of the card to another credit card, so i need to delete 1 card b4 adding. but once i removed 1 card and reduced to 4 cards, it doesn't allow me to add 1 more card currently to 5 cards.

is there some cool off period that Amaze has nowdays for adding new cards? it keeps telling me I have reached max number of linked cards but it's only 4 now

 

[wira]

Would it still be a net gain, if I'm going for cashback? Not many cards with 3% cashback for local spend...?

I pair with HSBC MC to get 5% cashback on dining and groceries which is my main spending

 

[Trazora]

Would it still be a net gain, if I'm going for cashback? Not many cards with 3% cashback for local spend...?

if your spending falls in the bonus categories of maybank family and friends or citi cashback card, can get up to 8% rebate

 

[silverbomb]

earlier yesterday before night time i had 4 cards linked, then i added 1 new card to make it 5.
i want to replace 1 of the card to another credit card, so i need to delete 1 card b4 adding. but once i removed 1 card and reduced to 4 cards, it doesn't allow me to add 1 more card currently to 5 cards.

is there some cool off period that Amaze has nowdays for adding new cards? it keeps telling me I have reached max number of linked cards but it's only 4 now

anyway got my ans. they silently implemented this, not in their T&C or FAQ.


"Please note that you that you can use up to 5 unique linked cards to your amaze card within a 30 day period.

If you unlink one credit card, and re-link the same card within that time period, this would count towards the fifth card limit.

In this case, you would need to wait until one of the card have reached the 30 days period and then the link new card button will be enabled automatically."

 

[BRYSG7]

anyway got my ans. they silently implemented this, not in their T&C or FAQ.


"Please note that you that you can use up to 5 unique linked cards to your amaze card within a 30 day period.

If you unlink one credit card, and re-link the same card within that time period, this would count towards the fifth card limit.

In this case, you would need to wait until one of the card have reached the 30 days period and then the link new card button will be enabled automatically."

wondering what's the advantage for them in doing so

 

[Ark Law]

wondering what's the advantage for them in doing so

Maybe something to do with them not wanting to pay more for linkage (read tokenization) charges.

 

[ekardo]

Anyone trying to make use of the current promotion of local spending using wallet and get 4x instapoints?

my citi reward 10k already cap for this month and I am travelling soon.

if I top up $20 via master card, if I left with a few $, how do I make it zero? Can transfer to bank or make partial payment with Wallet and credit card?

 

[Trazora]

Anyone trying to make use of the current promotion of local spending using wallet and get 4x instapoints?

my citi reward 10k already cap for this month and I am travelling soon.

if I top up $20 via master card, if I left with a few $, how do I make it zero? Can transfer to bank or make partial payment with Wallet and credit card?

cannot mix wallet and credit card in a transaction, cannot transfer to bank. Can pay telco or something

 

[ekardo]

cannot mix wallet and credit card in a transaction, cannot transfer to bank. Can pay telco or something

can pay transport like mrt or bus ?

 

[hwmook]

can pay transport like mrt or bus ?

Can use for any type of payment.

 

[hwmook]

Just used my card in China, exchange rate of 5.267 vs 5.293 from MC, less than 0.5% difference.

 

[BRYSG7]

Anyone trying to make use of the current promotion of local spending using wallet and get 4x instapoints?

my citi reward 10k already cap for this month and I am travelling soon.

if I top up $20 via master card, if I left with a few $, how do I make it zero? Can transfer to bank or make partial payment with Wallet and credit card?

using it for mcc i would otherwise only get close to worthless points with HSBC Premier MC

 

[BRYSG7]

Just used my card in China, exchange rate of 5.267 vs 5.293 from MC, less than 0.5% difference.

but bare in mind MC already marked up, you should be comparing it with spot rate