I not willing accept HDB ridiculous price, but have to neck stick out for big chop because no house all my life - wandering like nomad.
Many years of denied by MBT Ballot, I suddenly got 2 good strikes last Dawson sobf & last BTO. Unfortunately, due to uncertain economic times, both times when I got the good Q number, I also got news of my impending job loss, which threatens to reduce my income to zero. In Singapore, prospect poor for those over a certain age, no one will employ lah. This panic made me lose 1st timer chance. Now downgraded to 2nd timer = back to square one.
Root of problem remains HDB is unaffordable, if not, I needn't have given up 2-digit Q numbers. My case, in HDB's eye, public is fickle. But real reason is I wanted, needed the flat so much, but economic job situation in Singapore is harsh the older you become.
Now for March BTO I decide I will go for 2-roomer only, as only lower pay contract work available for those over certain age group. I was told that if I lose my part-time job altogether, for 2-roomer, I cannot rent 1 room & stay myself in living room, this is not allowed.
However, I can move overseas to work, then rent out whole 2-roomer.
I would also be allowed to register a home office in a 2-roomer (in case I jia kah kee).
But branch office sounds uncertain about both rules. I can't locate rules on website - very slow, too many rules, hard to find. Anyone with experience in 2-roomers?
2-roomer means I reach the depths of desperation already. I have to separate from my family, who is squeezing 7 to a pigeon hole as it is now, for the past decades. We can queue up for hours just to get a turn to use the toilet properly.
Past decade, I saved diligently towards my own hdb, but all of a sudden, the past years, cost of public housing escalated to reach the pricing of luxury housing. Now, my decades of struggling at many jobs, instead of able afford 3-room, 4-room, I now can only afford 2-room.