May BTO 2012

[ckleow79]

Hi all.. Can I check when u go down to select, can u select a specific unit or is it only to chope a place in the estate of your choice?

You select one of the available unit.

 

[techielim]

Today off day. Just popped in to TPY hub to look at the model and samples. Opinion for tiles- both MT and BL not too bad. E tiles given are modern. Lucky not like last time very traditional tiles. For BL only e MBR toilet tiles are given e nicer tiles. E common toilet is just plain ones if I guess correctly. MT tiles same for both toilets.

 

[McHill]

Today off day. Just popped in to TPY hub to look at the model and samples. Opinion for tiles- both MT and BL not too bad. E tiles given are modern. Lucky not like last time very traditional tiles. For BL only e MBR toilet tiles are given e nicer tiles. E common toilet is just plain ones if I guess correctly. MT tiles same for both toilets.

There is a show flat? Till what time can we go to view it? Thanks!

 

[keithster]

What the ****! That's very very depressing.. And I totally agree that hdb Shd really do something about this issue..

I really can't understand how they can allocate u a 1xxx number when u are a first timer.

the reason is very simple. becos there are too many first timers.

 

[nrsa.2010]

There is a show flat? Till what time can we go to view it? Thanks!

hi. yes there is may bto 3D model at hdb hub artium..u can go until 8+ i thing..and also sat..

 

[techielim]

Is just a 3D model which shld gv u an idea which unit to jot down for selection. Roughly I hv picked mine base on e model. Took a look at e tiles. Quite glad abt e design. If anyone still don know which to select MT or BL shld go down. Gv u a better pic. Anyway an opinion of mine. MT units are clustered tgt which means some units living room can be seen from e walkway. BL is all facing individually so u won b able to look in. I base on the 3D to gv my opinion. Maybe I'm wrong. Hv to receive e booklets then can understand more. Went to MT site and walked ard. I hv taken photos but am out now so won b able to upload till later.

 

[Kaleen]

haha good luck ! im hoping for more drop outs for may bto lol.

Highly lot of drop out...Provided those young couple has enough CPF in OA to cover 10% of the unit price.

After 10% downpayment of CPF (40-46k), highly left 400k +/-

400K loan of 30years is monthly 1.5k+/-... 2.6% if HDB loan..

Couple need to earn at least 6k min + to support that 1.5k+/- of 0.23 of salary for OA... not forgeting reach age 35 the rate is 0.21.

One of my staff has que 78 in KW 4room, I wonder how he afford...basic only 1.8k

 

[huishann]

Highly lot of drop out...Provided those young couple has enough CPF in OA to cover 10% of the unit price.

After 10% downpayment of CPF (40-46k), highly left 400k +/-

400K loan of 30years is monthly 1.5k+/-... 2.6% if HDB loan..

Couple need to earn at least 6k min + to support that 1.5k+/- of 0.23 of salary for OA... not forgeting reach age 35 the rate is 0.21.

One of my staff has que 78 in KW 4room, I wonder how he afford...basic only 1.8k

i'm crossing my fingers. omg how i wish i can have his q number. has he done his sums ? 1.8 v chor leh.

 

[keithster]

Highly lot of drop out...Provided those young couple has enough CPF in OA to cover 10% of the unit price.

After 10% downpayment of CPF (40-46k), highly left 400k +/-

400K loan of 30years is monthly 1.5k+/-... 2.6% if HDB loan..

Couple need to earn at least 6k min + to support that 1.5k+/- of 0.23 of salary for OA... not forgeting reach age 35 the rate is 0.21.

One of my staff has que 78 in KW 4room, I wonder how he afford...basic only 1.8k

Basic only 1.8k wanna buy KW? What kind of joke is this?

But hey, dun forget some people parents very rich... Can lend them $$$ for down payment.

 

[babylana]

Highly lot of drop out...Provided those young couple has enough CPF in OA to cover 10% of the unit price.

After 10% downpayment of CPF (40-46k), highly left 400k +/-

400K loan of 30years is monthly 1.5k+/-... 2.6% if HDB loan..

Couple need to earn at least 6k min + to support that 1.5k+/- of 0.23 of salary for OA... not forgeting reach age 35 the rate is 0.21.

One of my staff has que 78 in KW 4room, I wonder how he afford...basic only 1.8k

mayb he will choose lower floors?? if not then his CPF v fat... keke

 

[Randrand]

Highly lot of drop out...Provided those young couple has enough CPF in OA to cover 10% of the unit price.

After 10% downpayment of CPF (40-46k), highly left 400k +/-

400K loan of 30years is monthly 1.5k+/-... 2.6% if HDB loan..

Couple need to earn at least 6k min + to support that 1.5k+/- of 0.23 of salary for OA... not forgeting reach age 35 the rate is 0.21.

One of my staff has que 78 in KW 4room, I wonder how he afford...basic only 1.8k

is he being too over ambitious?

 

[McHill]

Highly lot of drop out...Provided those young couple has enough CPF in OA to cover 10% of the unit price.

After 10% downpayment of CPF (40-46k), highly left 400k +/-

400K loan of 30years is monthly 1.5k+/-... 2.6% if HDB loan..

Couple need to earn at least 6k min + to support that 1.5k+/- of 0.23 of salary for OA... not forgeting reach age 35 the rate is 0.21.

One of my staff has que 78 in KW 4room, I wonder how he afford...basic only 1.8k

If more ppl are like that i would be happy. Got higher chance to choose a better flat then if they have to drop.

 

[keithster]

mayb he will choose lower floors?? if not then his CPF v fat... keke

even lower floors also $494k at least lor... must be parents very rich one lah...

 

[Randrand]

i'm crossing my fingers. omg how i wish i can have his q number. has he done his sums ? 1.8 v chor leh.

Can imagine. You get a good queue no., so happy then later, you're being told your CPF not enough, HLE not approve, whatnot not enough. Man, thats a bigger disappointment then a failed ballot

 

[techielim]

is he being too over ambitious?

We cannot assume he / she can't afford. Don forget Hdb req 2applicants. E partner may be earning high. So let's gv him a chance to buy too. If he looking at investment, buy now n sell 5yrs later. Y not? Maybe got secret savings somewhere. Dom forget if his loan not approve, he will need to forfeit e chance. So got alot of issues to think abt.

 

[keithster]

Can imagine. You get a good queue no., so happy then later, you're being told your CPF not enough, HLE not approve, whatnot not enough. Man, thats a bigger disappointment then a failed ballot

LOL... this is very true

 

[Randrand]

We cannot assume he / she can't afford. Don forget Hdb req 2applicants. E partner may be earning high. So let's gv him a chance to buy too. If he looking at investment, buy now n sell 5yrs later. Y not? Maybe got secret savings somewhere. Dom forget if his loan not approve, he will need to forfeit e chance. So got alot of issues to think abt.

Hmm...ya, thats true. Lol, secret savings. Like last time, money put in biscuit tins.

 

[huishann]

Can imagine. You get a good queue no., so happy then later, you're being told your CPF not enough, HLE not approve, whatnot not enough. Man, thats a bigger disappointment then a failed ballot

ya true. anw just to check, if cpf not enough, can pay cash right ? hle not approved, also can pay cash upfront if have right ?

 

[huishann]

We cannot assume he / she can't afford. Don forget Hdb req 2applicants. E partner may be earning high. So let's gv him a chance to buy too. If he looking at investment, buy now n sell 5yrs later. Y not? Maybe got secret savings somewhere. Dom forget if his loan not approve, he will need to forfeit e chance. So got alot of issues to think abt.

or maybe he strike toto ^^

 

[techielim]

LOL... this is very true

But hor if CPF not enough one shld know upfront coz is ur own savings. When one decide on a house, e t&c r actually written down clearly. Only issue is HLE approval. If not approve than bank loan which is cheaper but praying for low interest for e 30yrs. If e applicants can pay e 5% in e first pl think loan shld not b an issue. As long u gt job = loan highly approved. Unless got owe money somewh, got debts or something. Clean records shld b just fine.