Maybank Platinum Visa - UOB One spin-off?

[JuniorLion]

Totally destroyed.

Time to can this card.

 

[longfart]

Are there other cashback cards to replace this card for CU transactions?

 

[peppermint7]

Nerfed. Source

Earn 3.33% cashback on selected categories
Spend on selected categories can be accumulated as eligible spend for up to 30% of the monthly spend for each tier.

Categories	Merchant Category Codes
Insurance	6300
Medical	4119, 5047, 5122, 5912, 5975-5976, 8011, 8021, 8031, 8041-8043, 8049, 8050, 8062, 8071 and 8099
Education	8211, 8220, 8241, 8244, 8249, 8299
Rental	6513
Professional Services	7399

Note that 7399 is CardUp.

All retail transactions charged under the following Merchant Category Codes (“MCC”) will no longer be eligible to earn cashback

• MCC 7523 – Automobile Parking Lots & Garage
• MCC 8651 – Political Organisations
• MCC 8661 – Religious Organisations
• MCC 8398 – Charitable and Social Services Organisations

Didn't receive notification from Maybank about this changes. Thank God you shared here.

 

[blueboat]

ipaymy should be safe from the nerf?

 

[Trazora]

ipaymy should be safe from the nerf?

why leh? ipaymy mcc should be one of the affected mcc

 

[yiron]

ipaymy should be safe from the nerf?

Same as Cardup kenna nerf lah, ipaymy is 7399 or 6513

 

[JuniorLion]

Will dump this card after June. Use the last reward in Jul. Then call and cancel

 

[Trazora]

Will dump this card after June. Use the last reward in Jul. Then call and cancel

can use the rebate offset Jun bill

 

[lucky_]

Are there other cashback cards to replace this card for CU transactions?

I was wondering if CU tags as online? If so, that would make it eligible for cashback cards like Citi SMRT, DCS Flex Visa etc?

 

[Trazora]

I was wondering if CU tags as online? If so, that would make it eligible for cashback cards like Citi SMRT, DCS Flex Visa etc?

DCS Flex yes, citi smrt no (excluded under payment service provider)

 

[sgbird]

Nerfed. Source

Earn 3.33% cashback on selected categories
Spend on selected categories can be accumulated as eligible spend for up to 30% of the monthly spend for each tier.

Categories	Merchant Category Codes
Insurance	6300
Medical	4119, 5047, 5122, 5912, 5975-5976, 8011, 8021, 8031, 8041-8043, 8049, 8050, 8062, 8071 and 8099
Education	8211, 8220, 8241, 8244, 8249, 8299
Rental	6513
Professional Services	7399

Note that 7399 is CardUp.

All retail transactions charged under the following Merchant Category Codes (“MCC”) will no longer be eligible to earn cashback

• MCC 7523 – Automobile Parking Lots & Garage
• MCC 8651 – Political Organisations
• MCC 8661 – Religious Organisations
• MCC 8398 – Charitable and Social Services Organisations

What does this mean If I use cardup for insurance payment around 2K each month? I think cardup spending still valid for cash rebate?

 

[JuniorLion]

What does this mean If I use cardup for insurance payment around 2K each month? I think cardup spending still valid for cash rebate?

Nope. CardUp is MCC 7399.

Only 600 of the 2000 spend counts. You need to find somewhere else to spend the other 1400.

 

[Belford]

What does this mean If I use cardup for insurance payment around 2K each month? I think cardup spending still valid for cash rebate?

It means:
For $500 tier, only $150 can be CardUp
For $1000 tier, only $300 can be CardUp
For $2000 tier, only $600 can be CardUp

Only 30% can be selected merchant, rest 70% must be general eligible spend. Otherwise you won’t hit required spend and you will not earn cashback for the whole quarter.

 

[Trazora]

It means:
For $500 tier, only $150 can be CardUp
For $1000 tier, only $300 can be CardUp
For $2000 tier, only $600 can be CardUp

Only 30% can be selected merchant, rest 70% must be general eligible spend. Otherwise you won’t hit required spend and you will not earn cashback for the whole quarter.

$300 tier not $500

 

[wira]

oh man ...been using this card to charge to Cardup to get the 3.33% cashback.

such a pity.

 

[longfart]

I was wondering if CU tags as online? If so, that would make it eligible for cashback cards like Citi SMRT, DCS Flex Visa etc?

DCS Flex yes, citi smrt no (excluded under payment service provider)

I'm alr using Flex for other CU payments, seems like there's no more cashback cards to replace this card? ):

 

[Belford]

$300 tier not $500

Thanks for correcting me

 

[sgbird]

It means:
For $500 tier, only $150 can be CardUp
For $1000 tier, only $300 can be CardUp
For $2000 tier, only $600 can be CardUp

Only 30% can be selected merchant, rest 70% must be general eligible spend. Otherwise you won’t hit required spend and you will not earn cashback for the whole quarter.

Thank you for your time and detailed explaination. So sad. I just started using this card 3 months ago. Have to say byebye so soon....

 

[dreamycrunch]

Is there any fee discount promo code for Maybank platinium visa card and cardup?

 

[Arandalo]

Is there any fee discount promo code for Maybank platinium visa card and cardup?

Initially Maybank was intending to extend the promo code but then later on they decided to remove it and further slap a huge nerf to limit CardUp to 30% of the eligible monthly spend. This card is dead now if you're using it solely for CardUp.

https://web.archive.org/web/2025033...m.sg/en/promotions/cards/whatsnew/cardup.page
https://web.archive.org/web/2025033...g/iwov-resources/sg/pdf/promos/tnc-cardup.pdf
https://web.archive.org/web/20250331225837/https://www.cardup.co/personal/terms/mb173