Mid Life Reflection

[s-ghost]

how you know is mid life?

what if you live till 150 years old?

 

[The_Davis]

I renovated my parents hse for them and I moved back to stay with them. Rental free. Car-less also. Zero liability now.

Wah Lao. Rent free? Then how many persons move in with parents?

 

[jeremy1980]

how you know is mid life?

what if you live till 150 years old?

I wouldn't want to live till that old. Probably would be bedridden.

 

[jeremy1980]

I wonder why people are so mean to TS…..$2m for personal wealth is a big deal….

Cos they are multi millionaires who can't stand me doing mid Life reflection.

 

[Joe Maya]

I renovated my parents hse for them and I moved back to stay with them. Rental free. Car-less also. Zero liability now.

Sound just like me.

Only con I stupid become the 3rd owner of my parent flat and need fork out 60k to remove my name from it.

 

[NardinJohn]

Can get shoes box units at telok kurau.
My friend bought one a few years ago at $600+ and leased for more than $2k.
Can buy 2 if can get at $800+ .
Can lease instantly
Won’t be at the mercy of mini stir red tapes
I m encouraging my son n his gf to get one and stays with us after their marriage.
Use their cpf to service the mortgage and use the rental and savings to pay down the principal annually to make it an atm for life sooner.
They won’t have problems even they were to be retrenched in their 40s after paying up.
Cash not invested wiil devalue with inflation.

Bro no offend what if gf tell son stay away 两人世界…

 

[Little turtles]

Property after covid is not so playable anymore.

 

[askxyz]

mid life crisis are for those who follow the norm to fill their void in life until nothing left to fill the remaining void then they start to question life's meaning

 

[NardinJohn]

Just sold off my FH 3 bedder. 45yr old.

Now sitting on $1.1m in cash and $0.815m in cpf (500k ordinary, 75k medi, 240k special)

Am I doing ok?

Any good advice on how to invest my cash+cpf?

Put the cash aside for your 3 kids education fees till U unless you had saving policy for them with your active income. Arbo FD lor lowest risk 12 months later you can award your family to a handsome holiday like Switzerland . If no intention to buy next property invest your OA and SA thou wealth management but hor don’t be so suay like me buy one month later tio Lehman Bros and waited 8 years to break even Don’t say not possible my early investment during 2003 yield 100% after 6 yrs ( I was still a noob and rookie) anyway sometimes is not really necessary to do investment … things might just gone south

 

[worldmap777]

all in black at MBS

 

[Coffeelix]

Put the cash aside for your 3 kids education fees till U unless you had saving policy for them with your active income. Arbo FD lor lowest risk 12 months later you can award your family to a handsome holiday like Switzerland . If no intention to buy next property invest your OA and SA thou wealth management but hor don’t be so suay like me buy one month later tio Lehman Bros and waited 8 years to break even Don’t say not possible my early investment during 2003 yield 100% after 6 yrs ( I was still a noob and rookie) anyway sometimes is not really necessary to do investment … things might just gone south

Don’t need to worry about kids education funds.

If I were ts, I will pull his and wife funds together and buys a freehold landed…
The wife needs to sell her pte property.
In land scare sg, only freehold land will appreciate non stop …
When ts needs $ for his kids education, can always cash out using his landed or use his cpf…
Mortgage has the lowest interest rates …

 

[eyz]

Just sold off my FH 3 bedder. 45yr old.

Now sitting on $1.1m in cash and $0.815m in cpf (500k ordinary, 75k medi, 240k special)

Am I doing ok?

Any good advice on how to invest my cash+cpf?

you 45 this year?

me also 45, and got my 1st child.

a solution to your crisis, that will keep you busy and gave your new "motivation" for the next 15 to 20 years.

 

[ralliart_ray]

I am the opposite. I dun want hassle. I kena before in Sg where a tenant call me go down fix a lightbulb. Australia has a system where a property manager runs the place for owners. They source for tenants, ensures tenants pay and then inspect the property every 3 months - this part important else tenant trash my place. This way, my property is properly upkept. Can last many many years.

6% ROI. Not bad. 7% next year. Will fund my retirement together with CPF Life.

aussie dollar BKY leh

 

[misterGomez]

very good, no debts..

 

[jeremy1980]

you 45 this year?

me also 45, and got my 1st child.

a solution to your crisis, that will keep you busy and gave your new "motivation" for the next 15 to 20 years.

I never say I'm in mid Life crisis wor. Doing reflection only.

What solution are u talking about? No head no tail.

 

[econ food]

Still small. House is big enough for them.

Plan to have more kids by.. find ex gfs and reconciliation with them?

 

[jeremy1980]

Plan to have more kids by.. find ex gfs and reconciliation with them?

What toking you? I'm still happily married.

 

[econ food]

What toking you? I'm still happily married.

Lol.. can share with us, Wad Yr yearly contribution to cpf oa sa ma from start to roll to this amounts? And Any top up in process?

 

[ask_yip]

I jin jeles

sigh

 

[dry_county]

Cos they are multi millionaires who can't stand me doing mid Life reflection.

The world is mean and scary….