IMO:
I find cooking at home not worth the savings and waste of time versus $3 buy outside chap cai peng etc.
Electronics like phones generally dont need buy expensive, very steep diminishing returns and depreciating assets.
Many things like clothes can just buy cheaply used on Carousell etc, nobody besides weirdos will care about whether your clothes are new or not.
Always use CC whenever possible for rebates and to earn interest bank credit for like OCBC 360 and pay full amount every month.
I rather have real money in bank earning big big interest than to impress materialistic people.
Cooking at home is troublesome and does consume a lot of time. But chap cai peng isn't exactly healthy (it tends to be overly oily) and in the long run, you'll be better off cooking your own meals.
Those extra 45 minutes on cooking and cleaning everyday could save you tonnes of time on doctor appointments and health check up in the long run
How do you guy manage to eat oats? Tastes bad haha. Any tips that doesn't involve sugar?
usually i mix with fruits or warm milk lo. tbh, you'll get used to the taste after a while.How do you guy manage to eat oats? Tastes bad haha. Any tips that doesn't involve sugar?
normally gas is cheaper but if factor in delivery cost, electricity with the new supplier is cheaperdoes anyone know if OEM electricity is cheaper or more expensive than bottle gas for home use for the same type of usage ? Eg to boil a portion of say ABC soup using bottle gas fired stove vs electric ceramic hot plate?
may have some savings here.
Sibei extreme sia...
Got anyone spend only SGD300 per month?
I spend roughly around 350 per month only makan.
Morning eat mee hoon with egg $1.5
Afternoon eat cai png 3 vegetable $2.7
Night eat chicken rice or duck rice $3
No drink for 3 meal.
Expensive food does not necessarily translate to Heathy food. It's more about choice of food. Not all cai png is loaded with sodium and msg. And Msg itself isn't harmful. It is only if undertake excessively, just as other food as well. If you find cai png to be too oily/msg, mixed it with warm water in a bowl and filter away the water. It'll be much more edible.I would advise you to look after your diet. Every day of those 3 meals above may cause issues in the long run. Economic bee hoon and fried egg is usually quite oily and salty. Cai png is usually loaded with sodium and msg to make it more flavourful, and no, the vege isn't really healthy cause of the sauce, oil and gravy etc.
If you want to eat cheaply yet healthily, can consider milk/oats for breakfast. Lunch is ok for cai png. Dinner try to switch around, chicken rice daily is going to kill your health in the long term.
Don't save now just to blow it all on health issues later on. That $1 you save may lead to $100 in expenditure.
for breakfast. milk, oat does work. I personally prefer boil egg mayo and bread with lettuce/cucumber/tomato. Powdered soy milk from unisoy is great too.


Biggest savings be it home or money wise is definitely reducing operational expenditures. installed home automation system at home from Schneider Electric Singapore to monitor my appliance usage. really helped to bring down my expenditures by alot.
Can share more on how this works?
Sell koyok?![]()
