Nov 2012 BTO

[yoohoo]

So far it seems like tpy had the best resale value~

 

[charel_ong]

I will ballot for seng kang tmr too, when my bf is back from overseas. Looking at compassvale mast too but even if rivervale delta also not bad since nearer to his parents' place. Shall leave it to god and lady luck to decide.

 

[noel13]

Luck play a big part

Come on ghim moh . I am waiting for you

 

[Ixnay]

Anyone knows how high the chances are for 3rd child priority schemes?

 

[CFC]

Anyone knows how high the chances are for 3rd child priority schemes?

HDB InfoWEB: Priority Schemes : Buying A New Flat

 

[CFC]

is hdb combining the balloting for some of the flat types for some projects (like the 5-room flats for the two sengkang projects)?
so if i am only interested in one of the projects but i'm only left with choices from the other when it's my turn to choose, i will have to give up my chance and be deemed to have cancel once?!!!
that's so unfair :|

I think from HDB point of view, it's not unfair. HDB is not out to make profit (or so they claim), their main role is to provide "affordable" housing for the citizens (again, their claim) and therefore, our preference is not really their main concern here.

Having said that, I think sometimes, we are just too fussy and thinking from their shoes, how do u think they can accommodate to everyone's request/desire?

 

[lzjlee]

Anyone knows how high the chances are for 3rd child priority schemes?

Very high.. Your application will be balloted with other TCP applicants in the first round of ballot and this group of ppl is very very small. I don't think there are many families with at least 3children..

 

[Artie]

Very high.. Your application will be balloted with other TCP applicants in the first round of ballot and this group of ppl is very very small. I don't think there are many families with at least 3children..

But you can never be too sure. There might be others as well. Besides, the % of queue num allocation to this grp might not be high.

 

[Ixnay]

But you can never be too sure. There might be others as well. Besides, the % of queue num allocation to this grp might not be high.

I was told the allocation is 5%, so for my case, there should be about 23 units allocated for TCP scheme... hopefully I am lucky to be one of those selected...

 

[Abram]

Wow.. TPY Crest/Joo Seng Green is already at overall application rate of 2.0, everyone chionging there because of its proximity to The Peak@TPY?

 

[charel_ong]

What income should me n my bf declare if im still a student (final yr) and he is in NS? Should both our occupation put Unemployed and income $0?

 

[Think09]

I think may not be the reason.Toa Payoh long time no bto. Also the new bto is quite near the circle line and future Thomson mrt line. that may be the reason also toa payoh quite central.

 

[noel13]

What income should me n my bf declare if im still a student (final yr) and he is in NS? Should both our occupation put Unemployed and income $0?

You won't be eligible for the selection.
Unless within the next 4-5 months anyone of you work.

On 2 appointment usually 4-5 months. You need to produce valid HLE . If not they won't consider.

I think is like that

 

[usagichng]

Wow.. TPY Crest/Joo Seng Green is already at overall application rate of 2.0, everyone chionging there because of its proximity to The Peak@TPY?

mi ish becoz parent stay in toa payoh...

 

[Expert]

What income should me n my bf declare if im still a student (final yr) and he is in NS? Should both our occupation put Unemployed and income $0?

one person must be at least working for 1year to get hdb loan. So how are you guys gonna loan, uness u are paying cash then you can select that option.

 

[firewalker85]

What income should me n my bf declare if im still a student (final yr) and he is in NS? Should both our occupation put Unemployed and income $0?

No CPF contribution = No loan

 

[charel_ong]

No CPF contribution = No loan

one person must be at least working for 1year to get hdb loan. So how are you guys gonna loan, uness u are paying cash then you can select that option.

You won't be eligible for the selection.
Unless within the next 4-5 months anyone of you work.

On 2 appointment usually 4-5 months. You need to produce valid HLE . If not they won't consider.

I think is like that

We both have cpf contribution but definitely not enough. Hence our parents willing to help us pay the remaining in cash then return back once working. So selection of flat issue shouldnt be a problem right?

Regarding the hle loan, i will only be working after may 2013 as well as my bf. can we still be able to get the loan?

I m worried if we declare our income $0 that our ballot will gone to waste.

 

[skjh7`]

We both have cpf contribution but definitely not enough. Hence our parents willing to help us pay the remaining in cash then return back once working. So selection of flat issue shouldnt be a problem right?

Regarding the hle loan, i will only be working after may 2013 as well as my bf. can we still be able to get the loan?

I m worried if we declare our income $0 that our ballot will gone to waste.

Hi sis, the best is go to HDB tml and ask them directly. The Customer Service Officer is friendly. and you can get all the questions answered.
Prepare your list of question.

 

[charel_ong]

Hi sis, the best is go to HDB tml and ask them directly. The Customer Service Officer is friendly. and you can get all the questions answered.
Prepare your list of question.

i asked already.

she said in order to get HDB loan, at the point of selection we need to produce employment document to prove that we are working for at least 3 months.

for selection, i know that the downpayment is not an issue for us since our parents will be settling the balance by cash. Can we select for the flat and ask the officer if we can put the hdb loan on hold until May 2013? Because we only intend to get the house after 2016 and we have 4 years to work before paying mah.. right?

worried that we can go down for selection happily only to return disappointed because we cant produce the employment. But actually my bf already secure a job after NS.. and i will be working after my final year exam.

is there still a glimpse of hope?

 

[lzjlee]

We both have cpf contribution but definitely not enough. Hence our parents willing to help us pay the remaining in cash then return back once working. So selection of flat issue shouldnt be a problem right?

Regarding the hle loan, i will only be working after may 2013 as well as my bf. can we still be able to get the loan?

I m worried if we declare our income $0 that our ballot will gone to waste.

No. You can't secure a HLE loan if none of you are working. Min 3mths employment period before HDB considers your HLE application.

Since you are able to cough out the full purchase price, then I think whether you can get the HLE loan or not is no longer an issue with regards to your eligibility.