ocbc 360 account

[moonshotballer]

Why is there a 600 target on giro bills?

no as in i also have the 365 card. in order to get high % rebates. i need to spend at least $600 on my ocbc 365.

so i spam all my giro bills to ocbc 365.

nth left for me to giro for uob

 

[hyperbole]

Oh, I'm not using UOB at all. Do not want any business with them especially if it involves credit cards. It's a bit trickier if you put recurring bills on your credit cards.

Normally I partially pay my bills with credit card and then the rest can giro.

 

[Tornesoul]

hi all, anyone with the salary code "SAL"?

can i check if that code allows for the 1.2% salary credit IR?

 

[vEr5eX]

For the 1% bonus interest that says any increment in your bank account, does it mean as long as my current month's balance is more than last month's, I will get the 1% interest?

 

[demonicvic]

For the 1% bonus interest that says any increment in your bank account, does it mean as long as my current month's balance is more than last month's, I will get the 1% interest?

http://forums.hardwarezone.com.sg/93551306-post6.html

 

[K|muRa^84]

Just share my new logic, valid for people 50k++ savings and around 500 CC monthly spending (bigger spenders might have better lobangs )

May
Put first 50k in UOB One account - 2.43%
Put next 60k in OCBC 360 - 1.75%
The rest in eSaver (my March balance is $1 ) - 1.25% to 1.4%

June onwards:
Put first 50k in UOB One account - 2.43%
Put next 60k in OCBC 360 - 1.75%
The rest in StarSaver - 0.8 or 0.9%

How to achieve 2.43% in UOB and 1.75% in OCBC 360:
1. Spend $500 in UOB one credit card
2. Setup 3 Giro with UOB
3. Credit Salary with OCBC 360
4. Pay 3 online bills with OCBC 360

Some other considerations:
- Maybank iSAVvy Savings Plus Account
It's good if we can combo this with the new 360 top up bonus, but to be eligible for iSaVvy bonus interest, daily balance need to increase in consecutive 6 months. So, I think cannot use this

- eSaver after 31 May
SCB always come up with promo bonus interest rate on incremental daily balance, let's wait and see the next promo.

If anyone got better combination, do share with me

not many pple have 6 bills to pay

 

[K|muRa^84]

anyway, i've emptied my cimb starsaver acct already

have >60k in ocbc 360 now

next month will reduce to 60k....the rest of it will go back to cimb

 

[DealuxTravel]

For the 1% bonus interest that says any increment in your bank account, does it mean as long as my current month's balance is more than last month's, I will get the 1% interest?

You will get 1% on the incremental balance.

April Average balance is 60k.

May Average balance is 65k.

You will earn Base interest 0.05% + incremental balance 1% = 1.05% (per annum ) on the 5k increase.

Which is roughly equal to (1.05/100 x $5000) / 12 months = SGD$4.375

 

[oceanicmanta]

not many pple have 6 bills to pay

for OCBC360, you can split your bills to be paid over 2 months ... say due date is 4 Jun 15. You pay one amount in late May (for May's internet banking payment quota) & remainder pay in early Jun (for Jun's quota) ... tada ... 3 bills become 6 payments liao !!

 

[kokitty]

ocbc internet banking down

Hey all,

Can anybody try logging into their ocbc internet banking? Been down for the last 3hrs for me... CSO insisted that nobody reported any outrages. I'm pretty sure it is not my cookies or cache cos i tried it on 3 laptops lol...

 

[hwmook]

Hey all,

Can anybody try logging into their ocbc internet banking? Been down for the last 3hrs for me... CSO insisted that nobody reported any outrages. I'm pretty sure it is not my cookies or cache cos i tried it on 3 laptops lol...

I just tried logging in on mobile, no issue at all.

 

[kokitty]

I just tried logging in on mobile, no issue at all.

Can log in on mobile app but can't do trf, server down. On laptops, can't log in at all I tried 2 different accounts, 3 devices

Edit : Tried again at 7.59am, now things seemed to have gone back to normal. There's a facebook msg at 8pm last night complaining abt their i-banking... don't tell me their system is down for 12hrs!!!

 

[feralslash]

u do know that even paying $1 is considered as fulfilling the 3 bills condition?
I just auto pay $1 to my friend's credit card every month. cause i dont have 3 bills. haha

 

[ochazuke]

no as in i also have the 365 card. in order to get high % rebates. i need to spend at least $600 on my ocbc 365.

so i spam all my giro bills to ocbc 365.

nth left for me to giro for uob

I didn't know you can arrange for GIRO payment for bills with credit card. Must look into this.

 

[adrianwang74]

the 500$ minimum spend ish not easy to achieve...

 

[K|muRa^84]

for OCBC360, you can split your bills to be paid over 2 months ... say due date is 4 Jun 15. You pay one amount in late May (for May's internet banking payment quota) & remainder pay in early Jun (for Jun's quota) ... tada ... 3 bills become 6 payments liao !!

uh huh

u need to pay 6 bills in each calendar month leh

 

[mikezuper]

the 500$ minimum spend ish not easy to achieve...

This is so true

 

[OCBC Bank]

For the 1% bonus interest that says any increment in your bank account, does it mean as long as my current month's balance is more than last month's, I will get the 1% interest?

Hi there vEr5eX

Are you referring to the new Save Bonus Interest category for 360 accounts? The increment is meant for monthly average balances, not month-end balance.

- Increase your current month average daily balance from previous month
- Incremental balance is the difference between the current month average daily balance and previous month
- The Save bonus interest is paid on the incremental balance (up to $1,000,000.)

Hope this clarifies!

^Shereen

 

[zoossh]

like to double clarify.

ocbc 360 and uob one had no fresh fund requirement rite?

as far as i know, ocbc bp, uob hya, scb esaver had such requirement, but cant find for ocbc 360 and uob one.

 

[OCBC Bank]

Hey all,

Can anybody try logging into their ocbc internet banking? Been down for the last 3hrs for me... CSO insisted that nobody reported any outrages. I'm pretty sure it is not my cookies or cache cos i tried it on 3 laptops lol...

Good morning kokitty

We're really sorry for the inconvenience. You were right, some of our customers did face some issues logging in yesterday morning due to high traffic.

Once we knew about it, it was quickly rectified and you should have been able to log back in by 8am. Do let us know if you're still facing issues logging in!

^Shereen