ocbc 360 account

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HoGnix

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vsvs24 said:
This is different from SSB.

SSB is risk free. Astrea is not. Temasek did not guarantee Astrea.
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There is a risk, but think of a scenario if Astrea is unable to redeem, then what about UOB 150 K high interest account, what is the Account interest now? is it more risk than Astrea?
 
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Dunhaveone

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How to get the spend interest when I spend on 360 credit card more than 500 dollars I don't see the interest for that. Is there any cut off date to consider the 500 dollars? Is there any transaction that is not eligible in the calculation?
 
Cumzilla

Cumzilla

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Let say I spent $300 in February and got the spend bonus interest. This amount was refunded to the card this month, does that mean I have to spend an additional $300 this month on top of the $500 to get the spend bonus interest next month? If not the bank will crawl back the bonus interest I got for February?
 
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hwmook

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Cumzilla said:
Let say I spent $300 in February and got the spend bonus interest. This amount was refunded to the card this month, does that mean I have to spend an additional $300 this month on top of the $500 to get the spend bonus interest next month? If not the bank will crawl back the bonus interest I got for February?
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Will not crawl back but this month you need to spend $300 more as you are starting with -$300 this month.
 
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Claylite

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Cumzilla said:
what if I don't spend this amount refunded and also spend less than $500 this month?
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If you did not spend at least $800 to get a net spending of +$500 after starting from -$300 then you will not have met the spend requirement and would not get the interest for the spend category.
 
Cumzilla

Cumzilla

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Claylite said:
If you did not spend at least $800 to get a net spending of +$500 after starting from -$300 then you will not have met the spend requirement and would not get the interest for the spend category.
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if that is the case, I might as well dont spend more than $500 if I think I am not able to hit $800 for this month right?
 
addict951

addict951

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问你们hor
This coming 7th business day is it the last time we’re getting 4.65%? Or 3.3% liao? 😒
 
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chopra

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xRenol said:
Some people commented that it is not worth for the Grow criteria because the next S$100,000 will only earn a base interest of 0.05% p.a.
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2.8% for what put then. Maybank isavvy can get me that liao to 2mil.

i only put 100k in ocbc360
 
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