ocbc 360 account

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Wingst

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I also hoping to find the sales charge promo code for investment. Any kind soul can pm me. Thanks
 
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Wingst

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comtt74 said:
Greetings to all.

May someone share with me the correct way (in details) of resetting OCBC 360 account upon reaching 100k please!

Thank you very much in advance.
Click to expand...

I think it's just give up the specific bonus for that month ah and reset down. No other way
 
pohw0008

pohw0008

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Did they increase the save bonus interest by 0.25% this month till end of the year.. cause i just saw there is a limited time promotion..
 
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ericcsn

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pohw0008 said:
Just wondering when was this promo known.. like never see anyone here sharing about it.. 😆
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no new promo.
A routine banking account . Of course if you know 功夫，好.
I bought a UT Lionglobal SG dividend equity fund to give me the invest bonus on 1 Jul. There was a super bull run with the local banks that benefited STI and today the UT is already $1.2k gain even after the 0.88% fee.
 
pohw0008

pohw0008

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ericcsn said:
no new promo.
A routine banking account . Of course if you know 功夫，好.
I bought a UT Lionglobal SG dividend equity fund to give me the invest bonus on 1 Jul. There was a super bull run with the local banks that benefited STI and today the UT is already $1.2k gain even after the 0.88% fee.
Click to expand...
Increase your average daily balance by at least S$500 monthly.

LIMITED-TIME
EIR
0.40%
-->
0.65%

1For maximum EIR illustration purposes for your first S$100,000:
Salary + Save: You will earn a maximum EIR of 1.70% -->1.95% a year.
Salary + Save + Spend: You will earn a maximum EIR of 1.95% --> 2.20% a year.
Salary + Save + Spend + Insure / Invest: You will earn a maximum EIR of 3.20% --> 3.45% a year.
Salary + Save + Spend + Insure + Invest: You will earn a maximum EIR of 4.45% --> 4.70% a year.

Your maximum EIR shown here is for a limited time only from 1 August to 31 December 2026
 
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demoforce1

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pohw0008 said:
Increase your average daily balance by at least S$500 monthly.

LIMITED-TIME
EIR
0.40%
-->
0.65%

1For maximum EIR illustration purposes for your first S$100,000:
Salary + Save: You will earn a maximum EIR of 1.70% -->1.95% a year.
Salary + Save + Spend: You will earn a maximum EIR of 1.95% --> 2.20% a year.
Salary + Save + Spend + Insure / Invest: You will earn a maximum EIR of 3.20% --> 3.45% a year.
Salary + Save + Spend + Insure + Invest: You will earn a maximum EIR of 4.45% --> 4.70% a year.

Your maximum EIR shown here is for a limited time only from 1 August to 31 December 2026
Click to expand...
nice !
 
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koolkool

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ericcsn said:
no new promo.
A routine banking account . Of course if you know 功夫，好.
I bought a UT Lionglobal SG dividend equity fund to give me the invest bonus on 1 Jul. There was a super bull run with the local banks that benefited STI and today the UT is already $1.2k gain even after the 0.88% fee.
Click to expand...
I got the opposite. I am staring at a loss of $200 since purchase UT middle of last month. :-(
I am selling early this month regardless.
 
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koolkool

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Wingst said:
Hi did you buy the same UT or different?

I saw this last month but later on can't use already. Thanks. As my 12th month not up yet previously
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I didn't buy the same. Mine is lion global all seasons (std). This was recommended by one of my friends. Shouldn't have listened to him. Hahaha....
 
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Wingst

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I have hit 12 months of invest, even without promo code, I should go ahead and buy new one and let 2 months of interests cover my fees?
 
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koolkool

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Wingst said:
I have hit 12 months of invest, even without promo code, I should go ahead and buy new one and let 2 months of interests cover my fees?
Click to expand...
This you need to decide for yourself based on the amount you have in the 360 account. Generally, if you have close to the optimal amount in 360 account, I will say pretty much worth the action. For me, I try to buy and sell so that the loss is minimised. If you choose a conservative UT, you can minimise the loss so overall over 12 months, you still gain from the action. I just sold off my UT to clock in the 12 months invest bonus. My loss is around $120++. Net gain is around $1000 over 12 months. Why not, for an opportunity cost of $20k over 3 weeks? I have used this method for Maybank Saveup and Wealth First. Bonus savers is the one that you need to keep for the whole period. The choice has to be very conversative and aim is to preserve the amount invested. Multiplier just to $100 RSP to clock extra invest category. After you have gone through this phase of thinking, then clocking the investment bonus interest will not feel so daunting. Main idea is not to mix your real investment with clocking bonus interest.
 
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ericcsn

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Bonuses are in 646 am:
Invest bonus $106.16
Save bonus $33.97
Spend bonus $21.23
Salary bonus $106.16
 
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