ocbc 360 account

[Wingst]

Has anyone tried to buy the 20k investment with cpf? I've checked will lose 2 months cpf interests but it's about half of $176, can anyone correct me?

But the various funds I checked on website that can use CPF, when I try to use the app it shows cash only

Anyone ever done this? Or to save all the trouble just pay the fees of $176?

 

[yiwei]

Has anyone tried to buy the 20k investment with cpf? I've checked will lose 2 months cpf interests but it's about half of $176, can anyone correct me?

But the various funds I checked on website that can use CPF, when I try to use the app it shows cash only

Anyone ever done this? Or to save all the trouble just pay the fees of $176?

If buying and selling completed within the same month (and transfer funds back to CPF), isnt just one month of CPF interest?

 

[Nanonited]

Anybody knows if i buy 20k of a unit trust, do i qualify as the nett amt after sales charge is 19,824. Or do i have to buy 20+k such that after sales charge my nett amt is $20k at least?

 

[ericcsn]

Anybody knows if i buy 20k of a unit trust, do i qualify as the nett amt after sales charge is 19,824. Or do i have to buy 20+k such that after sales charge my nett amt is $20k at least?

just buy $20k (and nett amount will be less after it) to qualify

 

[Wingst]

If buying and selling completed within the same month (and transfer funds back to CPF), isnt just one month of CPF interest?

Hi I calculated as 2 months to be safe but the products that I checked can use CPF when I try to buy in app will show cash only. Haha. So like to know if anyone did this to save on the fees? Thank you
Or most use cash?

 

[Nanonited]

just buy $20k (and nett amount will be less after it) to qualify

Tyvm!

 

[Calthron]

Thank you, sorry for noob. I look at ocbc website. Is anything listed in "unit trust " be eligible? Any recommendations for cash, capital preservation UT?

 

[yiwei]

Hi I calculated as 2 months to be safe but the products that I checked can use CPF when I try to buy in app will show cash only. Haha. So like to know if anyone did this to save on the fees? Thank you
Or most use cash?

You need to filter those accept payment by CPF. you try this code OCBC50XLY for fee reduction, it will be about the same as CPF interest loss for 2 months. Think most ppl use cash since the reduced fee same same as CPF interest lost and more choices with cash. I will only use CPF if it's early in the month so that there is enough time to refund back.

 

[Calthron]

You need to filter those accept payment by CPF. you try this code OCBC50XLY for fee reduction, it will be about the same as CPF interest loss for 2 months. Think most ppl use cash since the reduced fee same same as CPF interest lost and more choices with cash. I will only use CPF if it's early in the month so that there is enough time to refund back.

OCBC50XYL not working when I tried

 

[yiwei]

OCBC50XYL not working when I tried

you got typo sia...

 

[Calthron]

OCBC50XYL not working when I tried

Thank you sir, yes, it's worked

 

[Nanonited]

You need to filter those accept payment by CPF. you try this code OCBC50XLY for fee reduction, it will be about the same as CPF interest loss for 2 months. Think most ppl use cash since the reduced fee same same as CPF interest lost and more choices with cash. I will only use CPF if it's early in the month so that there is enough time to refund back.

Omg… i just bought yesterday. If only i waited 1 more day ((

 

[demoforce1]

any promo code to use cash?

 

[royalmix]

Omg… i just bought yesterday. If only i waited 1 more day ((

UT got free look period?

 

[Calthron]

any promo code to use cash?

OCBC50XLY

 

[crashfire]

OCBC 360 has changed quite a bit... Thinking to compare OCBC 360 against DBS Multiplier, UOB One and the other options before shifting salary over.

 

[reddevil0728]

Can have all 3 ma no need to choose

 

[sglandscape]

OCBC 360 has changed quite a bit... Thinking to compare OCBC 360 against DBS Multiplier, UOB One and the other options before shifting salary over.

DBS Multiplier first, if you have more than 100k then think if you prefer OCBC 360 with more criteria to meet, or UOB One if you have 150k and ok to spend 500 per month on their card (insurance counted).

 

[crashfire]

Just did research and I think OCBC360 still holds higher rate than UOB one and prob the best now

https://www.ocbc.com/personal-banking/deposits/accounts-interest-rates.page
https://www.singsaver.com.sg/banking/blog/best-savings-account-singapore?utm_source=hwzpush

 

[reddevil0728]

Just did research and I think OCBC360 still holds higher rate than UOB one and prob the best now

https://www.ocbc.com/personal-banking/deposits/accounts-interest-rates.page
https://www.singsaver.com.sg/banking/blog/best-savings-account-singapore?utm_source=hwzpush

Only if satisfy all the criteria right?