OCBC Titanium Mastercard

[OCBC Bank]

Hi DG

I have applied for OCBC Titanium Rewards Cards (Blue and Pink) for 3 times since mid-March till today, and have been rejected all 3 times, despite meeting the income requirements and having a Credit Bureau score of AA.

Called CSO multiple times, they are equally puzzled but couldn't share with me the reason for rejection. So frustrating cos requirements all met already, what else does OCBC want me to do? If didn't fulfill any requirements just inform ma, why so not transparent one?

Also, I realized OCBC started rejecting me ever since I closed my 360 account. To close off that gap, I have re-opened my 360 account today and funded it. Do you think that could be the reason?

Appreciate if you can help me investigate. Thanks lots.

Hi shuantzelim,

We are sorry to learn of your unsuccessful credit card application.

Besides credit review, there are other factors that the bank takes into consideration when reviewing a credit card application. We are sorry, but we won't be able to reveal what these factors are, and the reasons for unsuccessful applications.

Your application/appeals would have been thoroughly reviewed before an outcome was given.

You may wish to consider applying for a secured credit card ($10,000 lien required), but do note that it will be subject to review and approval as well.

^DG

 

[Tyrhung]

I've also closed off my ocbc360 late last year but was able to get the OCBC TR card. Hence I believe it was not the reason for the rejection.

Hi DG

I have applied for OCBC Titanium Rewards Cards (Blue and Pink) for 3 times since mid-March till today, and have been rejected all 3 times, despite meeting the income requirements and having a Credit Bureau score of AA.

Called CSO multiple times, they are equally puzzled but couldn't share with me the reason for rejection. So frustrating cos requirements all met already, what else does OCBC want me to do? If didn't fulfill any requirements just inform ma, why so not transparent one?

Also, I realized OCBC started rejecting me ever since I closed my 360 account. To close off that gap, I have re-opened my 360 account today and funded it. Do you think that could be the reason?

Appreciate if you can help me investigate. Thanks lots.

 

[KeNshEz]

Dear Ocbc, can i check if buying laptop on qoo gets 10x points, and how long will the 9x reward points show?

 

[OCBC Bank]

Dear Ocbc, can i check if buying laptop on qoo gets 10x points, and how long will the 9x reward points show?

Hi KeNshEz,

Yes, purchasing of laptop on Qoo10 will be eligible for 10X OCBC$.
The additional 9X OCBC$ will be credited by the end of the following month.

Additional OCBC$ is given based on the posted date.
Some merchants may take up to 7 days to post the transaction.

For eg. You had made the purchase at the end of March, and the transaction was only posted by the merchant in April. The 9X OCBC$ will be credited by the end of May.

^DG

 

[sandyph]

Hi sandyph,

We will have to look into your card account to advise on this.

We note that you will be using your UOB card in the meantime. However, should you wish to use your Titanium Rewards card instead, please do drop us a PM with your overseas number, and system registered Singapore number as well.

We will arrange for our service executive to get in touch with you at the soonest.

^DG

PM Sent. Thanks

 

[mnyfrnc]

Hi OCBC, I have made a purchase at Adidas on 28/02/18. However I believe the x10 pts was not adjusted based on the statement dated 01/04/18. Kindly advise.

 

[laurent_rio]

Hi OCBC, I have made a purchase at Adidas on 28/02/18. However I believe the x10 pts was not adjusted based on the statement dated 01/04/18. Kindly advise.

it seems adidas not considered online shopping/shoes, i also buy but using UOB PPV and not get 10x UNI$ but i still ask them to adjust it

 

[wainism]

Hi OCBC

Can you please advise if the following qualify for 10x rewards?

BIZGRAM ASIA PTE LTD SINGAPORE
PAPYLON ENTERPRISE - M SINGAPORE

I bought several IT gadgets from them like a wifi router and CCTV system

Thanks.

 

[OCBC Bank]

Hi OCBC, I have made a purchase at Adidas on 28/02/18. However I believe the x10 pts was not adjusted based on the statement dated 01/04/18. Kindly advise.

it seems adidas not considered online shopping/shoes, i also buy but using UOB PPV and not get 10x UNI$ but i still ask them to adjust it

Hi mnyfrnc,

Adidas will not be given 10X OCBC$ as it is classified under a sports-related category.

^DG

 

[OCBC Bank]

Hi OCBC

Can you please advise if the following qualify for 10x rewards?

BIZGRAM ASIA PTE LTD SINGAPORE
PAPYLON ENTERPRISE - M SINGAPORE

I bought several IT gadgets from them like a wifi router and CCTV system

Thanks.

Hi wainism,

Do give us some time to check on this. Please drop us a PM with your contact details.

^DG

 

[zIpdIsK]

Just a curious question .
How many people will continue to use the card after exhausting 120k miles a year to continue earning 0.4 miles a dollar till the next card birthday ?

Posted with iPhone HardwareZone Forums app

 

[wj1984]

Just a curious question .
How many people will continue to use the card after exhausting 120k miles a year to continue earning 0.4 miles a dollar till the next card birthday ?

Posted with iPhone HardwareZone Forums app

I will because 10x points (2 cards max $12k spending each) will only reach 240k miles. OCBC redemptions are in blocks. The 10x spending is only till year end 2018 which is also about the time my annual limit gets reset.

 

[zIpdIsK]

After the 10X spending over ... I think this card should be pretty useless Liao. Earning 0.4 milesnper dollar is slow like crap .

I will because 10x points (2 cards max $12k spending each) will only reach 240k miles. OCBC redemptions are in blocks. The 10x spending is only till year end 2018 which is also about the time my annual limit gets reset.

Posted with iPhone HardwareZone Forums app

 

[Trazora]

After the 10X spending over ... I think this card should be pretty useless Liao. Earning 0.4 milesnper dollar is slow like crap .

Posted with iPhone HardwareZone Forums app

The 10x points for mobile payment is till Dec 2018. After that still can get 10x points for the eligible categories ie electronics, clothes, bags, shoes etc.

 

[zIpdIsK]

Which are categories that I don’t really spend on .

The 10x points for mobile payment is till Dec 2018. After that still can get 10x points for the eligible categories ie electronics, clothes, bags, shoes etc.

Posted with iPhone HardwareZone Forums app

 

[wj1984]

After the 10X spending over ... I think this card should be pretty useless Liao. Earning 0.4 milesnper dollar is slow like crap .

Posted with iPhone HardwareZone Forums app

Forget to add; I would spend for another 10k points. So that I can withdraw all 250k pts (100k miles)

 

[hwmook]

Which are categories that I don’t really spend on .

Posted with iPhone HardwareZone Forums app

Amazing, you only spend on food, transport, travel?

 

[zIpdIsK]

Yes . Most of the time . 95% of the time

Amazing, you only spend on food, transport, travel?

Posted with iPhone HardwareZone Forums app

 

[darknite]

Dear OCBC,

I sent in a message via the secured mailbox on the online banking platform, to ask for the amount of OCBC$ left before i hit the 120000 OCBC$ cap limit for my Titanium Rewards card. I also asked how can i go about applying for a supp card for the TR.

I sent my enquiries on wednesday, 11 april. Apart from an auto-generated reply, there has been no word from OCBC. is this the norm? how many working days do you guys usually need to answer such queries? is there a faster way to get an answer to those questions?

 

[swordspirit]

Dear OCBC,

I sent in a message via the secured mailbox on the online banking platform, to ask for the amount of OCBC$ left before i hit the 120000 OCBC$ cap limit for my Titanium Rewards card. I also asked how can i go about applying for a supp card for the TR.

I sent my enquiries on wednesday, 11 april. Apart from an auto-generated reply, there has been no word from OCBC. is this the norm? how many working days do you guys usually need to answer such queries? is there a faster way to get an answer to those questions?

took them ard 10days to response to my previous request.