Hi OCBC
I made several transactions on Ezbuy (fna 65daigou) on this card. This is listed as a qualifying merchant for 10X on the official website:
https://www.ocbc.com/personal-banking/cards/titaniumrewards-mastercard.html
However knowing how uncertain the crediting of points can be, I sent OCBC a PM to confirm that the merchant qualifies for 10X. OCBC arranged for somebody to call me and here is the conversation:
OCBC: sir - your 65daigou transactions do not qualify for 10X.
Me: Why? Isn't this listed as a qualifying merchant?
OCBC: That is Ezbuy not 65daigou?
Me: But they are the same?! 65daigou is the new name.
OCBC: Give me a min to check... after a while.. Ok since they are the same then it qualifies.
Me: This is very worrying? What controls are in place that assure customers that we get our 10X as listed on the website?
OCBC: We go by MCC code. Your merchant is not in the correct MCC code.
Me: So do you mean that I have to call OCBC EVERYTIME I make a transaction with Ezbuy to ensure that the points will be captured correctly? Do you have a process in place to ensure that we get our points?
Could not get an answer to my question above.
OCBC - can you please clarify? Shall stop using this card for transactions on Ezbuy until clarification is provided.