*Official* MasterLeong Thread

[lbs]

besides those perpertual and retail bonds, can a person with limited capital like myself invest in other kinds of bond? I doubt it right.. haha.

 

[Maeda_Toshiie]

besides those perpertual and retail bonds, can a person with limited capital like myself invest in other kinds of bond? I doubt it right.. haha.

SGX:A35

Ten-chan

 

[firemblem66]

You do not need bonds under the following scenarios:
(1) You are young and have decades to go before retirement
(2) You will not be touching the money for at least the next decade
3) You have very high risk tolerance
(4) You can maintain the discipline to consistently average down deep market downturns
(5) You want the absolute greatest returns possible

Other than that, bonds are there to provide a peace of mind when the market goes on a roller coaster.

Different people, different strokes.



Again, it is dependent on the individual.

Unable to say more unless you can provide more information.

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

 

[lbs]

I see.
Then I guess it might be better to wait for interest rate to actually go all the way up before investing in some bonds. I suppose prices for that will be depressed, then.

 

[lewissac]

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

Wow 100k, then DCA might cost you (100,000 x 1%) = $1000 commission fees liao.

 

[lbs]

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

your first investment should be on educating yourself.
read some books first before going for workshops. Books will make you adsorb, what the workshop has to offer, and also ask in-depth questions that perhaps only an experienced investor can answer you.

 

[[M]aiev]

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

Sibei rich

 

[mazatsushi]

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

Okay we are off to a good start.

How much of that 70% stock allocation will be invested in SG and overseas respectively?

Likewise, how much of that 30% bond allocation will be invested in SG and overseas respectively?

Again your personal risk tolerance comes into play.

 

[Takodoro]

Youngsters nowadays are damn rich.

 

[Weaboo]

Knn 24 yo got 100k

BB spotted

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

 

[Sinkie]

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

Wah, firemblem66 gorgor, can bring me go out see the world?

 

[Sinkie]

Wow 100k, then DCA might cost you (100,000 x 1%) = $1000 commission fees liao.

What is this $1,000 commission when you are going to make $30,000 from this $100,000

 

[Average]

hi im peasant didi, pls 多多指教。

I am 24 years old and the money will not be touched. I have about $100k to put in and i plan to enter by doing some DCA.

The portfolio allocation that I am looking at is around 70/30 stocks/bonds.

As for SG and foreign shares, for SG I am looking for dividends so stuff like telcos and banks. While for foreign I will probably will using index with small amounts of stock picking.

serious， im younger than u

Sent from 穷小子 using GAGT

 

[firemblem66]

Okay we are off to a good start.

How much of that 70% stock allocation will be invested in SG and overseas respectively?

Likewise, how much of that 30% bond allocation will be invested in SG and overseas respectively?

Again your personal risk tolerance comes into play.

Thanks for the replies guys. Some more background, I am graduating with a degree in finance and have read some books.

My main concern is the split between SG and foreign due to currency. My view is that global growth will be higher than SG in the long run so my portfolio allocation will be skewed towards global.

As for transaction fees, aren't most brokerage charging from 0.2%-0.28%?

 

[Weaboo]

Buy iwrd lor

Thanks for the replies guys. Some more background, I am graduating with a degree in finance and have read some books.

My main concern is the split between SG and foreign due to currency. My view is that global growth will be higher than SG in the long run so my portfolio allocation will be skewed towards global.

As for transaction fees, aren't most brokerage charging from 0.2%-0.28%?

 

[Maeda_Toshiie]

Knn 24 yo got 100k

BB spotted

Aren't you a DBS Treasures client?

 

[Weaboo]

If I lose 100k of that money my parents will slaughter me

Aren't you a DBS Treasures client?

 

[mazatsushi]

Thanks for the replies guys. Some more background, I am graduating with a degree in finance and have read some books.

My main concern is the split between SG and foreign due to currency. My view is that global growth will be higher than SG in the long run so my portfolio allocation will be skewed towards global.

As for transaction fees, aren't most brokerage charging from 0.2%-0.28%?

If skewing towards overseas assets, you also need to ask yourself how much to allocate to developed markets, emerging markets, and frontier markets.

At the risk of sounding like a broken record player, asset allocation is a very highly personal decision.

For reference, maybe you can take a look at the detailed allocations used in AOM.

PS: At this point of time it is a lot more important to get started investing than to worry about allocations

 

[[M]aiev]

http://www.straitstimes.stfi.re/business/bargain-stocks-aplenty-but-where-are-the-buyers?sf=jkjnyez#aa

While economic growth is modest, the threat of a full-blown recession is unlikely. Our 2017 picks are A-Reit, CapitaLand, Frasers Centrepoint Trust, Frasers Logistics & Industrial Trust, Global Logistic Properties, Keppel DC Reit, OUE, Raffles Medical Group, Sheng Siong and Singtel.

 

[pigpigoink]

so good 100k at 24 years old.

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