Ya.....education costs in Singapore is absurdly high and no guarantee of success either
My niece in Primary 4 is having tuition at some atas private centre.....fees around $240 per month for one subject

So I did a rough calculation
Pri 4 to Pri 6 tuition fees - ($240 X 10 months) X
3 years = $7,200
Sec 1 to Sec 4 tuition fees - ($280 X 10 months) X
4 years = $11,200
JC1 to JC2 tuition fees - ($320 X 10 months) X
2 years = $6,400
Total Cost = $24,800
Almost $25k in tuition fees! Not even include all the swimming, piano and judo etc etc. Imagine if the child take multiple subjects in tuition. The sum of money is humongous! If instead use that amount to DCA STI etf over that 9 years, might oredi gave that child a head-start to his peers liao.....