I always thog that without grant is faster.
So I decided not to take any grant, but convinced by the officer to take it. These r the misunderstandings I had,
1. I'm a PR, I thog grant amount will be halved. In fact, the grant amount will only be halved if I'm buying resale, n not bto. But the total amount of grant will goes into my husband's cpf acct, n not mine.
2. I was told that key collection is only possible 3-4mths after selection (my unit got key already, not those built halfway one). However, thanks God I met a super duper nice officer, she told me that my HLE is going to expire in early Dec, so she will expedite our key collection n make it possible before my HLE expire. After reading so many horror stories here, I feel that I'm truly blessed to have a very responsive officer, I didn't even call her once.
If ur unit is not ready yet, key distribution may take months.
BTW, u r required to sell off ur house within 6months upon key collection
Hope these help