if i get my key for example around June 2017 that means i need to get married around dec 2017?
can provide ROM cert 6 mths after collecting keys?
whats a chance for first timer applying AMK area?
4R very few...
also can apply for more than one location?
If you have valid receipts of banquet booking, rom booking etc etc..They should be okay, speak to them..They are humans after all..

rom and banquet plus renovation...$$$$$$$$$$$$![]()

And not forgetting money for baby(Even during pregnancy) if planning to **** raw after marriage...![]()
And not forgetting money for baby(Even during pregnancy) if planning to **** raw after marriage...![]()

Looking at Yishun 5rm, only 25 units available so not sure if there's even a chance.
hmm .. but if everyone thinks that its hard and dont apply the good ones .. then those who dare to try and risk it will get the good units/locations.
Not sure if anyone did a company ballot before .. I had the chance to see human psychology in a way .. My company had 90 pairs of f1 tickets for ballot but in different grandstand locations and for different days.. I noticed that many had the thinking that "the final day sure alot of people try so I will try for the 1st or 2nd day" .. in the end, I received most submissions for the lousier grandstand locations and first/2nd day .. those who dare to try for final day, most of them for it because not much competition.
morale of the story, good location, if u want, just apply. You never know if many have the same thinking as you then they give up and try for other lousy locations instead .. then u have higher chance ..

if i got enough grant (AHG+SHG) for my 10% downpayment that means i no need to pay any cash for down-payment? FOR example if i received 45k grant, down-payment for the flat is just nice 45k that means i no need to take out any cash for downpayment right.
Grant only lowers the overall cost of your flat. The downpayment of 5/10/20% is then calculated based on that lowered cost.