one card one use

[Polar Bear King]

In your opinion what is best card for dining

Really don't dine out that much. Citi div good enough. Spend it for grocery too make sure > $888/ month
Actually the bad cards have special use too.
Those not useful not useless cards are truly useless.....like CIMB WMC/VI giving 1% rebate which I cut already.

 

[wts2013]

ya "bad" to chiu but "good" to moi, just like the F card still useful to moi lor (still can earn at least $3 rebate per mth), to each his own lor, hahaha

 

[hogrider88]

Citi dividend need to got utilise pump petrol category then wu hua lo. If nt wan hit the $888 aso muz hv misc spending that hv no rebates as each category is capped.

All follow ocbc kkj pattern card all cut!

 

[Genesis]

didn't bother reading the previous post.
but seriously, how you guys manage to rmb what card have what kind of benefits, it gets me confused most of the time..
so i end up cancel all the card and left with just 2

 

[hogrider88]

This is call passion!

We dont have 20 cards overnight.. Started off with one or two then slowly see ur spending pattern n how to maximise each expenditure

 

[Allen_C_Sharp]

When it becomes a natural habit, there is no need to remember it at all, just like a breeze

 

[arigatoast]

didn't bother reading the previous post.
but seriously, how you guys manage to rmb what card have what kind of benefits, it gets me confused most of the time..
so i end up cancel all the card and left with just 2

have u played trading card games when u were younger? like MAGIC the gathering or Pokemon card games?

its quite similar, if u r into the game, u will remember the functions of each important cards...

 

[Polar Bear King]

have u played trading card games when u were younger? like MAGIC the gathering or Pokemon card games?

its quite similar, if u r into the game, u will remember the functions of each important cards...

Yes key cards for combo to make the engine work. Seemingly useless cards can have a special effect in combo too.

 

[Polar Bear King]

Ocbc titanium/plus!/frank/platinum master, SCB prudential/platinum, HSBC visa plat, uob singtel/professional

Thanks Trazora I'll try to apply for them all. I just drop by UOB open one acct get all their cards also.

 

[wts2013]

My cult members would know this is the second best card of the year since its launch. One day when you agree to this observation you may apply to join my cult. Under one card one use principle this card is 2nd.

http://forums.hardwarezone.com.sg/98148291-post1029.html

hahaha

 

[Polar Bear King]

Time to standby for 2016:

BOC VI:first 3 months 6% then 1% afterwards not bad
AMEX TCB card:first 3 months 5% then 1.5% afterwards,not bad
Imagine/uob one/maybank platinum visa:daily spending for everything
ocbc365:weekend dining
CIMB VS/Citi dividend/imagine:weekday dining
Citi dividend/smrt/imagine:supermarket
posb everyday:sheng siong(my mom in law use)
UOB PPV:sheng siong paywave(my mom in law use)
ocbc frank+365/boc shop/scb singpost/DBS women/imagine: Online things
Citibank rewards/imagine:my wife uses for shopping
scb Manhattan/AMEX TCB card/imagine:big item and anything else
Petrol I leave blank cos I take taxi/grab/uber/MRT

 

[edwinttt1978]

2016 Budget:

UOB ONE (75%),
BOC SHOP (20%)
Others - POSB/DBS & AMEX (5%)

NOT intending to use at all unless promotions highly irresistible:
OCBC,
MAYBANK,
CITIBANK,
HSBC,
ANZ,
CIMB,
SCB.

 

[hogrider88]

support polar uncle thread! 2016 shall follows:

posb everyday - take train/sheng siong
uob one - misc spend
citi smrt - town council, toy 'r' us, ntuc/giant
anz optimum - dining & movies
anz travel + altitude - residual misc spend
singpost/woman - online shopping
maybank visa plat - insurance
manhattan - big items
imagine card - amex accepted merchant
ocbc frank/365 - archived
hsbc revolution - archived

my guess is posb dining , dbs lf online will end.

 

[naro]

I think my main card will be:
Citibank Dividend: petrol, grocery and dining

CIMB Platinum seems good for pharmacies but the 8 transactions per mth seems difficult to meet.

 

[sebastgt]

For me,
Non-online spend:
Imagine cards
Fevo cards

Online spend:
BOC Shop
SC Singpost
DBS Live Fresh

Grocery spend :
Sheng Siong - POSB everyday card
Fairprice and Giant - imagine card and vouchers purchased during 10% promo.

 

[01asdf]

For me,
Non-online spend:
Imagine cards
Fevo cards

Online spend:
BOC Shop
SC Singpost
DBS Live Fresh

Grocery spend :
Sheng Siong - POSB everyday card
Fairprice and Giant - imagine card and vouchers purchased during 10% promo.

What 10% promo??

 

[sebastgt]

What 10% promo??

Maybank fnf card offers 10% rebates for grocery purchase from time to time.

 

[chopra]

polar, online use imagine is abit unsafe. unless redmarting...

 

[beri stupid idiot]

So far OK I spend $72 a mth on imagibe quite safe

 

[Polar Bear King]

polar, online use imagine is abit unsafe. unless redmarting...

Next month I save all 702 numbers in an excel file. Spend for the month then transfer out all money to other 702.