Owner-Occupier HDB Scheme

[Lss]

I dont think you have any claim to the house as a occupier. At best take back your money.

 

[ricogan427]

I wanna ask ah…if I bought a HDB with my wife under Owner Occupier scheme and we have been paying the mortgage equally but it is under my name as the Owner. Then one day I caught her ahem with her boss and I want to get a divorce, but if the ownership is transferred to me, the mortgage is too high for me to pay alone. How ah?? I don’t want to move out I just paid a lot of money for renovations last year.

Also side question can I use Owner Occupier scheme to BTO next time? With the right person of course.

Phone or write in to HDB - they will direct you.

 

[ShinnAsuka]

Is your name O*****?

 

[TiedInsurer]

If the wife does not have a share of the HDB, why would she contribute cash to the hdb? He's not thinking straight. As for CPF, the law does not even allow his wife to draw from her cpf, if she is just an occupier, not owner.

It's actually a pretty common scenario when the spouse is not a PR or citizen. The mortgage is too expensive for one person to tank alone, and BTO is not an option because it's not allowed when the other party isn't PR/citizen, and going for flexi unit under singles scheme doesn't make sense if the couple wants kids. Build finish, kid is 5 years old. Wait until can sell and upgrade, kid is 10 years old. One couple live in the same room as their 10 year old child/children does't make sense.

This is pretty much the arrangement i currently have at the moment. Her options are to either contribute the cash, or the marriage cannot happen because we cannot afford to get our own place to live.

 

[ckt1978]

hi Oliver. sorry. hope you see more open and got some profits for this property.