POSB Everyday Card

[cassowary18]

Min monthly spend $1000 (not stated in TnC but can see it after registering in DBS lifestyle app). Also rebate capped at $60

What's your average spending per month on the card like?

Don't think I'll hit the $60 cap because I'll probably just use it on SimplyGo. You'll need to spend $400 on bus and MRT to hit $60. But the problem is hitting the min spend.

Anyway I was looking at the card to pair with DBS Multiplier. By itself the card isn't very tempting but now I'm quite interested in it. Worst case I just hold to pair with Multiplier account.

 

[cassowary18]

Update: seems like it's a 3 month promo. Hopefully they extend but not optimistic.

 

[Imhthc]

Seems like POSB updated the T&C. 15% (!!) cashback for public transport and parking. 5% for Gojek and Ryde. That's ridiculously high. But anyone knows the min spending to qualify? https://www.posb.com.sg/personal/promotion/posb-everyday-card-rebates

From my DBS lifestyle app, mine was capped at $10 with $200 spent for the month of Aug.

 

[greythorne]

Is this a good card for paying TC, utilities bill, insurance premiums and CPF repayment?

 

[cassowary18]

From my DBS lifestyle app, mine was capped at $10 with $200 spent for the month of Aug.

$10 so niao ah. Really not worth leh

 

[cassowary18]

Is this a good card for paying TC, utilities bill, insurance premiums and CPF repayment?

Utilities got 1% rebate. But at that rate, rather spend on a card like Maybank FC Barcelona or ICBC Zodiac Mastercard.

Suggest going for UOB One if you can hit the minimum spend.

 

[Gmailer]

topup ezlink with Everyday card count as travel or not?

Not easy to hit $1k spending so auto topup my family ezlink card will help

 

[cassowary18]

topup ezlink with Everyday card count as travel or not?

Not easy to hit $1k spending so auto topup my family ezlink card will help

No. See T&C point 17. https://www.posb.com.sg/iwov-resour...ons/posb-everyday-card-promotion-2019-tnc.pdf

Top up ez link and GrabPay not considered qualified spend.

 

[Gmailer]

No. See T&C point 17. https://www.posb.com.sg/iwov-resour...ons/posb-everyday-card-promotion-2019-tnc.pdf

Top up ez link and GrabPay not considered qualified spend.

I am ok if no rebate. But will ezlink topup count as part of the $1k to qualify for the rebate?

What if I link the credit card to Samsung pay?

 

[cassowary18]

I am ok if no rebate. But will ezlink topup count as part of the $1k to qualify for the rebate?

What if I link the credit card to Samsung pay?

Ah, not sure about that. Best to call the bank and confirm.

 

[CaptainTeo]

One question I believe if I pay Iswitch electricity bill via everyday card but no 1% discount. How to entitled to it?

Another feedback is the new everyday card look ugly. Only put one word everyday across with blue background

 

[kuti-kuti]

Hi guys,

got a question regarding this everyday cc.
My cc annual fee was waived on the 1st year (did not met the min spending). Would like to know if they will waive it again for a 2nd time?

 

[greatgreenman]

Hi guys,

got a question regarding this everyday cc.
My cc annual fee was waived on the 1st year (did not met the min spending). Would like to know if they will waive it again for a 2nd time?

If you use a credit card sufficiently enough, just about any bank will waive the annual fee. If they don't, I suggest you go get another credit card. Any card that doesn't waive their fee is pointless imo

 

[therat]

Hi guys,

got a question regarding this everyday cc.
My cc annual fee was waived on the 1st year (did not met the min spending). Would like to know if they will waive it again for a 2nd time?

They will waive it.
I only use POSB everyday cc for ezlink n PUB bill.
DBS has been waiving off the annual fee for many many yrs.

 

[sansanjikikut]

now everyday card like improved a lot. was it buffed recently? 15% back on simplygo!

 

[linuskltan]

now everyday card like improved a lot. was it buffed recently? 15% back on simplygo!

Do note that the promo has more specific restrictions, like subject to personalised min spend goal (in my case is $600 spend for Nov), rebates capped at $30, and requires registration

 

[kuti-kuti]

If you use a credit card sufficiently enough, just about any bank will waive the annual fee. If they don't, I suggest you go get another credit card. Any card that doesn't waive their fee is pointless imo

They will waive it.
I only use POSB everyday cc for ezlink n PUB bill.
DBS has been waiving off the annual fee for many many yrs.

ok, thanks.

 

[correct]

I checked my bank statement. Was informed that points will not be awarded for hospital and utility transactions unless otherwise specified.

go.dbs.com/sg-naap

I was thinking what utility transactions...

 

[Trazora]

I checked my bank statement. Was informed that points will not be awarded for hospital and utility transactions unless otherwise specified.

go.dbs.com/sg-naap

I was thinking what utility transactions...

E.g. Sp services

 

[correct]

E.g. Sp services

Thanks, I just found out that, in my case, no rebates for all technos is except green. Will double check later. New bank statements not in yet.