Revolut

duhduhduh

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How to go to the cashback campaign from their main webpage?

Revolut has very confusing app, and website. Haha.
Best is scroll up and see.

Most of their campaign will email to you - that is how you acccess those links
 

maumu

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naise. finally they credited my missing July rebate as well together with August.

hope they extend the promotion after this month.
 

xlifex

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Are we affected by the data breach?

bleepingcomputer.com/news/security/revolut-hack-exposes-data-of-50-000-users-fuels-new-phishing-wave/
 

crystalnox

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Are we affected by the data breach?

bleepingcomputer.com/news/security/revolut-hack-exposes-data-of-50-000-users-fuels-new-phishing-wave/
In my opinion, everyone should assume every online service they are using will eventually get hacked one day. Therefore never give them more information than is absolutely necessary, and never reuse any passwords.
 

someusername

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In my opinion, everyone should assume every online service they are using will eventually get hacked one day. Therefore never give them more information than is absolutely necessary, and never reuse any passwords.

With all the anti money laundering Know Your Customer regulations all these fintechs require a lot of personal information to open and verify an account. Who knows what they do on the backend. I always keep a $0 balance in them and just transact, that way when they are hacked or suddenly go out of business I hopefully won't lose too much.
 

lilynorm

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A few days ago, I route my USD from my MCA to WISE then to Revolut just to avoid DBS exchange rate.
Due to my poor planning, I transferred more than SGD5k and exceed the daily holding limit in revolut. They auto exchange the difference of usd to sgd and transferred back to my bank account.. got charge 0.5% exchange fair usage fees. Even with wise and revolut fees, its still better than MCA rate in my opinion.

But the next day, my account got flagged to verify source of income.. sighs.. I have provided my savings account and income documents. I've read here accounts do get flagged if high transaction amount. It says I need to verify 22k worth of transaction in revolut.. but when I check my revolut statement, only 19k was transacted in my account. I usually use revolut for US online shopping, transport rebate, jb spend and did change some euro for my upcoming holiday. In between I did credit and debit money for the transport rebate and move my savings around. Hopefully, won't get ban. If not, sian need to travel use Amaze and need find transport rebate alternative. So far, Revolut exchange rate and transport rebate the best, although still uncertain if they are going to extend the transport rebate beyond September.

Considering getting their metal card. But will it make a diff?
 

maumu

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is anyone using the Revolut card with the merchants they promoting cashback for?

e.g. I'm seeing NikeSG, Watson, Adidas, etc... any special conditions to worry about?
seems like nobody uses Revolut for their cashback rewards with their partners? do share your experience if any... I thought some are quite attractive (e.g. NikeSG @ 8% cashback)
 

fr33d0m

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A few days ago, I route my USD from my MCA to WISE then to Revolut just to avoid DBS exchange rate.
Due to my poor planning, I transferred more than SGD5k and exceed the daily holding limit in revolut. They auto exchange the difference of usd to sgd and transferred back to my bank account.. got charge 0.5% exchange fair usage fees. Even with wise and revolut fees, its still better than MCA rate in my opinion.

But the next day, my account got flagged to verify source of income.. sighs.. I have provided my savings account and income documents. I've read here accounts do get flagged if high transaction amount. It says I need to verify 22k worth of transaction in revolut.. but when I check my revolut statement, only 19k was transacted in my account. I usually use revolut for US online shopping, transport rebate, jb spend and did change some euro for my upcoming holiday. In between I did credit and debit money for the transport rebate and move my savings around. Hopefully, won't get ban. If not, sian need to travel use Amaze and need find transport rebate alternative. So far, Revolut exchange rate and transport rebate the best, although still uncertain if they are going to extend the transport rebate beyond September.

Considering getting their metal card. But will it make a diff?

how did you do WISE->REVOLUT USD transfer? SWIFT? any fee?
 
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lilynorm

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how did you do WISE->REVOLUT USD transfer? SWIFT? any fee?
wise usd wallet swift transfer to Revolut
paid wise fees USD$18+ for $8k - not too sure how they calculate this amount. don't think it's flat rate.
Some say transfer is immediate, but mine reached a few hours later

I like revolut exchange because the rate is good and they have the limit order exchange rate which is good for someone like me who don't monitor often.
 

fr33d0m

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wise usd wallet swift transfer to Revolut
paid wise fees USD$18+ for $8k - not too sure how they calculate this amount. don't think it's flat rate.
Some say transfer is immediate, but mine reached a few hours later

I like revolut exchange because the rate is good and they have the limit order exchange rate which is good for someone like me who don't monitor often.


SWIFT is slow and with fee.
 

maumu

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fone

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SWIFT is slow and with fee.

Depends on your US account. Most US accounts have an incoming wire fee. Revolut goes by amount, above a fixed amount is by swift, below that, is by routing number (ACH). Once cleared on Revolut side, my swift appears on my US account immediately.
 

fr33d0m

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Depends on your US account. Most US accounts have an incoming wire fee. Revolut goes by amount, above a fixed amount is by swift, below that, is by routing number (ACH). Once cleared on Revolut side, my swift appears on my US account immediately.
Maybe your account is opened somewhere else. For account opened in Singapore, no ACH, only SWIFT for USD
 
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