Roboadvisor: Stashaway vs Syfe

[darksword995]

I've invested in SA 36% and Syfe Equity 100 for close to 5 months. DCA every 10 days for both portfolios.
My Syfe Equity 100 is performing much better than SA 36%.
SA 36% is too heavy on KWEB, which has been dropping significantly over the past few months. The 20% gold is certainly not helping anything at all.
Syfe's wider diversification into different ETFs has certainly pushed the growth of the portfolio.
Will close my SA 36% before the 6th month and just focus on Syfe Equity 100.

Wow almost exactly the same scenario as me but I'm DCA on a weekly basis. Also likely will close SA 36% at 6 month mark when the promo period for fee coverage is up too.

 

[dappermen]

DCA every 10 days for both portfolios.

I'm DCA on a weekly basis.

Seriously i dont think the issue is w dca cos mine didnt

 

[darksword995]

Seriously i dont think the issue is w dca cos mine didnt

probably entry point and SA's overweightage on KWEB.

 

[dappermen]

Syfe has KWEB too but just 5%? i thk

 

[twosix]

I've invested in SA 36% and Syfe Equity 100 for close to 5 months. DCA every 10 days for both portfolios.

My Syfe Equity 100 is performing much better than SA 36%.

SA 36% is too heavy on KWEB, which has been dropping significantly over the past few months. The 20% gold is certainly not helping anything at all.

Syfe's wider diversification into different ETFs has certainly pushed the growth of the portfolio.

Will close my SA 36% before the 6th month and just focus on Syfe Equity 100.

SA is more broad based as it should weather most scenarios because it has equties, bonds and gold. Whereas syfe equity100 is all equity. When times are good, of course equities will do very well, but when times are bad, SA should come out better. Again, dun put all eggs into 1 basket. Haha..

 

[dappermen]

Syfe updating our portfolio allocation as part of periodic rebalancing for Equity100.

This rebalancing will be carried out over the next few days. Once it is complete, the equity component of Core portfolios will track the allocation of Equity100 as well.

Why are the MCHI and KWEB ETFs being added?

These ETFs are being included to provide an enhanced exposure to China and Chinese tech stocks. We selected these sector and geographical factors using econometric and graphical screens, then validated their selection by back-testing these factors using our point-in-time algorithms.

With the Chinese market outperforming since last year, we believe the China and Chinese tech factors will not only provide additional diversification benefits but will continue to outperform going forward.

https://ci4.googleusercontent.com/p...sfinal/newe100allocation-990000079e04513c.PNG

 

[dappermen]

syfe is 2 yo as u knw!!!!!!!!!!!!!!!!!!!!!!!deep dive into his Fans' All 7 Syfe Portfolios Comparison

 

[greythorne]

Since when u started eqty?

Not a bad idea if u could accept iedge moving up and down!!!!
After it hits 1425 high pt, when sg release more gd news on phase3 few days ago, it went tumbling down!!!!
https://www.sgx.com/indices/products/sreitlsp

Started Syfe RIETs+, Cash+ & Equity100 about the same time around last year May.

 

[dappermen]

around last year May.

which is An ultra-mega gd Entrant pt!!!!! else it is Not tht gd 4 eqty100 (esp latelY) & esp Reits100

 

[JetStorm]

Would be a good idea to dump about $20k into Syfe RIETs and collect dividends or reinvest the dividend?

Syfe Equity100 so far in the green ever since I started.

Really depends if you want reits as a component of your overall portfolio.

 

[greythorne]

Started Syfe RIETs+, Cash+ & Equity100 about the same time around last year May.

Ah just checked, I started end of Feb 2021.

 

[greythorne]

Really depends if you want reits as a component of your overall portfolio.

Actually the RIETS+ is in red ever since I started. So I was thinking if I could put in an amount then just collect dividends. The portfolio return for RIETS+ is at -26.97.

but why you said “it really depends”?

 

[Kojo0403]

started $100 monthly to stashaway risk-36 and $100 monthly to stashaway-income portfolio since Jan.

my income portfolio has actually outperformed by 1%.. that’s weird given that we are in a bullish market now.

 

[JetStorm]

Actually the RIETS+ is in red ever since I started. So I was thinking if I could put in an amount then just collect dividends. The portfolio return for RIETS+ is at -26.97.

but why you said “it really depends”?

There are some who thinks that adding reits to your portfolio helps to bring about diversification, provide income and capital appreciation during your retirement years.

If you google it, there is no right or wrong. Up to individual, sector and risk preference.

 

[dappermen]

gd point on SA, me too doin tt

 

[Kojo0403]

I realized KWEB ETF that StashAway invest in has a Total Expense Ratio of 0.73%.
If i add on stashaway management fee of 0.80%, total fees would be 1.53%.
Would this be considered low cost investing..?

Why not i just buy lion hang seng tech etf directly at 0.68% TER.. that’s like 0.85% savings a year.

Same for its gold allocation. Instead of paying StashAway 0.40%+0.80%, i might be better off buying the same gold etf - GSD from SGX directly and pay 0.40% which is in SGD some more

 

[s0crates]

I realized KWEB ETF that StashAway invest in has a Total Expense Ratio of 0.73%.
If i add on stashaway management fee of 0.80%, total fees would be 1.53%.
Would this be considered low cost investing..?

Why not i just buy lion hang seng tech etf directly at 0.68% TER.. that’s like 0.85% savings a year.

Same for its gold allocation. Instead of paying StashAway 0.40%+0.80%, i might be better off buying the same gold etf - GSD from SGX directly and pay 0.40% which is in SGD some more

Doesn't that apply to all the robos too? Also you have to take into account the inefficiency of using us listed etf. More (hidden) cost, less returns

 

[grandza]

For those interested in Syfe REITs+ Portfolio!

 

[Okenba]

I think Syfe REITs+ is the one robo portfolio where investors are not paying double for management fees.

All other portfolios, you pay the robo, and you pay the ETF manager.
However, REIT+ is not bought through ETFs, so you only pay Syfe. It's actually a lot cheaper in that sense than other portfolios.

 

[PC-User]

I realized KWEB ETF that StashAway invest in has a Total Expense Ratio of 0.73%.
If i add on stashaway management fee of 0.80%, total fees would be 1.53%.
Would this be considered low cost investing..?

Why not i just buy lion hang seng tech etf directly at 0.68% TER.. that’s like 0.85% savings a year.

Same for its gold allocation. Instead of paying StashAway 0.40%+0.80%, i might be better off buying the same gold etf - GSD from SGX directly and pay 0.40% which is in SGD some more

I realized if I go eat at restaurants, I'll have to pay 7% GST and then 10% service charge also. That is ridiculous. I think I'll cook myself, I mean I'll cook for myself better.