Roboadvisor: Stashaway vs Syfe

[Mr. Wood]

Syfe and stashaway investors losing big with KWEB hahaha. Are they gonna double down on China tech until all their users run away? Hahaha

how much drop? kweb one etf or all their portfolios all drop?

 

[dappermen]

kweb didnt / wont drop MORE than gold!!!!!!!!!!!!!!!!!!

Performce in jun21

Currency: USD


Health Care Select Sector SPDR Fund
(XLV)
2.2%
Vanguard Global ex-U.S. Real Estate
Index Fund ETF (VNQI)
-0.9%

iShares MSCI All Country Asia ex Japan
ETF (AAXJ)
0.4%

SPDR Portfolio Emerging Markets ETF
(SPEM)
0.9%

KraneShares CSI China Internet ETF
(KWEB)
-0.9%

SPDR Gold Trust (GLD)
-7.1%

Consumer Discretionary Select Sector
SPDR Fund (XLY)
3.4%

iShares Core S&P Small Cap ETF (IJR)
0.3%

 

[s0crates]

how much drop? kweb one etf or all their portfolios all drop?

YTD drop a lot. Their portfolios have been losing other robos for sometime if you look at seedly/ investmentmoats

 

[twosix]

oneself also need to re-optimise ur own portfolios. stashaway has the lowest returns among the 3 popular robos recently. i'm optimising my portfolio among them as well. haha..

 

[dappermen]

Yes i m gonna sell of my 36% risk sa very soon too…. Just wanna focus on one robo to enjoy the rates More!

 

[IcYFl4mEz]

I only got SA. which robo earn more for u guys?

 

[darksword995]

I only got SA. which robo earn more for u guys?

Syfe Equity100 for me. SA 36% has been doing very poorly over the past few months due to KWEB.

 

[twosix]

Endowus and syfe are better now. Btw, SA has the highest fee too.

 

[dappermen]

edwus surprisingly is good! it caught me by surprise too despite hi charges 4 UTs/funds - they added alot MORE new Funds eg Horizon Asia-Pacific Property Income Fund
https://endowus.com/support/4402990...son-horizon-asia-pacific-property-income-fundthe gdness w Robos is u get to hve access to them!!! usu 4 Institutionl Clients Only!!!

see ? i m shocked tht many dare to Fuss tht robos charges 0.68 to 0.8% when: there r Performance Fee embedded

1.93% is a constant fee that is charged by The Fund. The Performance Fee will only be charged if two conditions are met:

1. The Fund outperforms the benchmark
2. The Fund outperforms the High Water Mark (the previous highest NAV that the Fund has reached). For example, if the Fund's initial NAV was 100, went up to 120, and went down back to 100, then then HWM is 120.)

The Performance Fee is not a constant and can fluctuate every year, depending on whether both of the two aforementioned conditions are fulfilled. The Performance Fee will also be embedded in the Fund's performance returns because the Fund's net returns would have taken the Performance Fee into account.

SGD SGD Class A5m Distribution Share Class' monthly performance from Nov 2020

LU2226123490

11/2020​

5.23​

12/2020​

2.28​

1/2021​

0.34​

2/2021​

3.39​

3/2021​

0.97​

4/2021​

3.07​

5/2021​

0.26​

6/2021​

2.97​

 

[Mr. Wood]

YTD drop a lot. Their portfolios have been losing other robos for sometime if you look at seedly/ investmentmoats

i dun read investment moats.
but i see seedly and other threads here last yr or so oso got ppl ask why other robos underperform. reason given is few mths 1 yr cannot really say for sure.

so i guess is the same? sometimes dis good sometimes dat good.

 

[twosix]

Fyi...

https://www.businesstimes.com.sg/ba...-in-aum-in-less-than-two-years-of-full-launch
Both SA and Endowus are nowin the $1b club.

 

[GameTheory]

Endowus is best. I’m taking out from SA once it rebounds a bit

 

[twosix]

Endowus is best. I’m taking out from SA once it rebounds a bit

Keep your options open. Dun put all the eggs in one basket, as the saying goes.

 

[dappermen]

Endowus is best. I’m taking out from SA once it rebounds a bit

Gd move! Me doing so…….

 

[IcYFl4mEz]

My SA 36% also negative this week, last week still positive.
once bounch back, maybe try endowus.
my 22% still positive tho.

 

[dappermen]

If an invesmt is weak or -ve for a week or so , i wont be too bothered by it

Only if i see stagnancy or ltd growth for close to half-a-yr or so, then i will start to worry

 

[imbecilelight]

I've invested in SA 36% and Syfe Equity 100 for close to 5 months. DCA every 10 days for both portfolios.

My Syfe Equity 100 is performing much better than SA 36%.

SA 36% is too heavy on KWEB, which has been dropping significantly over the past few months. The 20% gold is certainly not helping anything at all.

Syfe's wider diversification into different ETFs has certainly pushed the growth of the portfolio.

Will close my SA 36% before the 6th month and just focus on Syfe Equity 100.

 

[greythorne]

Would be a good idea to dump about $20k into Syfe RIETs and collect dividends or reinvest the dividend?

Syfe Equity100 so far in the green ever since I started.

 

[dappermen]

My Syfe Equity 100 is performing much better than SA 36%.

SA 36% is too heavy on KWEB, which has been dropping significantly over the past few months. The 20% gold is certainly not helping anything at all.

Syfe's wider diversification into different ETFs has certainly pushed the growth of the portfolio.

So true , esp the gold is nt helping anything!!! In fact the worst performer!!!!!

Saddest thing is sa held strong beliefs in the gold!!!!!!!

but syfe is too wide!! Too much is no gd too

nevertheless my returns for sa over the years is just half of my syfe100 eqty and my syfe is not evn 1yr anniversary!!!!

 

[dappermen]

Would be a good idea to dump about $20k into Syfe RIETs and collect dividends or reinvest the dividend?

Syfe Equity100 so far in the green ever since I started.

Since when u started eqty?

Not a bad idea if u could accept iedge moving up and down!!!!
After it hits 1425 high pt, when sg release more gd news on phase3 few days ago, it went tumbling down!!!!
https://www.sgx.com/indices/products/sreitlsp