I am trying to find a replacement card with benefits that could replace the SCB SingPost.
So far I read from BOC and DBS.
For DBS Live Fresh CC ...
https://www.dbs.com.sg/iwov-resourc...visa-paywave-platinum-card/LF_3X_5pc_TnCs.pdf
Quote :
The Promotion allows an Eligible Cardmember to earn the following cashback (“Cashback”) online and/or Visa payWave purchases during the Promotion Period if he/she charges a minimum of S$700 to his/her Card Account in retail purchases (including online and in-store purchases) in the same calendar month (“Qualifying Spend”):
3.1 5% cashback on Online purchases
3.2 5% cashback on Visa payWave purchases
“Online purchases” are retail transactions made via the internet and processed by the respective merchants/acquirers as an online transaction through Visa/MasterCard Worldwide networks and exclude the following:
a. payments made via telephone or mail order;
b. payments to government institutions;
c. payments to financial institutions (including banks and brokerages);
d. payments to insurance companies;
e. utility bill payments;
f. donations;
g. payment of funds to prepaid accounts and merchants who are categorized as “payment service providers”;
h. payments to schools, hospitals, professional service providers and payment for parking lots;
i. payments made via online banking;
j. payments made via AXS and SAM;
k. any other transactions determined by DBS from time to time
“Visa payWave purchases” refer to transactions made via Visa payWave through a contactless terminal in Singapore
The last point "k" win liao.
For part "b", LTA also consider as government institution liao right?