SCB SingPost/Spree Card

[Trazora]

For example, the total price of my intended purchase is US$40. If I were to charge it to the card in USD, the Bank will convert it into SGD and I will be charged with this SGD amt + 1% Visa fee + 2.5% processing fee. Am I right?
Are you saying that this SGD amt + 3.5% will definitely be cheaper than having Paypal do the conversion for me?

Yes paypal conversion worse than the 3.5% fee.

 

[longfart]

Yes paypal conversion worse than the 3.5% fee.

Would the 3.5% fee be posted together with the converted SGD amt, or will they be posted as separate transactions that do not earn 7% cashback?

 

[Trazora]

Would the 3.5% fee be posted together with the converted SGD amt, or will they be posted as separate transactions that do not earn 7% cashback?

Posted together

 

[longfart]

Posted together

Thank you very much!

 

[raccon82]

Is DBS fresh live the next best online rebate card? however, it will end the 5% rebate on dec.

 

[o0KelviN0o]

Yes provided you already transited to the new TnC. Think existing card owners all transiting after the statement date in Dec. Anyway just 2%, may as well use DBS Visa debit for 5%.

5%?!?!?! no minimum spend?

 

[Trazora]

5%?!?!?! no minimum spend?

No min spend. Only requirement is cannot withdraw cash from DBS/POSB atm/branch for more than 3 times per month nor more than $400 per month.
https://www.dbs.com.sg/personal/cards/debit-cards/dbs-visa-debit?cid=sg:en:cbg:bsd:sem:goo:na:na:card:cen_cards_sem:na:dbs+visa+debit+card&gclid=Cj0KCQiAl8rQBRDrARIsAEW_To9bmo6tLGnp7y6PUdqhlENFbvgF0pHQZOA20Z5EURkZeeEamvHfUF0aAobzEALw_wcB&gclsrc=aw.ds

 

[o0KelviN0o]

No min spend. Only requirement is cannot withdraw cash from DBS/POSB atm for more than 3 times per month nor more than $400 per month.
https://www.dbs.com.sg/personal/car...0Z5EURkZeeEamvHfUF0aAobzEALw_wcB&gclsrc=aw.ds

I can't seem to be able to apply for this card on iBanking

 

[Trazora]

I can't seem to be able to apply for this card on iBanking

Any error? Maybe u already have the card?

 

[what88]

Still no idea on the cashback calculation, is this base on each calendar month OR individual statement cycle date?

Pardon me if someone asked this before.

Anyone can clarify on this? Many thanks in advance.

 

[Trazora]

Still no idea on the cashback calculation, is this base on each calendar month OR individual statement cycle date?

Pardon me if someone asked this before.

Anyone can clarify on this? Many thanks in advance.

Based on transactions posted in statement cycle.

 

[what88]

Based on transactions posted in statement cycle.

Thanks a lot.

Last time when newly got their card and called their hotline where the CSO told me based on calendar month...

Statement cycle is much clear.

 

[Trazora]

Thanks a lot.

Last time when newly got their card and called their hotline where the CSO told me based on calendar month...

Statement cycle is much clear.

Welcome. Btw you know the TnC changing after your statement in Dec? The card becomes quite useless after that.

 

[what88]

Welcome. Btw you know the TnC changing after your statement in Dec? The card becomes quite useless after that.

Yea, thats why check here first to clear my doubt and use it before the change, last month ah last month...

 

[joecuk]

Standard Chartered Spree Card

I'm a new foreigner in Singapore and I'm interested in applying for this card. I do note their T&Cs suggest there are some exceptions to the Android Pay / Contactless 2% cashback offered (per below). Does that mean if I use Android Pay / Contactless function at SMRT station to top up my EZ link card (i.e. not via auto-reload), I will NOT earn any cashback?

FYI I used my foreign MasterCard at those top up machines and the transaction showed up as: "TRANSIT 30000XXXXXXXXX" as the merchant name (i.e. none of the names below). Does the merchant name differ for locally-issued Visa cards? Thanks

l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW,IGMARKETS,COM,SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

 

[Trazora]

Standard Chartered Spree Card

I'm a new foreigner in Singapore and I'm interested in applying for this card. I do note their T&Cs suggest there are some exceptions to the Android Pay / Contactless 2% cashback offered (per below). Does that mean if I use Android Pay / Contactless function at SMRT station to top up my EZ link card (i.e. not via auto-reload), I will NOT earn any cashback?

FYI I used my foreign MasterCard at those top up machines and the transaction showed up as: "TRANSIT 30000XXXXXXXXX" as the merchant name (i.e. none of the names below). Does the merchant name differ for locally-issued Visa cards? Thanks

l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW,IGMARKETS,COM,SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

"TRANSIT" is in the list, so it is excluded from cashback

 

[zoossh]

sorry lost track for a while.

singpost transactions this month still counted for the 7% online? qoo10 and lazada still considered as online by singpost card?

 

[vddgnd]

sorry lost track for a while.

singpost transactions this month still counted for the 7% online? qoo10 and lazada still considered as online by singpost card?

Did u received sms for the change of effective date? Generally old benefit (7%) until your statement date in Dec.

 

[zoossh]

Did u received sms for the change of effective date? Generally old benefit (7%) until your statement date in Dec.

i got an sms that says that the new spree benefit starts from 28 dec. my statement date is every 27th.

probably can assume transactions of 28 oct - 27 dec all can get 7% with the rebate coming in on statement of 27th jan, i guess.

 

[what88]

i got an sms that says that the new spree benefit starts from 28 dec. my statement date is every 27th.

probably can assume transactions of 28 oct - 27 dec all can get 7% with the rebate coming in on statement of 27th jan, i guess.

Yupe, you are right.

Mine originally was mid Nov via letter notification and then received SMS mentioned old benefit extended to mid Dec.