SCB SingPost/Spree Card

[pinpinpin]

scb singpost cc has any hidden charges like cross border charge for groupon website?

 

[crystalnox]

scb singpost cc has any hidden charges like cross border charge for groupon website?

As long as your groupon transaction is processed by a overseas provider.

https://www.sc.com/sg/credit-cards/notification-updates.html
It's all there^

 

[linuskltan]

As long as your groupon transaction is processed by a overseas provider.

It seems Groupon purchases is usually (or always) processed overseas in Schaffhausen, Switzerland. The way to avoid the overseas SGD processing fee to to pay using the same card via PayPal, which is processed locally in Singapore.

 

[pinpinpin]

It seems Groupon purchases is usually (or always) processed overseas in Schaffhausen, Switzerland. The way to avoid the overseas SGD processing fee to to pay using the same card via PayPal, which is processed locally in Singapore.

Thanks for the input. will proceed via Paypal.

 

[pinpinpin]

For Visa checkout like through Zuji, qoo10 or other online platforms, this mode of payment still consider online?

 

[chuanz]

It seems Groupon purchases is usually (or always) processed overseas in Schaffhausen, Switzerland. The way to avoid the overseas SGD processing fee to to pay using the same card via PayPal, which is processed locally in Singapore.

Some time a few months ago, PayPal was also routed overseas for processing (maybe local processing center got downtime) which caught quite some ppl surprised. So yeah, it's not always

 

[bjornng]

just applied for OCBC 365 in the case of i do hit $600 min spend per mth, then can get bonus interest in 360 also.. but this $138 cashback damn tempting.. should i..?

 

[jentang]

Yes, I was charged DCC by paying through paypal.

Some time a few months ago, PayPal was also routed overseas for processing (maybe local processing center got downtime) which caught quite some ppl surprised. So yeah, it's not always

 

[linuskltan]

Yes, I was charged DCC by paying through paypal.

Just a note, my most recent SGD transactions (4 nos. i.e. Qoo10 and Lazada) via PayPal in the past month, all did not incur any DCC charges.

 

[Trazora]

Just a note, my most recent SGD transactions (4 nos. i.e. Qoo10 and Lazada) via PayPal in the past month, all did not incur any DCC charges.

Qoo10 and Lazada process locally in the first place, so of course no cross border fee.

 

[jentang]

Mine was fr bookdepository. Previously there was no DCC charge but a couple of months back, they started charging. I enquired with paypal and they said it's e prob with the bank or merchant.

Just a note, my most recent SGD transactions (4 nos. i.e. Qoo10 and Lazada) via PayPal in the past month, all did not incur any DCC charges.

 

[efreelancer]

Anyone tried watsons online and get 7% rebates?

 

[derkaiser94]

Are there any conditions attached with the $138 cashback? Are there any eligible spending terms to be met or is the $138 cashback provided to you across a period of time?

 

[i1magic]

just applied for OCBC 365 in the case of i do hit $600 min spend per mth, then can get bonus interest in 360 also.. but this $138 cashback damn tempting.. should i..?

1. OCBC 365 got alot of restriction but I think can use it for :

a) Groceries 3%
b) Recurring telco bills 3%
(Min $600, Cap at $80/mth)

Spend : Groceries $400 + Telco $200 = $600 on 3% is Cashback $18

2. SCB SingPost CC 7% for online (Min $600, Cap at $60/mth)

Spend : Online $860 ~ Cashback $60

3. Citibank Dividend MasterCard

a) EssoMobil petrol 5% cashback (same as OCBC 365)
b) Everything else 0.5%
(IIRC no min right? Cap at how much I also forgot liao)

Are you guys using this combo?

 

[i1magic]

Are there any conditions attached with the $138 cashback? Are there any eligible spending terms to be met or is the $138 cashback provided to you across a period of time?

Once sign up, approved and you get the credit card, you'll get the $138 credit liao. But must spend within a certain time, can't remember how long liao.

Anyway, I got the card on 20 Aug and now spent about $900+ online liao. See whether can get cashback of $60 or not.

 

[chongpang]

2. SCB SingPost CC 7% for online (Min $600, Cap at $60/mth)

Spend : Online $860 ~ Cashback $60

What do you ppl use to hit $600?

 

[Yachtmaster]

1. OCBC 365 got alot of restriction but I think can use it for :

a) Groceries 3%
b) Recurring telco bills 3%
(Min $600, Cap at $80/mth)

Spend : Groceries $400 + Telco $200 = $600 on 3% is Cashback $18

2. SCB SingPost CC 7% for online (Min $600, Cap at $60/mth)

Spend : Online $860 ~ Cashback $60

3. Citibank Dividend MasterCard

a) EssoMobil petrol 5% cashback (same as OCBC 365)
b) Everything else 0.5%
(IIRC no min right? Cap at how much I also forgot liao)

Are you guys using this combo?

citi div 8%. groceries,dining also. singpost telco bill 7%.
why do you use 365 for meagre returns

 

[dork32]

1. OCBC 365 got alot of restriction but I think can use it for :

a) Groceries 3%
b) Recurring telco bills 3%
(Min $600, Cap at $80/mth)

Spend : Groceries $400 + Telco $200 = $600 on 3% is Cashback $18

2. SCB SingPost CC 7% for online (Min $600, Cap at $60/mth)

Spend : Online $860 ~ Cashback $60

3. Citibank Dividend MasterCard

a) EssoMobil petrol 5% cashback (same as OCBC 365)
b) Everything else 0.5%
(IIRC no min right? Cap at how much I also forgot liao)

Are you guys using this combo?

to add on
petrol using citi is lousy. uob1 get about 22+% at spc
Everything else using citi gives you 0.25%. Even at 0.5%, it is very lousy.

 

[cheery]

1. OCBC 365 got alot of restriction but I think can use it for :

a) Groceries 3%
b) Recurring telco bills 3%
(Min $600, Cap at $80/mth)

Spend : Groceries $400 + Telco $200 = $600 on 3% is Cashback $18

2. SCB SingPost CC 7% for online (Min $600, Cap at $60/mth)

Spend : Online $860 ~ Cashback $60

3. Citibank Dividend MasterCard

a) EssoMobil petrol 5% cashback (same as OCBC 365)
b) Everything else 0.5%
(IIRC no min right? Cap at how much I also forgot liao)

Are you guys using this combo?

BOC Family CC 5% | 7% (Min. $500 / statement month, couple with BOC MCY Savings Acc)
-- > Supermarket Groceries, Watsons, TRUs, NFP ATU | Dining

SCB Singpost 7% (Min $600 / statement month)
-- > Online payment of Telco bills as well

Citibank Dividend/Cashback CC 8% 　(Min $800 / statement month) (Thats explains why I stopped using it for quite some time)
-- > Dining & Supermarket Groceries (Petrol I don't drive, so I don't use. But so far my parents they use SPC coupled with either UOB or POSB Everyday Card)

Citibank SMRT CC (If less than min $600 / statement month, rebates are at 0.3% less)
-- > Supermarket Groceries, Cafes, Popular, TRUs, Town Council S&CC Fees - Giro

 

[i1magic]

citi div 8%. groceries,dining also. singpost telco bill 7%.
why do you use 365 for meagre returns

Telco bills charge to SCB SingPost CC can get 7% cashback?