Sep 2012 BTO

[shootingstar88]

Had you applied for HLE to check on your max loan amount?

I did but couldnt submit the docs on time because was overseas. Bf has to get the letter from employer because his co doesnt issue pay slips...

 

[AL_boy]

I did but couldnt submit the docs on time because was overseas. Bf has to get the letter from employer because his co doesnt issue pay slips...

Then you got to reapply for HLE. Cos the documents need to be submitted within 1 weeks of the application.

 

[shootingstar88]

I'm guessing you're 24 based on 88? Your bf/fiance/hubby older than you 1-2 years? Just estimate based on 30 years first to get a rough gauge. Many here always advise taking longer loan and repay lump sum annually and longer loan terms can be shortened but shorter loan terms cannot be extended. Hope this helps.

Yes, thanks alot... Seems like just almost reach only for now, if not exceed by a little.. But definitely won't be getting highest floor - so no max 357k la... hahaha
Because my salary recently increased and bf will be getting a new job, new salary next yr feb...so quite uncertain

 

[shootingstar88]

Then you got to reapply for HLE. Cos the documents need to be submitted within 1 weeks of the application.

Yup I know, thanks!

 

[rackun]

my number is 382 out of 418 units for woodland 4 room, dunno to laugh or to cry.

haha, same feeling here, mine is 209 out of 234 for 5-rm. we can only pray for high dropout rates.

 

[AL_boy]

Yes, thanks alot... Seems like just almost reach only for now, if not exceed by a little.. But definitely won't be getting highest floor - so no max 357k la... hahaha
Because my salary recently increased and bf will be getting a new job, new salary next yr feb...so quite uncertain

The loan amt is based on your pay when you submit for HLE.

 

[AL_boy]

haha, same feeling here, mine is 209 out of 234 for 5-rm. we can only pray for high dropout rates.

Congrats... At least you are in the range...

 

[Kevin10]

So I think the right time to apply for HLE is after you have gotten a queue number, am I right? Because if the queue number is bad, no point applying for HLE anymore or worse never even receive a queue number.

It really depends.. sometimes is good to have HLE beforehand so as to know how much loan HDB are willing to loan you before you commit to buy a flat..

For me, I just dun wan the hassle of doing it over again if it happens I got no chance to select flat as my wife & me, our payslips have to asked our management for it..thus quite troublesome..

 

[Silverboi]

which unit you aiming for ? mine no is behind you +++++.

Hahahaha..potential neighbour!
Sure can get a unit one lah..just depends on whether we like it or not.
I'm aiming for CSC facing south and Teck Ghee Park View high floors..seems unlikely will have any left by my turn to select flat.

 

[AL_boy]

It really depends.. sometimes is good to have HLE beforehand so as to know how much loan HDB are willing to loan you before you commit to buy a flat..

For me, I just dun wan the hassle of doing it over again if it happens I got no chance to select flat as my wife & me, our payslips have to asked our management for it..thus quite troublesome..

My payslip is anytime i just go online and print...

 

[chuan chuan]

when is the sep bto selection start ???

 

[shootingstar88]

My payslip is anytime i just go online and print...

hahaha mine too...

 

[shootingstar88]

when is the sep bto selection start ???

end oct/nov 2012

 

[misspotato]

Any fb group for ang mo kio bto?! Not those create by designers or contractors one

 

[Kevin10]

My payslip is anytime i just go online and print...

hahaha mine too...

Good for you guys !

 

[joshuatan1984]

When u are asked to go down select a flat assuming there is a few left, and u reject it, some people said you can appeal to be considered no reject and keep the chance. However for ur number think highly will be called down for selection.. Dropout more than 50% then u got chance to select . so dont worry!

Hmm, judging by my ballot number, 504, it is like double the amount of supplied flat. Dont really think got chance.

Anyway, my main concern is if I go for Nov BTO, will that be ok? will i still get my 2 chances as first timer? or i need to let the selection process finish up, confirm that there is no unit for me, then I proceed to apply for next round of BTO?

 

[starbuckss]

Any fb group for ang mo kio bto?! Not those create by designers or contractors one

Yes. go facebook search Teck Ghee Vista.
There are lots of reno design people did, HLE issue, Housing design for reference.......All u need to know wcan be found in there...

 

[misspotato]

Hmm, judging by my ballot number, 504, it is like double the amount of supplied flat. Dont really think got chance.

Anyway, my main concern is if I go for Nov BTO, will that be ok? will i still get my 2 chances as first timer? or i need to let the selection process finish up, confirm that there is no unit for me, then I proceed to apply for next round of BTO?

Dun worry , u can just apply dun have to wait, still first timer with 2 chances. If really super sway like **** then left 1 unit ask u go select, by then can just appeal i guess anyway nov ballot results will out before u have any chance of selection for sept bto!

 

[KopRulez]

Note: AHG can only be use for the downpayment of the flat. Stamp fee and legal fees are to be paid by own CPF.

Based on the Enhanced Additional CPF Housing Grant
(from 6 Feb 09) *, I am eligible to up to $20,000 of AHG, and I'm not complaining..... just nice to cover my 1st downpayment together with my 10k+ CPF OA now.

 

[joshuatan1984]

Dun worry , u can just apply, still first timer with 2 chances. if really super sway like **** then left 1 unit ask u go select, by then can just appeal i guess

Hehehe,,,,thanks alot for the advice, wonder how the ballot system work actually, no body knows what happends behind the system...haha

gonna go for NOV BTO...