September 2013 BTO

[2688Viv]

Hi,

First timer here, my ballot number exceeds the flats on offer and i'm given an invitation date for flat selection.

Can i still apply for other bto? and if i reject the selection, am i counted as 2nd timer?

 

[Gixxerfied]

Hi,

First timer here, my ballot number exceeds the flats on offer and i'm given an invitation date for flat selection.

Can i still apply for other bto? and if i reject the selection, am i counted as 2nd timer?

1st timer has 2 chance..

When u rejected for the very 1st time, you're still considered a 1st timer and u can reject another before being moved into the second timer bracket..

You can apply for this Nov BTO..

When is ur selection date?

 

[2688Viv]

1st timer has 2 chance..

When u rejected for the very 1st time, you're still considered a 1st timer and u can reject another before being moved into the second timer bracket..

You can apply for this Nov BTO..

When is ur selection date?

Thanks!! eh, i applied for 4room punggol.. ballot no 17xx... selection date on the end of march 14'.. Lol

 

[Gixxerfied]

Thanks!! eh, i applied for 4room punggol.. ballot no 17xx... selection date on the end of march 14'.. Lol

In that case, if you were to go for this Nov BTO, you will know the ballot results in early Jan and then if the no is good, you can just make ur decision..

But i reckon with your 17xx no, by the time it's ur turn to select..Also nt much unit left and HDB will understand and likely not penalise you for not showing.

 

[FireEmblem]

hmm saw this term call lease commencement date, tried to google but not really able to get a definitive answer. anyone know what is this? Can move in before this date if get the key before it?

 

[JeanneJane]

Hi! Like to know if there is any ways to knowing what is the last q number for the day??
First-timer... So quite excited

 

[Gixxerfied]

Hi! Like to know if there is any ways to knowing what is the last q number for the day??
First-timer... So quite excited

The thing is it's probably not going to be a daily selection.

The last q no to be called up for the day can be seen by going to HDB InfoWEB : Homepage > Login to My HDBPage > My Flat > New Flat > Click on reg no

It might be more accurate to check at the end of the day. And this can only be seen until you selected your unit.

 

[JeanneJane]

The thing is it's probably not going to be a daily selection.

...

It might be more accurate to check at the end of the day. And this can only be seen until you selected your unit.

Ohh... Ok!!! Thank you!!!! Hope all of us can get good units!

 

[c1528351]

2nd timer here and selection on 9dec...just cx with u guys here , what is the payment like...I understand during selection. .I have to pay $2000 as deposit and when I need to pay the rest and how many perxent of purchase price . As I will be taking a bank loan..when I need to sell my present house to that I have enough for cpf for the new house

 

[evoram]

sadly still no appointment for yishun

 

[galaxy_henry]

Selection Date: 2000/- Option Fee
2nd Appt Date: 20% downpayment (5% cash and 15% CPF)
Key Collection: The balance

2nd timer for (2,3,4 or 5rm)??

2nd timer here and selection on 9dec...just cx with u guys here , what is the payment like...I understand during selection. .I have to pay $2000 as deposit and when I need to pay the rest and how many perxent of purchase price . As I will be taking a bank loan..when I need to sell my present house to that I have enough for cpf for the new house

 

[shizamross]

sadly still no appointment for yishun

ya..sadd

 

[MrCoconut]

sadly still no appointment for yishun

what's your q no?

 

[MrCoconut]

ya..sadd

what's your q num?

 

[pinklady1981]

Selection Date: 2000/- Option Fee
2nd Appt Date: 20% downpayment (5% cash and 15% CPF)
Key Collection: The balance

2nd timer for (2,3,4 or 5rm)??

Isnt it 20% dwnpaymnt all by cpf monies?

 

[valancefairy]

Isnt it 20% dwnpaymnt all by cpf monies?

For Bank Loan -

If you are eligible for a loan ceiling of 80%, you will have to pay the initial payment of :
5% in cash
balance 15% using CPF savings, CPF Housing Grant or cash

If you are eligible for a loan ceiling of 60%, you will have to pay the initial payment of :
10% in cash
balance using CPF savings, CPF Housing Grant or cash

If you are eligible for a loan ceiling of 50% or lower, you will have to pay the initial payment of :
20% in cash*


More information on the different loan ceilings for bank loans

You will not be subjected to the lower loan ceiling and higher cash payment when you obtain another housing loan for the purchase of an HDB flat if you are able to provide the financial institution granting the loan a copy of the signed undertaking to HDB committing to complete the sale of your sole existing property within the period stipulated in the undertaking.

Additional Measures to Ensure a Stable and Sustainable Property Market announced on 11 Jan 2013

* Flat buyers must pay another 5% in cash when they are invited to collect the keys to the new flat.

 

[wilfred]

if the appt u r going to cancel is ur 2nd time doing so, u will be 2nd timer the next time u apply.

Actually you will still be considered as 1st timer. Only the chances during balloting they will group you under 2nd timer.


https://www.facebook.com/waterwayview

 

[fallofrain]

Hi all,

First timer here. I noticed that for previous BTOs, the units that are facing rubbish chute are very unpopular, even the top floors (ie. 22nd floor) are not chosen when other units have their 2nd floors taken up. Will there be the smell so high up?

Thanks for your help!

 

[pinklady1981]

For Bank Loan -

If you are eligible for a loan ceiling of 80%, you will have to pay the initial payment of :
5% in cash
balance 15% using CPF savings, CPF Housing Grant or cash
What abt hdb loan?

If you are eligible for a loan ceiling of 60%, you will have to pay the initial payment of :
10% in cash
balance using CPF savings, CPF Housing Grant or cash

If you are eligible for a loan ceiling of 50% or lower, you will have to pay the initial payment of :
20% in cash*


More information on the different loan ceilings for bank loans

You will not be subjected to the lower loan ceiling and higher cash payment when you obtain another housing loan for the purchase of an HDB flat if you are able to provide the financial institution granting the loan a copy of the signed undertaking to HDB committing to complete the sale of your sole existing property within the period stipulated in the undertaking.

Additional Measures to Ensure a Stable and Sustainable Property Market announced on 11 Jan 2013

* Flat buyers must pay another 5% in cash when they are invited to collect the keys to the new flat.

What about hdb loan?

 

[Gixxerfied]

What about hdb loan?

As long as one applicant under 30 at pt of application then can do staggered downpayment.

Simplify explanation,

1st Appt:
- $2000 option fee for 4rm and above, $1000 for 3rm and below

2nd Appt:
- 5% Downpayment from CPF(Cash top if not enough)
or - 10% Downpayment from CPF(Cash top if not enough inside O/A)
- Stamp fees, conveyancing fees etc etc from CPF

3rd appt(Taking possession of unit)
- Remaining 5% DP(If eligible for staggered DP)
- CPF wipe out before final loan amt is known(Straight to this is not eligible for staggered DP)..