Have properties to rent out to get S$4000 passive income. After deduction of taxesandmaintenance and JB condo rental and kids international school fees , maybe S$2000left which I can supplement by working maybe 2 mornings a week in Sg as a locum GP. Can get another maybe S$3000 and S$5000 should be enough for a family of 4 to get by in JB....get to work less and spend more time with kids...only thing is their education will be more convenient in JB....tempted to semiretire now...what do u guys think?