Standchart eSaver

[sohguanh]

Lol.. Go ahead and try.. see if yours will be hardworking to go understand something that don't really benefit them much, other than to make u happy and hopefully buy something more from him/her

My experience with priority r/s with few different banks all almost the same, e.g. had changed few RM alr in SCB and all gave me same vibes.. sometimes I paisei to ask them too, coz if don't buy something from them, like waste their time.. usually I just online chat with CSO, but these CSO also smart, when they have questions they don't know and need to check, if they saw I have a RM, they will ask if it's ok to ask my RM contact me.. like push the ball to someone else

CSO take monthly salary they may feel RM maybe got earn comm on top of basic salary so why not they do the work? If say CSO same as RM got comm earn on top of basic they may help. If I CSO also think this way don't you?

 

[sgreview]

CSO take monthly salary they may feel RM maybe got earn comm on top of basic salary so why not they do the work? If say CSO same as RM got comm earn on top of basic they may help. If I CSO also think this way don't you?

Actually they still will help (or have to, no choice) if I said don't want, I want YOU to get back to me

 

[sohguanh]

Actually they still will help (or have to, no choice) if I said don't want, I want YOU to get back to me

Agree as customer is always right but recent times service line ppl are fighting back that phrase just to take note

 

[sgreview]

Agree as customer is always right but recent times service line ppl are fighting back that phrase just to take note

I meant we as customer still have to be reasonable la..

The main reason I prefer them to RM is CSO usually more exposed to promotion details, maybe more people ask them and it's their main duty to ans these queries, so it's much quicker getting an answer. RM every single thing u ask them, they usually don't know and will need to check and get back.

 

[linusz]

eh the 1.5% esaver. so can move from esaver 1 to esaver account 2? still qualify as per last time?

 

[sohguanh]

I meant we as customer still have to be reasonable la..

The main reason I prefer them to RM is CSO usually more exposed to promotion details, maybe more people ask them and it's their main duty to ans these queries, so it's much quicker getting an answer. RM every single thing u ask them, they usually don't know and will need to check and get back.

Precisely CSO know more and may take lower pay than RM make them dulan so direct you back to RM. But from your perspective you are right to get answer from CSO. That fight is between CSO and RM and we not interested just that their fight can affect we as customers in getting our answers. Ding dong us to and fro is so frustrating.

 

[carmelmore]

If this is my first time opening SCB esaver account, is funds transferred from SCB bonusaver account considered as fresh funds?

 

[crystalnox]

If this is my first time opening SCB esaver account, is funds transferred from SCB bonusaver account considered as fresh funds?

Why risk it? Just transfer it out and back in to esaver.

 

[Mickey01]

Why risk it? Just transfer it out and back in to esaver.

actually even if one transfer from BonusSaver to another bank and then back to eSaver as "fresh funds" is also questionable. As in Jul 2022/part of Aug 2022, on record, he has $X in bonus saver. And suddenly the $X amount appear in eSaver and almost $0 (or min balance) at Bonus Saver

 

[Devilsire]

past few days been trying to transfer to my esaver then realised my account become dormant liao

so did u managed to reactivate your accounts?
tried calling listen music 2hrs still nobody answer. their CSO is crap zzzz

 

[linusz]

eh the 1.5% esaver. so can move from esaver 1 to esaver account 2? still qualify as per last time?

does anyone noe if this still works?

 

[demoforce1]

so did u managed to reactivate your accounts?
tried calling listen music 2hrs still nobody answer. their CSO is crap zzzz

oh better to visit the branch

 

[iduncheckmail]

does anyone noe if this still works?

Yes. Route to another bank inbetween. 2 if you’re kiasu.

 

[linusz]

Yes. Route to another bank inbetween. 2 if you’re kiasu.

I asked a CSR online. Said esaver to esaver can't work

 

[iduncheckmail]

I asked a CSR online. Said esaver to esaver can't work

i also asked the mata if i can bring in 10g of weed. They also said wont work.

 

[havetheveryfun]

I asked a CSR online. Said esaver to esaver can't work

dont sabo la..it a hidden secret , now still can work why u go ask later they go fix

based on T &C of cos it shldnt work, that is the model ans the CSR or RM should always give even if he knows it works.

 

[Imhthc]

dont sabo la..it a hidden secret , now still can work why u go ask later they go fix

based on T &C of cos it shldnt work, that is the model ans the CSR or RM should always give even if he knows it works.

Real experience: a few years back, a new RM told me why not invest with other products than to put it in the eSaver. I told her that I was earning my promo interest and she replied me that it couldn’t work if it was from one acct to another. Guess what? From then till now, it works every promo period.

 

[havetheveryfun]

Real experience: a few years back, a new RM told me why not invest with other products than to put it in the eSaver. I told her that I was earning my promo interest and she replied me that it couldn’t work if it was from one acct to another. Guess what? From then till now, it works every promo period.

well at the end of day even if it still works, guess it is still a risk one has to take, since you wont know whether it counts till the end of the month when the interest comes in. Also they have a right to claw back the interest.

so if one is afraid , then go park your money somewhere else, no need to ask whether this kind of loophole still working as the T&Cs are very clear. as even if working, they may also claw back your interest if you so scared.

 

[maumu]

hey, to those who received the 1.8% until March 2023 promotion... is it as simple as just dumping in $100k on 31 August over 31 July end-of-day balance and we'll qualify throughout?

no holding period?

so on 1 September I can take out the $100k and subsequently I'll still enjoy the 1.8% on the account balance, right?

also, another question is... does this promo stack with the current Aug-Sep promo of 1.45% (or 1.5%)? so we enjoy double promo (0.05% + 1.75% + 1.45%)??? i know i'm a bit greedy but... well, anything is possible right lol.

 

[havetheveryfun]

also, another question is... does this promo stack with the current Aug-Sep promo of 1.45% (or 1.5%)? so we enjoy double promo (0.05% + 1.75% + 1.45%)??? i know i'm a bit greedy but... well, anything is possible right lol

u wish, they will take whichever is the higher for the period. e.g now 1.8% till march 2023, but if in oct it increase to 2%+ then you will get 2%+ instead of 1.8%