Standchart eSaver

ahchan

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If you apply through the SC mobile app, click 4% APP EXCLUSIVE OFFER and apply now.. u can get 4% for next 6 months if u do not have a eSaver account..existing customer with no e-saver account also is a New deposit customer.

If not, u will be under 3.8%
https://www.sc.com/sg/save/savings-accounts/esaver/
Just checking...if I have a eSaver account joint-name with my wife (I am the primary account holder), does my wife consider as "new" customer if she opens another eSaver by going through her app?
 

AlvinDj

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if u do not have a eSaver account..existing customer with no e-saver account also is a New deposit customer.
That is incorrect..

T&C point 3 stated..
  1. New Customer” refers to an individual who opens at least one current/cheque account(s), and/or savings account(s) and/or time deposit(s) (“Deposits Relationship“) as the primary account holder, with the Bank during the Promotion Period, but does not include an individual who maintains or had maintained a Deposits Relationship as the primary account holder with the Bank within the past twelve (12) months from the date of commencement of the Promotion Period;
Must be total 'New To Bank' customer to qualify..

And if what I interpret from the T&C's is correct.. You have to maintain a minimum ADB of 50k throughout this whole 6 months campaign as well..
 

xoxozone

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That is incorrect..

T&C point 3 stated..
  1. New Customer” refers to an individual who opens at least one current/cheque account(s), and/or savings account(s) and/or time deposit(s) (“Deposits Relationship“) as the primary account holder, with the Bank during the Promotion Period, but does not include an individual who maintains or had maintained a Deposits Relationship as the primary account holder with the Bank within the past twelve (12) months from the date of commencement of the Promotion Period;
Must be total 'New To Bank' customer to qualify..

And if what I interpret from the T&C's is correct.. You have to maintain a minimum ADB of 50k throughout this whole 6 months campaign as well..

I call the hotline and she says eligible. Anyone can verify??
 

Squaredot

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That is incorrect..

T&C point 3 stated..
  1. New Customer” refers to an individual who opens at least one current/cheque account(s), and/or savings account(s) and/or time deposit(s) (“Deposits Relationship“) as the primary account holder, with the Bank during the Promotion Period, but does not include an individual who maintains or had maintained a Deposits Relationship as the primary account holder with the Bank within the past twelve (12) months from the date of commencement of the Promotion Period;
Must be total 'New To Bank' customer to qualify..

And if what I interpret from the T&C's is correct.. You have to maintain a minimum ADB of 50k throughout this whole 6 months campaign as well..
Can "New Customer" be an individual with an existing joint account but not as the primary account holder? :grin:
 

sohguanh

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Well... Many times encountered CSO give misinformation..
Agree but it is not unique to SCB. Other banks like DBS,OCBC,UOB etc all suffer from the same issue. Somehow CSO are all not fully trained or information not properly disseminated. So if listen and then later is not what will you do? Sue the bank to court? Cannot be rite? So swallow your grievances and move on.
 

sohguanh

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Go to their FB post on this promo, post your question and get a written reply better, many others are asking there diff questions.
That I agree. My OCBC secured mailbox get answered almost immediately after I post in their FB.
 

limjohnny

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That I agree. My OCBC secured mailbox get answered almost immediately after I post in their FB.
Hmm...now I know. I always sent via secured mailbox, no reply even after 2 weeks (stated reply within 14 wd). Need to resend again & become drag another 2 weeks.......zzzzz.
 

sohguanh

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Hmm...now I know. I always sent via secured mailbox, no reply even after 2 weeks (stated reply within 14 wd). Need to resend again & become drag another 2 weeks.......zzzzz.
Secured mailbox is you and them see. FB is open big big let all ppl see. So from that point why action so fast I can understand. So now the tips is
1. send secured mailbox
2. go FB ask for update/reply if item 1 is passed by X days no sound from them
 

limjohnny

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Secured mailbox is you and them see. FB is open big big let all ppl see. So from that point why action so fast I can understand. So now the tips is
1. send secured mailbox
2. go FB ask for update/reply if item 1 is passed by X days no sound from them
How u sent arh? Go to their latest post & comment? Chasing them since end Feb till now for the promised cashback for the cc spending. Alr sent few secured mails & talked to few CSOs, last promised said will credit by 15/5 but till today still no have.....really hopeless, such big reputable company.
 

sohguanh

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How u sent arh? Go to their latest post & comment?
Yes and quote the reference number so they can cross check on their end your request is about what. Be nice and humble and not sarcastic else they can remove your post.
 

limjohnny

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Yes and quote the reference number so they can cross check on their end your request is about what. Be nice and humble and not sarcastic else they can remove your post.
Thanks for the reminder, no wonder I saw some comments but when I point my mouse there, it stated 'no visible comments.'
 

twosix

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limjohnny

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Can close account now and open again tomorrow.
Is it? I tot must >12 mths ago customers based on the TnC.
  1. New Customer” refers to an individual who opens at least one current/cheque account(s), and/or savings account(s) and/or time deposit(s) (“Deposits Relationship“) as the primary account holder, with the Bank during the Promotion Period, but does not include an individual who maintains or had maintained a Deposits Relationship as the primary account holder with the Bank within the past twelve (12) months from the date of commencement of the Promotion Period;
 

touchring1

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xoxozone

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U under which category? Totally new to bank (excluding credit cards) or previously had acct with them but > 12 mths ago or.......?

I have account with them but only the securities settlement account tag to the settlement savings account. So no eSaver in my account I can see. I also forgotten if I have eSaver account with them before or have closed it. Forgot to ask too.

So I ask the CSO, she checked and say don have account. Ask me try go to app and click apply now 4% and wait for the outcome. But I haven apply yet.
 
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