Standchart eSaver

mdax23

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The new tnc is only for those on invite right. Not affecting the normal users?
 

sohguanh

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The new tnc is only for those on invite right. Not affecting the normal users?
Normal user should be the ADB for May then. You can estimate your May ADB by looking at the bonus interest they give you on I think early Jun. Mine is high so to participate this latest I must pump in a lot more on top of that to enjoy so I am out.
 

Devilsire

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ok guys..i tried the app chat as well. the chat CSO replied me by copying and pasting the T&C over and over again. I gave up.
then I saw this 'chat with my client service manager'. I pasted my SMS inside and one lady called and explained to be qualified, my end of day balance on 30 Jun/31 Jul/31 Aug must not be lower than 31 May. 3.5% BI is on ABD. it's ok if I only have $1k from 1-6 Jun so long 30 Jun balance is not lower than 31 May.
then she joke and ask me don't 1-29 Jun keep $1k then 30 Jun deposit $50k coz the 3.5% BI for ABD will be very low.

good to know that at they are offering/extending the BI promo (on invite) to retain funds. Although with the extra month end balance criteria, at least don't have the BI only for "incremental balance criteria" hassle

hopefully I get it too on sep


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PC-User

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...end of day balance on 30 Jun/31 Jul/31 Aug must not be lower than 31 May. 3.5% BI is on ABD...
2 sentences explain clearer than the T&C. (y)

3.5% on ADB not on incremental is not bad leh. My May was at (+) now June/July has to be at (-). Too bad never ever got invite... 😫
 

EveMuffins

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2 sentences explain clearer than the T&C.
(y)
3.5% on ADB not on incremental is not bad leh. My May was at (+) now June/July has to be at (-). Too bad never ever got invite...
1f62b.png

maybe u moved out all funds and leave just $1k inside and u will get the invite? that's what I did on 1 jun and the invite came on 6 jun.
 

sohguanh

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maybe u moved out all funds and leave just $1k inside and u will get the invite? that's what I did on 1 jun and the invite came on 6 jun.
tak boleh lar i do the same as you never get invite leh. I believe SCB has their own IT logic to identify which group of customers they will send out invite. This will not be revealed to public of course.

Why I know is I have been doing IT enhancement and bug fixing for so many kinds of industries and we build based on some logic that is usually provided by the users (can be sales, can be marketing, can be hr etc). I do not question why those logic is that way as that is not my jobscope. I deliver I get paid. So when public complain why like that should direct all their anger at the sales, marketing, hr folks and NOT IT folks ok? Haha
 

Devilsire

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tak boleh lar i do the same as you never get invite leh. I believe SCB has their own IT logic to identify which group of customers they will send out invite. This will not be revealed to public of course.
Why I know is I have been doing IT enhancement and bug fixing for so many kinds of industries and we build based on some logic that is usually provided by the users (can be sales, can be marketing, can be hr etc). I do not question why those logic is that way as that is not my jobscope. I deliver I get paid. So when public complain why like that should direct all their anger at the sales, marketing, hr folks and NOT IT folks ok? Haha

definitely there's a automatic system trigger in place for the invite. my first invite last year was also after "showing" them I have the funds (deposit in) and transferring out for better returns.

exact criteria's, nobody know :s13: iirc mine was near 100k

After the first invite, followed by two 3.8% and 4% extension invites

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PC-User

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maybe u moved out all funds and leave just $1k inside and u will get the invite? that's what I did on 1 jun and the invite came on 6 jun.
I'm at (-) cycle this month of course moved out le. If not 0.05% who wants? Attractive interest getting lesser and lesser. I'm forced to put one part into my first ever FD, 3.5% for 6m. I actually don't like lock in type one.
 

vsvs24

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EveMuffins

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I'm at (-) cycle this month of course moved out le. If not 0.05% who wants? Attractive interest getting lesser and lesser. I'm forced to put one part into my first ever FD, 3.5% for 6m. I actually don't like lock in type one.

I'm also at -ve cycle with them..if not for the invite, I won't U-turn.
 

BlackTortoise

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Funny I took out all my $200,000 and left $1K in the account, then a RM called me. So I asked him any higher interest rate for my current esaver account. He said no then I need RM for what? I also duno why got RM engaged to me.
 

vsvs24

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Funny I took out all my $200,000 and left $1K in the account, then a RM called me. So I asked him any higher interest rate for my current esaver account. He said no then I need RM for what? I also duno why got RM engaged to me.
Maybe next time ask him specifically to get you on the invite (or extend the invite if ended).
 

FlyGuardX

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Funny I took out all my $200,000 and left $1K in the account, then a RM called me. So I asked him any higher interest rate for my current esaver account. He said no then I need RM for what? I also duno why got RM engaged to me.
where did you move it to?
 

Eternit

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Hi guys, two questions:

1. According to their website, the e$saver promotional rate of 3.4% only last till 31 July? Meaning if I join in now i can only enjoy like 1 month++?

2. On the same page, it says: "Sign up for a Priority Banking relationship by 30 June 2023 and earn up to 3.50% p.a. interest for 3 months (for e$saver) when you bring in fresh funds* of minimum S$100,000. " This sounds good to me, but when I click find out more, and click "Start a new relationship" on the next page, I was asked to create a wealth $saver account instead? So how does it work? I have to credit money into both e$saver and wealth $saver?
 
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