Standchart eSaver

[Ahboy069]

I jump ship to rhb with 1.55% at 6 months
Bye scb

 

[Mickey01]

based on T&Cs, the 11 dec invitation should apply. But I am curious how would the system be able to recognise which promo to apply......​

​

<ADV> By invitation only: Enjoy high yield interest of up to 1.50% p.a. on your e$aver account(s)​

e$aver Exclusive Bonus Interest (D‌ecember 2‌025C) Promotion Terms and Conditions:​

This e$aver Exclusive Bonus Interest (D‌ecember 2‌025C) promotion ("Promotion") is available starting from 1 D‌ecember 2‌025 to 28‌ F‌ebruary 2‌026 ("Promotion Period"). This communication sent to you, notifying you of the Promotion and inviting you to participate in this Promotion ("Invitation Notice"), is non-transferrable and only existing customers who have received the Invitation Notice from the Bank are eligible for this Promotion. Your existing e$aver, e$aver Kids! and/or World Partner Savings account(s) of which you are the primary account holder, and any new e$aver, e$aver Kids! and/or World Partner Savings account(s) which you open as the primary account holder during the Promotion Period, shall be collectively referred to as "Eligible Account(s)" and each, an "Eligible Account".​

To qualify for the Promotion, (i) you must have received the Invitation Notice, (ii) you must deposit fresh funds^ into your Eligible Account(s), such that the end-of-day deposit balance on 31‌ D‌ecember 2‌025 is at least S$100,000 higher than the end-of-day deposit balance on 30‌ N‌ovember 2‌025, and (iii) your Eligible Account(s) must be validly existing, in good standing, and conducted in a proper and satisfactory manner at all times including at the time of crediting of Bonus Interest (as defined below). Where these requirements are satisfied, your Eligible Account(s) shall be referred to as "Qualifying Account(s)".​

In addition to prevailing interest of 0.05% p.a. ("Prevailing Interest") earned on your entire deposit balance in the Qualifying Account(s), you may earn the relevant bonus interest ("Bonus Interest") at the bonus interest rate of 1.45% p.a. ("Bonus Interest Rate") on the first S$5,000,000 of the average daily balance ("ADB") in your Qualifying Account(s) during the Promotion Period. The Bonus Interest Rate shall apply from 1 D‌ecember 2‌025 to 28‌ F‌ebruary 2‌026 (both dates inclusive). Any amount of ADB exceeding S$5,000,000 shall earn the Prevailing Interest only. Visit our website and search for the keyword #dec25c to view the full terms and conditions that apply.​

^"Fresh funds" means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period​

your 11 dec 1.5% is exclusive invite. If you top up today and meet this requirement - 31 Dec 2025 minus 30 Nov 2025 ADB at least $100,000 or more, SCB will take it as you are participating in the exclusive invite and valid from Dec to Feb 2026.

So far I have met this requirement as long as there is an exclusive invite so I won't be able to comment if you do not participate in the exclusive invite, will SCB assume you are going for the public eSaver BI promo.

By the way, the public eSaver BI is for FRESH funds - incremental Dec ADB compared with Nov ADB

 

[Garlic & Butter]

those with RMs seems to have worse customer service.
Branch staff, call centre and live chat agent usually taiji say "look for your RM" instead of responding

 

[Mickey01]

those with RMs seems to have worse customer service.
Branch staff, call centre and live chat agent usually taiji say "look for your RM" instead of responding

100% agree.
My RM app status is always "AWAY". It takes her ~ 4 business days to respond to my enquiries with a one liner response. Because of the no response, I walk-in to branch and once the counter staff realised that I have RM, they taiji away and ask me to call my RM instead

Not that I always look for my RM .... I have been Priority for years without a RM (after the 1st long serving RM left SCB) and I survived and only recenlty they started to assign an RM again (2 assigned and left within 1.5 years and currenly this is the 3rd one assigned).

 

[sesame246]

your 11 dec 1.5% is exclusive invite. If you top up today and meet this requirement - 31 Dec 2025 minus 30 Nov 2025 ADB at least $100,000 or more, SCB will take it as you are participating in the exclusive invite and valid from Dec to Feb 2026.

So far I have met this requirement as long as there is an exclusive invite so I won't be able to comment if you do not participate in the exclusive invite, will SCB assume you are going for the public eSaver BI promo.

By the way, the public eSaver BI is for FRESH funds - incremental Dec ADB compared with Nov ADB

Tks!

 

[demoforce1]

100% agree.
My RM app status is always "AWAY". It takes her ~ 4 business days to respond to my enquiries with a one liner response. Because of the no response, I walk-in to branch and once the counter staff realised that I have RM, they taiji away and ask me to call my RM instead

Not that I always look for my RM .... I have been Priority for years without a RM (after the 1st long serving RM left SCB) and I survived and only recenlty they started to assign an RM again (2 assigned and left within 1.5 years and currenly this is the 3rd one assigned).

almost in similar situation

 

[ahnyaahnya]

almost in similar situation

No buy product?

 

[havetheveryfun]

100% agree.
My RM app status is always "AWAY". It takes her ~ 4 business days to respond to my enquiries with a one liner response. Because of the no response, I walk-in to branch and once the counter staff realised that I have RM, they taiji away and ask me to call my RM instead

what were u trying to do at the branch with the counter staff ?

 

[kitkat2]

those with RMs seems to have worse customer service.
Branch staff, call centre and live chat agent usually taiji say "look for your RM" instead of responding

the worst is yet to come. soon they will taiji you to AI agents.

 

[Mickey01]

what were u trying to do at the branch with the counter staff ?

around Jun 2025 SCB was in the process of integrating the separate online trading app into the SCB online banking app. When I was setting up up the accounts, keep getting an error code and "contact RM or visit branch for assistance". And was not able to transact in UT subscription using the mobile app.

 

[havetheveryfun]

around Jun 2025 SCB was in the process of integrating the separate online trading app into the SCB online banking app. When I was setting up up the accounts, keep getting an error code and "contact RM or visit branch for assistance". And was not able to transact in UT subscription using the mobile app.

oh.. but did ur RM help u in the end

think this kind have to somehow get hold of their backend team..

 

[Mickey01]

oh.. but did ur RM help u in the end

think this kind have to somehow get hold of their backend team..

at that point in tme - no. So i fedup trade equities instead and I use the secure mail and drop SCB my "feedback". After the feedback, CSO taiji back to RM and RM App contacted me for what face2face financial needs analysis etc etc etc .... I refused to meetup

 

[peppermint7]

at that point in tme - no. So i fedup trade equities instead and I use the secure mail and drop SCB my "feedback". After the feedback, CSO taiji back to RM and RM App contacted me for what face2face financial needs analysis etc etc etc .... I refused to meetup

Are you able to trade UT now? My fam account previously cannot but now can already.
My account has been upgraded to priority but my fam one didn't. RM tried calling my fam but we didn't pick up. Ended up no upgrade for that account. We also scared RM wants to meetup bla bla bla so we didn't pick the call.

 

[Imhthc]

Are you able to trade UT now? My fam account previously cannot but now can already.
My account has been upgraded to priority but my fam one didn't. RM tried calling my fam but we didn't pick up. Ended up no upgrade for that account. We also scared RM wants to meetup bla bla bla so we didn't pick the call.

Actually you can still pick up the call and there is no obligation to meet the rm unless the rm mentioned must meet him/her before this can be done which is not the case for yours

 

[peppermint7]

Actually you can still pick up the call and there is no obligation to meet the rm unless the rm mentioned must meet him/her before this can be done which is not the case for yours

My account i don't even need to speak to RM for it to be upgraded. (Btw I don't even know who my RM is.) So we don't bother. It seems like they auto upgrade a handful of friends here in the past. Just wait for it to be auto upgraded will do.

 

[demoforce1]

No buy product?

no, only BS and SC invest

 

[ahnyaahnya]

no, only BS and SC invest

No buy, he boh earn comm?
Boh earn, boh chup

 

[hwarzoner]

havent received BI yet for 01 Nov to 31 Jan 2026 invite.

 

[Sarkie]

Just received BI for Dec-Feb 26 invite.

 

[hwarzoner]

Just received BI for 01 Nov to 31 Jan 2026 invite.