Standchart eSaver

Mickey01

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they dont know

if u fulfil their requirements for invitation they will just automatically put you on the invite. if the public retail eSaver promo somehow ends up having higher interest rate than the invite one, they will give you whichever is higher rate based on my understanding.
this clause was removed long time ago .... if I remember correctly, it was removed second half of 2024.
 

Mickey01

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Thats why I am confused. Reference to my note #9208. :mad: Help desk ask me to call my RM!
if you are invited for the Dec 2025 to Feb 2026 1.45% exclusive Invite, account balance (NOT ADB) on 31 Dec 2025 compared to 30th Nov 2025 account balance is $100,000 or more, that means you accepted the invite. The bonus interest will be 1.40% of Dec 2025 ADB. Prevailing will be 0.05% of account balance.

If you did not meet the $100,000 or more requirement, whether SCB will automatically place you on the public eSaver Promotion Dec2005 to Jan 2026, I am not sure as I have not tried before.
 

GrandJedi

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if you are invited for the Dec 2025 to Feb 2026 1.45% exclusive Invite, account balance (NOT ADB) on 31 Dec 2025 compared to 30th Nov 2025 account balance is $100,000 or more, that means you accepted the invite. The bonus interest will be 1.40% of Dec 2025 ADB. Prevailing will be 0.05% of account balance.

If you did not meet the $100,000 or more requirement, whether SCB will automatically place you on the public eSaver Promotion Dec2005 to Jan 2026, I am not sure as I have not tried before.

Because I topped up $100k, I ended with the lower 1.45% instead of the retail promo of 1.6%? It does not make sense to me...
 

GrandJedi

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I also kenna Exclusive Bonus and I'm sure I didn't receive any invitation.

Did you find out what happened?

SCB shortchanged us 0.15%? The retail public interest is 1.6%. This exclusive invitation interest is only 1.45%.

Seems like I will not know what interest I will receive until its too late.
 
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Mickey01

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Because I topped up $100k, I ended with the lower 1.45% instead of the retail promo of 1.6%? It does not make sense to me...
did you check the spam folder of your contact email that the invite was not posted there? Most of the time I received the SCB invite via email or SMS, only a couple of times via app notifications. Maybe it is my settings within the app
 
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pearl_ml

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Hi folks, just checking, if I transfer money out from SCB eSaver account on 1 Feb Sunday. Will it be considered on the same day or the next day 2 Feb Monday?
 
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