Standchart eSaver

[serious.boh]

Anyone has issues ibanking out from esaver?

 

[aKaGiz]

1k is alot of $$ to earn some interest. I rather dump it somewhere where I can generate better interest than in e$aver for nth.

It's just a few dollars interest. Just dun buy drinks during lunch.

 

[arctician]

i think no penalty for fall below fee only for privilege/priority customers... anyway, just play safe

no fall below for priority banking in esavers..i keep at zero

confirm and double confirm many times

 

[orange_sky]

When is current esaver promo ending

Sent from Samsung GT-N7105 using GAGT

 

[lewissac]

It's just a few dollars interest. Just dun buy drinks during lunch.

Every cent counts mah in savings.
Few dollars if compounded properly over the next 10 years is not little.

 

[Steyr69]

Hi,
anyone use the ibanking to pay telco bills?

i pay the M1 telco on 27 Nov 16 3am for 2 bills.
28 Nov i check and both transactions are listed Successful.

However, I just check my M1 app and the Amount Due still not clear to Zero.

Previously I use AXS to pay and almost immediately, the Amt due on my M1 will reflect zero. Indicating I had paid.

 

[alt2015]

1st Dec withdraw from my e saver at Scb bank counter and bank into my spouse esaver. Is this considered as fresh fund ... for the spouse E saver?

 

[cybercom8]

1st Dec withdraw from my e saver at Scb bank counter and bank into my spouse esaver. Is this considered as fresh fund ... for the spouse E saver?

if use cash withdrawal slip, then redeposit into spouse esaver as cash, yes

 

[gnooliew]

1st Dec withdraw from my e saver at Scb bank counter and bank into my spouse esaver. Is this considered as fresh fund ... for the spouse E saver?

Why not just use ibanking and transfer to another bank account other than scb then transfer to you spouse esaver.. go down physically for what. also got additional charge for withdrawal at counter.

 

[alt2015]

Why not just use ibanking and transfer to another bank account other than scb then transfer to you spouse esaver.. go down physically for what. also got additional charge for withdrawal at counter.

It's Near my office.. can pop over during lunch and done at one go

 

[cybercom8]

if you don't mind the 5 bucks per withdrawn made.

got charges? since when?

rast time i used to do it without any charges

 

[arctician]

if use cash withdrawal slip, then redeposit into spouse esaver as cash, yes

i used to do this, but stopped doing so after they added this clause..

* "Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.

so now every 2 mth i have to route it to UOB HY and back to another esaver on following day, which is troublesome and incur 1day of opportunity costs. U tried cash deposit slip and it work?

 

[Maeda_Toshiie]

i used to do this, but stopped doing so after they added this clause..

* "Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.

so now every 2 mth i have to route it to UOB HY and back to another esaver on following day, which is troublesome and incur 1day of opportunity costs. U tried cash deposit slip and it work?

Wait, does the bold part disqualify cash that is FAST out and then FAST into a separate esaver the next day?!

 

[sgdividends]

No esaver in Dec ? Promo should be out already by now aaargh ...life sucks!!!

 

[chuanz]

No esaver in Dec ? Promo should be out already by now aaargh ...life sucks!!!

No... usually it's late in the last day or on the first day of new promo period...

 

[seatore]

In this scenario, so if i were to put 31k for one day this will also maintain the ADB for the mth, right?

Just to check if my calculations were correct,

I was trying to analyse the deposit amount in order to maintain the ADB by keeping the lowest amt inside.

Would it work? Since I got <10k to play around. As I wanted to maintain the ADB

 

[lewissac]

In this scenario, so if i were to put 31k for one day this will also maintain the ADB for the mth, right?

Literally speaking, I think it should work. Since I believe interest is calculated from ADB.

Correct me if Im wrong.

In this case, you won't really fall below minimum fee and get charged the fee.

Correct me if Im wrong too.

 

[mdax23]

No esaver in Dec ? Promo should be out already by now aaargh ...life sucks!!!

Oh no.. must find the next best to park our saving

 

[hwarzoner]

need to wait for tomorrow for new rates

 

[dragonics]

i used to do this, but stopped doing so after they added this clause..

* "Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.

so now every 2 mth i have to route it to UOB HY and back to another esaver on following day, which is troublesome and incur 1day of opportunity costs. U tried cash deposit slip and it work?

I do everything thru FAST within a day. Of course FAST limit is $50k/day