Standchart eSaver

[stjoe1]

Interest getting lower and lower .. 50K to 200K now 1.2% .. Previously 1.28% iirc

 

[Nanonited]

Is the interest credited yet?

 

[bastogne]

 

[henrylbh]

I only have $1,355.54 at beginning and end of Mar with esaver. So time to transfer fund in

 

[addict951]

Eh guys, ask yall

Say my ARA money is coming back to my securities settlement a/c, then immediately I transfer this sum over to e$avers, considered as fresh funds boh? Qualified for the incremental sum promo anot??

 

[havetheveryfun]

wow seems stanchart is not doing well

 

[Squaredot]

wow seems stanchart is not doing well

why u say that leh?

 

[hwarzoner]

Wait up to collect interest

 

[havetheveryfun]

why u say that leh?

cos they keep lowering interest rates for the past few rounds already ..

 

[kitkat2]

cos they keep lowering interest rates for the past few rounds already ..

imho, nothing to do with this bank. falling interest rates has been the general trend in singapore lately. also, the gradual strengthening of sing dollar from 1.45 to 1.39 per usd gives the authorities more leeway to keep the rates low.

 

[dgeralds]

Yes falling for esavers (last month 1.38% to 1.30%). But mortage loan interest rising!

imho, nothing to do with this bank. falling interest rates has been the general trend in singapore lately. also, the gradual strengthening of sing dollar from 1.45 to 1.39 per usd gives the authorities more leeway to keep the rates low.

 

[saffronsatire]

Eh guys, ask yall

Say my ARA money is coming back to my securities settlement a/c, then immediately I transfer this sum over to e$avers, considered as fresh funds boh? Qualified for the incremental sum promo anot??

Fresh funds usually means must come from another bank's a/c, unless I'm wrong. Just transfer the money out and in again?

 

[addict951]

Ask yall again
Those who transferred in on Sat 01 Apr the transaction/value date ish 01 Apr or 03 Apr?
KNS one I transferred in ytd transaction date ish 03 Apr

 

[tmkedmw]

Ask yall again
Those who transferred in on Sat 01 Apr the transaction/value date ish 01 Apr or 03 Apr?
KNS one I transferred in ytd transaction date ish 03 Apr

FAST transfer done on a Sunday/public holiday is valued on the next working day. You did your xfer on a Sunday, so value on Monday.

 

[giants_lee]

Hi, just to check if the $1m cap for the 1.3% interest is applicable regardless how many eSaver accounts you have? Meaning for example, if you have 2 eSaver accounts and both have $1m inside, both accounts will earn the 1.3% interest?

 

[addict951]

Guys, those of yall who opened a 2nd esavers a/c, yall filled in the online a/c opening form then somebuttie from the bank contacted you after that is it?

 

[orange_sky]

Hi, just to check if the $1m cap for the 1.3% interest is applicable regardless how many eSaver accounts you have? Meaning for example, if you have 2 eSaver accounts and both have $1m inside, both accounts will earn the 1.3% interest?

Yes..........

 

[mikafire]

Guys, those of yall who opened a 2nd esavers a/c, yall filled in the online a/c opening form then somebuttie from the bank contacted you after that is it?

no one from bank contact me after tat..a/c open successfully

 

[flikmy]

no one from bank contact me after tat..a/c open successfully

Agreed, there wasn't anyone that contacted me from the bank.

On a side note, ever since I've started opening 2 esavers account, I'm unable to tally my bonus interest i.e. it seems lower than expected. I've put in less than 50k but it seems like the amount collected is giving less than 0.7%.

Has anyone here checked their savings interest rates on their eSavers acc?

 

[cybercom8]

was told by someone in the bank that even when you transfer funds from one esaver account to another esaver account, you will still get the bonus interest.

has anyone tried that?