Standchart eSaver

[Squaredot]

Thanks for informing. I didn't get it end Jun. You sure your fund maintain within 3 calendar month, not cross over to 4 month? For example fund in 31-Dec, kept Jan till Mar, which effectively you kept fund more than 3 calendar months.

oh I get what u mean!
you deposited 200k for 3 calendar months, say from 1 Sep 2018 to 30 Nov 2018 and this doesn't qualify?

I'm not sure whether the old T&Cs had exact wordings as present promotion.
If u have a copy of old T&Cs, bring it up to your RM! The bank cannot anyhow twist one

 

[arctician]

But interest drops after 3 months and still locked for another 2 mths?

no only 90d lock in period, so you get full interest plus $4800. You can just withdraw and maintain acct at zero as per normal after that, jade is just a tier but accounts still using premier or EGA. Worst case they dropped you back to premier only, but Q2 onwards they changed it to new to bank

Thanks for informing. I didn't get it end Jun. You sure your fund maintain within 3 calendar month, not cross over to 4 month? For example fund in 31-Dec, kept Jan till Mar, which effectively you kept fund more than 3 calendar months.

i get what you mean now, yea i did hold it across 4 calendar months. In the tnc it states 90days from funding date, so by right no of months shouldnt matter

 

[redefine_style]

Hi there, is it worth to have the e$aver account as a savings account?

 

[wutawa]

Maybank isavvy can give more int if u have more than $10k. Moreover, its min balance and fall-below fee r less.

 

[K_E_N_L_A_W]

I got 2x interest. One is the 0.15% prevailing and one is 0.25% bonus interest on 30th jun. So i should be getting another BONUS interest by the 20th i assume.

Had a call with one of the SCB staff. They shared the following.

End of month
You will get 2 interests
1) prevailing interest - 0.1% - 0.25%
2) incremental bal. for jun (last working day of the month) current month adb vs previous month - promo interest or 1.55% whichever higher.

Around 20th of next mth
You will get 1 interest
3) exclusive bonus - promo interest or 1.55% whichever higher.

I already got the prevailing interest on end of the month in june.
My ADB is lower than last mth ADB so i get $0.

Will confirm when i get the exclusive bonus interest around 20th this month.

 

[Alwaysb]

So total 3 interest? Assuming adb is lower than june? Or either one?

Had a call with one of the SCB staff. They shared the following.

End of month
You will get 2 interests
1) prevailing interest - 0.1% - 0.25%
2) incremental bal. for jun (last working day of the month) current month adb vs previous month - promo interest or 1.55% whichever higher.

Around 20th of next mth
You will get 1 interest
3) exclusive bonus - promo interest or 1.55% whichever higher.

I already got the prevailing interest on end of the month in june.
My ADB is lower than last mth ADB so i get $0.

Will confirm when i get the exclusive bonus interest around 20th this month.

 

[mdax23]

Had a call with one of the SCB staff. They shared the following.

End of month
You will get 2 interests
1) prevailing interest - 0.1% - 0.25%
2) incremental bal. for jun (last working day of the month) current month adb vs previous month - promo interest or 1.55% whichever higher.

Around 20th of next mth
You will get 1 interest
3) exclusive bonus - promo interest or 1.55% whichever higher.

I already got the prevailing interest on end of the month in june.
My ADB is lower than last mth ADB so i get $0.

Will confirm when i get the exclusive bonus interest around 20th this month.

2) and 3) sounds the same. lol

 

[K_E_N_L_A_W]

2) and 3) sounds the same. lol

How is it same? One is incremental adb current mth over previous month. The other is adb for current month.

 

[Jazzbie]

How is it same? One is incremental adb current mth over previous month. The other is adb for current month.

Probably what he meant was that the exclusive bonus will only be for the non-incremental amount. So that there is no double bonus on the incremental amount. So it will be the same as a typical esaver account with all fresh funds.

 

[mdax23]

How is it same? One is incremental adb current mth over previous month. The other is adb for current month.

Oh.. so if you don't increase the balance will only get 1) and 3) right

 

[henrylbh]

maple96 wrote:
Its got to do with AML, bank have the final say, layman will not understand, and u refuse to disclose your salary/assets, that's the killer!

But all transactions requested were supported and explained. Unless they dumb to understand. There is no reason to know my salary and shareholdings that are not related to the transactions. I only made 3 share payments from my accounts and they are not significant compared to my many in and out share transactions in the people's bank

On 8 Jul, my RM finally phoned me to say that my account will not be closed, though I still refused to disclose my salary/assets

Say only

That's after 2 webmails on 12 Jun and 19 Jun and an email on 6 Jul through their feedback channel.

Frankly, lousy service and the Manager whom I addressed the mail to care less to response.

 

[pinpinpin]

On 8 Jul, my RM finally phoned me to say that my account will not be closed, though I still refused to disclose my salary/assets

Say only

That's after 2 webmails on 12 Jun and 19 Jun and an email on 6 Jul through their feedback channel.

Frankly, lousy service and the Manager whom I addressed the mail to care less to response.

What did u wrote ?

 

[beautyseek]

Read earlier here that can open another esaver acct. I.e. an indv can have 2 esaver accts. I tried online opening but cannot leh. How did u guys do it huh?? Can PM me to let me know too. Thank u

 

[Squaredot]

Bonus interest for "exclusive promotion extension" is credited today.
FYI.

 

[edens_guards]

Got it too. Exclusive bonus internet it was called.

 

[oceanicmanta]

Read earlier here that can open another esaver acct. I.e. an indv can have 2 esaver accts. I tried online opening but cannot leh. How did u guys do it huh?? Can PM me to let me know too. Thank u

after Login, select Apply, then the first option is there to select E$AVER account for opening, press apply then follow the steps

 

[SKenny]

I have given up on stanchart after trying them again recently.

 

[coldboy]

after Login, select Apply, then the first option is there to select E$AVER account for opening, press apply then follow the steps

Tried but unsuccessful. Can't get thru step 2.

Sent from OnePlus ONEPLUS A5000 using GAGT

 

[beautyseek]

Does not work for me too.
Hoping to open an extra eSaver acct under joint.

 

[Buzy_bee]

I have given up on stanchart after trying them again recently.

What happened?