Standchart eSaver

[laurent_rio]

Hi for esaver, if i leave 0$ inside account and and let say 2 months later or when interest better i deposit money, will they charge the accumulative fall below fee ?

 

[vsvs24]

Hi for esaver, if i leave 0$ inside account and and let say 2 months later or when interest better i deposit money, will they charge the accumulative fall below fee ?

I leave $1000 behind instead of worrying.

 

[wutawa]

Hi for esaver, if i leave 0$ inside account and and let say 2 months later or when interest better i deposit money, will they charge the accumulative fall below fee ?

Fall below fee cannot accumulate unless u start seeing negative balance (overdraft).

 

[peppermint7]

Fall below fee cannot accumulate unless u start seeing negative balance (overdraft). However, there is a trick in order to leave $0.

Why got trick i thought just withdraw out everything will do

 

[peppermint7]

Scb will require u to leave at least a cent inside. U can try.

But.. previously u told me withdraw all out. I already did. For months 0 inside le..

I didn't know need leave a cent. Lol.
Hahaha.

To be exact

I draw all out 29th January
Then 31st Jan they credit 8c interest to me.
On 1st Feb i notice the 8c. I draw all out as well

 

[DOINK1]

Always left it empty. Will only deposit when I want to transfer money to my USD settlement account. So far so good.

 

[wutawa]

But.. previously u told me withdraw all out. I already did. For months 0 inside le..

I didn't know need leave a cent. Lol.
Hahaha.

To be exact

I draw all out 29th January
Then 31st Jan they credit 8c interest to me.
On 1st Feb i notice the 8c. I draw all out as well

Wah, for a long period, i always encountered err when i tried withdraw all, so i had to leave a cent. Thus scb been eating my few cents int. Anyway, last mth dun have fall below fee. Dunno why. And i just managed to transfer out my last cent. Thanks for sharing.

 

[laurent_rio]

Always left it empty. Will only deposit when I want to transfer money to my USD settlement account. So far so good.

When/Which date normally they will deduct fall below fee, just to avoid deposit on early month and later they will deduct

 

[wutawa]

When/Which date normally they will deduct fall below fee, just to avoid deposit on early month and later they will deduct

Fall below is deducted at the beginning of each mth except sun/ph.

 

[MultiSystemAtrophy]

is there a special promo for priority member?
I have been priority member for many years, except cupcake last year

Just received a SMS and downloaded the esaver promo document for priority members.

Until 30 sept, there will be variable interest rates every month, So every month the rate will be up to them to decide.
Basically, for april, its 1.2 % for amount 200k and above. Accumulated daily balance, not fresh funds.

Anyway my money is all in Maybank for April. Wait until May starts then see how ... Need to transfer out from MB to SCB then again.

 

[henrylbh]

I have been so long for years and they never kick me out

I also have been a priority member since don't know when. Last year they gave me a letter saying that they will close my account and cancel my credit card

Since then I leave less than $100 in the account and I am still a priority member and my credit card is still valid though I have not used it for a few years

 

[lasnoblur]

I leave $1000 behind instead of worrying.

i did the same too. didnt know can withdraw everything and there will be no charges. thx all for sharing.

 

[wutawa]

Wah, for a long period, i always encountered err when i tried withdraw all, so i had to leave a cent. Thus scb been eating my few cents int. Anyway, last mth dun have fall below fee. Dunno why. And i just managed to transfer out my last cent. Thanks for sharing.

just found out i was upgraded to priority. tat's why no fall below fee.

 

[peppermint7]

just found out i was upgraded to priority. tat's why no fall below fee.

How u get the upgrade?

 

[wutawa]

How u get the upgrade?

no idea. by right need $200k but i dun have so much.

 

[peppermint7]

no idea. by right need $200k but i dun have so much.

Congrats to your new status
Now u can leave any amount u want in there without being disturbed

 

[havetheveryfun]

Congrats to your new status
Now u can leave any amount u want in there without being disturbed

the RM will disturb u

 

[wutawa]

the RM will disturb u

Really meh? On 30 mar, I called and emailed to scb about their email spams.

 

[crystalnox]

no idea. by right need $200k but i dun have so much.

At least 150k? I wouldn't want them to auto upgrade me, will miss out on welcome bonuses.

 

[havetheveryfun]

Really meh? On 30 mar, I called and emailed to scb about their email spams.

at that time u may have already been upgraded to priority.. thats why sometimes seem like you receiving 2-3 times SCB email in a day, because the other one is for priority .. if priority email at the bottom will have your RM name and phone number

they will sure call u at least once after u have been upgraded.. sure want to sell some stuff .. my 1 asked me y i got 3 esaver accs lol.. dont know what to reply