Standchart eSaver

[Devilsire]

Spoiler

Emptied all accounts, Good bye SCB.... was good while it lasted
Thanks for the convenience of allowing direct transfers between own account and still eligible for bonus interests over the years

 

[Imhthc]

Spoiler

Emptied all accounts, Good bye SCB.... was good while it lasted
Thanks for the convenience of allowing direct transfers between own account and still eligible for bonus interests over the years

Is it too early to bid farewell? Looks like the saving interest market is going south together. Maybe for now, it might not be attractive compared to other accts but soon catch up will take place. No bank will continue to pay atrociously higher interest to savers when the loan interests have also drop.

 

[Squaredot]

DBS multiplier already cut wef 1 May.

can cut again
OCBC cut again after revision wef 1 May 2020.

 

[oddeye82]

Don’t like this leh. I just transferred most of my esaver fund to multiplier account.

can cut again
OCBC cut again after revision wef 1 May 2020.

 

[daranic]

Anyone transferred fund from esaver ac 1 to esaver ac 2 on 31/5?

I did that on 31/5 after the interest was credited on 30/5, thinking 30/5 could be the day when ADB will be used for May. But i realised SCB has debited a few cents of interest from my esaver ac 1 and credited the same amt to my esaver 2.

Does it mean my esaver ac 2’s ADB for May is not 0 anymore? And I have spoilt my chance to earn bonus interest for Jun and Jul? :~(

 

[Imhthc]

Anyone transferred fund from esaver ac 1 to esaver ac 2 on 31/5?

I did that on 31/5 after the interest was credited on 30/5, thinking 30/5 could be the day when ADB will be used for May. But i realised SCB has debited a few cents of interest from my esaver ac 1 and credited the same amt to my esaver 2.

Does it mean my esaver ac 2’s ADB for May is not 0 anymore? And I have spoilt my chance to earn bonus interest for Jun and Jul? :~(

Ya. Very likely that ur may adb is not zero. Also can be validated with the credit and debit of the interest in may.

 

[wutawa]

Anyone transferred fund from esaver ac 1 to esaver ac 2 on 31/5?

I did that on 31/5 after the interest was credited on 30/5, thinking 30/5 could be the day when ADB will be used for May. But i realised SCB has debited a few cents of interest from my esaver ac 1 and credited the same amt to my esaver 2.

Does it mean my esaver ac 2’s ADB for May is not 0 anymore? And I have spoilt my chance to earn bonus interest for Jun and Jul? :~(

U should always transfer on the 1st.

 

[Squaredot]

Anyone transferred fund from esaver ac 1 to esaver ac 2 on 31/5?

I did that on 31/5 after the interest was credited on 30/5, thinking 30/5 could be the day when ADB will be used for May. But i realised SCB has debited a few cents of interest from my esaver ac 1 and credited the same amt to my esaver 2.

Does it mean my esaver ac 2’s ADB for May is not 0 anymore? And I have spoilt my chance to earn bonus interest for Jun and Jul? :~(

I'm surprised to know some interest is deducted from your e1 and credited to your e2.
I tot it's stated in t&c, if the last day of month falls on Sunday or Public Holiday, movement of funds should be disregarded?

 

[heng_ah]

Yeah, mine also zero liao.
Goodbye SCB... and hopefully next year we can become friend again

Spoiler

Emptied all accounts, Good bye SCB.... was good while it lasted
Thanks for the convenience of allowing direct transfers between own account and still eligible for bonus interests over the years

 

[maumu]

wow, this thread got relegated to as far back as page 7...

wanted to ask those who're exclusive bonus interest clients (1.55%, which ended on 31 May), have you received your bonus interest for the month of May?

I received the normal bonus interest (based on 0.95% for Apr-May promotion) earlier in June and checked with CSO, they said will credit in the remaining 0.6% under exclusive bonus interest. So want to check whether the others also share the same experience.

 

[Squaredot]

wow, this thread got relegated to as far back as page 7...

wanted to ask those who're exclusive bonus interest clients (1.55%, which ended on 31 May), have you received your bonus interest for the month of May?

I received the normal bonus interest (based on 0.95% for Apr-May promotion) earlier in June and checked with CSO, they said will credit in the remaining 0.6% under exclusive bonus interest. So want to check whether the others also share the same experience.

ok bro, I just checked mine, not in yet but it's coming soon.
T&C states "by 20th"

 

[reddevil0728]

ok bro, I just checked mine, not in yet but it's coming soon.
T&C states "by 20th"

I thought T&Cs says credited by the 7th working day of the next calendar month????

 

[Mickey01]

wow, this thread got relegated to as far back as page 7...

wanted to ask those who're exclusive bonus interest clients (1.55%, which ended on 31 May), have you received your bonus interest for the month of May?

I received the normal bonus interest (based on 0.95% for Apr-May promotion) earlier in June and checked with CSO, they said will credit in the remaining 0.6% under exclusive bonus interest. So want to check whether the others also share the same experience.

I think you should see the credit tomorrow morning when you wake up It was a good 25 month relationship without having to play musical chair every couple of months

 

[maumu]

I think you should see the credit tomorrow morning when you wake up It was a good 25 month relationship without having to play musical chair every couple of months

no need to wait till tomorrow... just checked, it's in

sadly, good things indeed come to an end. hope they revive the promotion when the rates climb up again...

 

[reddevil0728]

no need to wait till tomorrow... just checked, it's in

sadly, good things indeed come to an end. hope they revive the promotion when the rates climb up again...

there's still a promo no?

 

[Squaredot]

I think you should see the credit tomorrow morning when you wake up It was a good 25 month relationship without having to play musical chair every couple of months

Interest jib liao

yea, it was my good backup high interest savings account for 25 months! I didn't make full use of it though

 

[Tiger9119]

The base interest rate for SCB e$aver will be reduced by 0.05 to 0.10% effective 01 August 2020.

https://www.sc.com/sg/important-information/int-rate-update/

 

[reddevil0728]

Drop to 0.55%

Never see before rate on e$aver.

Sent from Mercedes-Benz E250 using GAGT

there's always a first.

 

[sgbird]

Cheap cash nowadays....

Drop to 0.55%

Never see before rate on e$aver.

Sent from Mercedes-Benz E250 using GAGT

 

[eAtNeAt]

Yeah received a marketing email that tout this as a 'promotion'.

Drop to 0.55%

Never see before rate on e$aver.

Sent from Mercedes-Benz E250 using GAGT