Standchart eSaver

[crossfitter]

Shld be in before if its a sunday. weird that is the 21st and its still not in yet

 

[yuppieboy]

Terms and Conditions of Bonus Interests for Esaver. (Clause 7)

7. The Bonus Interest shall be credited to your Qualifying Account in single or multiple credit transactions by the 20th calendar date of the following month (the “Bonus Interest Crediting Date”), provided that your Qualifying Account remains valid and in good standing as at the Bonus Interest Crediting Date.

 

[Squaredot]

Haven't gotten the 2.8% yet...should be in by the 20th. Is it because 20th is a Sunday ?

Anyone got it yet ?

Shld be in before if its a sunday. weird that is the 21st and its still not in yet

likely will be credited today. No worries, this happened before and it's back-dated iirc, no lugi..

 

[crossfitter]

Exclusive Interest is just credited

 

[Ahboy069]

Yes just received well done but bye scb … waiting f or ur 3.5% n above email haha

 

[crossfitter]

Yes just received well done but bye scb … waiting f or ur 3.5% n above email haha

not sure if we will get the 3.5 percent email if we have received the 2.8 percent one before. Has anyone received both?

 

[gnooliew]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

 

[Mickey01]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

no

 

[havetheveryfun]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

The meaning of this is that for instance eSaver promo now is 2% for oct and nov. so if you got the 3.5% bonus email and enroll in it. and in dec the esaver promo is 4%. u will get the 4% instead of 3.5%, thats all.

 

[yiron]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

Key words are "indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period"

 

[Jov1623]

No point for 3.5% ..

 

[havetheveryfun]

No point for 3.5% ..

got point as for this u dont have to lock up ur money at all

 

[Squaredot]

No point for 3.5% ..

what makes u say this

3.5% for liquid cash is not shabby for me

 

[Mickey01]

No point for 3.5% ..

don't understand your comment "no point for 3.5%". After you accept the 3.5% invite, even if you leave $1 inside the account, you get 3.5% from the very first $$. Which account as of today awards you 3.5% for $1 deposit other than RHB (but the promo ending in 8 days).

 

[24thchromosome]

Guys for Dec, where are you guys musical chair into next?

btw, let's say if I move fund out of esaver on 1st Dec and if that trigger an invite for say 2.8% or 3.5%, I still need to empty it for a month before coming back in Jan to be eligible?

 

[CaptainWu]

Guys for Dec, where are you guys musical chair into next?

btw, let's say if I move fund out of esaver on 1st Dec and if that trigger an invite for say 2.8% or 3.5%, I still need to empty it for a month before coming back in Jan to be eligible?

To my understanding so far for invitation on email, there is no fresh funds required so no need to empty the account in this case.

 

[sgreview]

Guys for Dec, where are you guys musical chair into next?

btw, let's say if I move fund out of esaver on 1st Dec and if that trigger an invite for say 2.8% or 3.5%, I still need to empty it for a month before coming back in Jan to be eligible?

u have to read the tnc of what u signed up for. For most of us, the tnc of our invitation stated to have 100k on a certain date to qualify for the promo, and from then till the end of the campaign, any amount will get the promo rate.

 

[direbmem]

Haha worry so much but never get the invite also no use right lol

 

[Squaredot]

not sure if we will get the 3.5 percent email if we have received the 2.8 percent one before. Has anyone received both?

possible. I was on 1.55% exclusive promotion months ago and was offered 2.8% recently. But I'm not really utilising esaver now as there are higher interest elsewhere

 

[Mickey01]

To my understanding so far for invitation on email, there is no fresh funds required so no need to empty the account in this case.

not true. You have to read the invite TnCs. For me, the first invite, to accept the invite I need at least $100,000 incremental on last day of invite month compared to last day of previous month. Then the subsequent invite (so call invite extension), I need not do anything to enjoy the new bonus rate.