Standchart eSaver

[gnooliew]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

 

[Mickey01]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

no

 

[havetheveryfun]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

The meaning of this is that for instance eSaver promo now is 2% for oct and nov. so if you got the 3.5% bonus email and enroll in it. and in dec the esaver promo is 4%. u will get the 4% instead of 3.5%, thats all.

 

[yiron]

This clause in my last e$aver promo tnc means even if i didn't get the 3.5% email, I should be getting 3.5% right?

"Notwithstanding Clause 5 above, in the event that the bank offers to the Bank’s other customers holding Eligible Account(s), a bonus interest rate higher than Bonus Interest Rate (“Higher Bonus Interest Rate”) for any e$aver bonus interest promotion, indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

Key words are "indicated on our website as open to all Eligible Account(s) held during the Bonus Interest Earning Period"

 

[Jov1623]

No point for 3.5% ..

 

[havetheveryfun]

No point for 3.5% ..

got point as for this u dont have to lock up ur money at all

 

[Squaredot]

No point for 3.5% ..

what makes u say this

3.5% for liquid cash is not shabby for me

 

[Mickey01]

No point for 3.5% ..

don't understand your comment "no point for 3.5%". After you accept the 3.5% invite, even if you leave $1 inside the account, you get 3.5% from the very first $$. Which account as of today awards you 3.5% for $1 deposit other than RHB (but the promo ending in 8 days).

 

[24thchromosome]

Guys for Dec, where are you guys musical chair into next?

btw, let's say if I move fund out of esaver on 1st Dec and if that trigger an invite for say 2.8% or 3.5%, I still need to empty it for a month before coming back in Jan to be eligible?

 

[CaptainWu]

Guys for Dec, where are you guys musical chair into next?

btw, let's say if I move fund out of esaver on 1st Dec and if that trigger an invite for say 2.8% or 3.5%, I still need to empty it for a month before coming back in Jan to be eligible?

To my understanding so far for invitation on email, there is no fresh funds required so no need to empty the account in this case.

 

[sgreview]

Guys for Dec, where are you guys musical chair into next?

btw, let's say if I move fund out of esaver on 1st Dec and if that trigger an invite for say 2.8% or 3.5%, I still need to empty it for a month before coming back in Jan to be eligible?

u have to read the tnc of what u signed up for. For most of us, the tnc of our invitation stated to have 100k on a certain date to qualify for the promo, and from then till the end of the campaign, any amount will get the promo rate.

 

[direbmem]

Haha worry so much but never get the invite also no use right lol

 

[Squaredot]

not sure if we will get the 3.5 percent email if we have received the 2.8 percent one before. Has anyone received both?

possible. I was on 1.55% exclusive promotion months ago and was offered 2.8% recently. But I'm not really utilising esaver now as there are higher interest elsewhere

 

[Mickey01]

To my understanding so far for invitation on email, there is no fresh funds required so no need to empty the account in this case.

not true. You have to read the invite TnCs. For me, the first invite, to accept the invite I need at least $100,000 incremental on last day of invite month compared to last day of previous month. Then the subsequent invite (so call invite extension), I need not do anything to enjoy the new bonus rate.

 

[PC-User]

not true. You have to read the invite TnCs. For me, the first invite, to accept the invite I need at least $100,000 incremental on last day of invite month compared to last day of previous month...

Only last day compare to last day? No need whole month ADB? Why not 選我？選我！

 

[Jov1623]

Only last day compare to last day? No need whole month ADB? Why not 選我？選我！

+1

 

[havetheveryfun]

anyone got insider news on next 2 mths esaver rates ? hope at least 2.5%!

 

[Mickey01]

anyone got insider news on next 2 mths esaver rates ? hope at least 2.5%!

I'm also waiting to see the new bonus promotion. I think it will be at least 2.8%

 

[PC-User]

anyone got insider news on next 2 mths esaver rates ? hope at least 2.5%!

No 2.5% is really 成何體統! Look at the market.

 

[DevilPlate]

2.5% not bad lah so that some can switch between this and RHB lol

Sadly, I didn't receive the 3.5% invite.....only 2.8% (still contented lor)